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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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fairylord
post Nov 16 2018, 11:06 AM

tag [@fairylord]
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 16 2018, 10:57 AM)
Boleh .
After click `back' , not fully exit  but return to the page shown the balance of your account.
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Huh, unker, u mean when u on the bank key in otp page click back then to asnb fpx page?
fairylord
post Nov 16 2018, 11:09 AM

tag [@fairylord]
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QUOTE(rapple @ Nov 16 2018, 04:27 AM)
Ut dividend its taxed already. If you remember, previously you need to declare your dividend because if your personal  tax rate is low you can get back the tax differences but now because of Single Tier System you dont need to declare anymore.

If im not wrong, the UT tax exmeption is for company that invest in fund like the news below.. My previous Company did that instead of putting into FD. Fd interest is tax at company tax rate if you didnt know.
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Thanks bro, where can discuss this RHBICMF ya? I know the PMMMF fixed RM1 with 3.7% p.a. discussed in eUT thread.
fairylord
post Nov 16 2018, 01:26 PM

tag [@fairylord]
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 16 2018, 01:14 PM)
In case no tac , I will click back button and return to tac page .
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 16 2018, 01:16 PM)
Unker tak tau how to attach 2 file in a post.
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unker, you bravo bruce.gif

haha...just use the same to add attachment file in one post will do. thumbup.gif

thanks for the image explanation. So the "Back" in bank payment page.
fairylord
post Nov 16 2018, 03:36 PM

tag [@fairylord]
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 16 2018, 03:32 PM)
Haizzz , my pocket money become less and lesser.

Unker have to Ikat perut till to end of November.  Wait for gaji .
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Pocket gorek gorek found some coin... gorek gorek some more coin, then gorekl again got some more..


Unker, you r my inspire.
fairylord
post Nov 16 2018, 04:25 PM

tag [@fairylord]
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 16 2018, 04:21 PM)
Malaysian can buy ar ?

Maybe their minimum requirements is 1m USD . Haha .
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Unker, u qualified leh...

Soros : "It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong."
fairylord
post Nov 16 2018, 06:12 PM

tag [@fairylord]
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QUOTE(propertyowner @ Nov 16 2018, 06:10 PM)
Ya always good to have some sort of diversification.

To some point, I still think it is "easy" to get ASM as long we are consistent enough to purchase it online.

In a month anyone can also reach his purchase target.

Many of my coliqs did it from zero to 6 digits and eventually they also get bored topping up anymore. Lol
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Wah.. sampai boring dah..I'm not just no bullet haha
fairylord
post Nov 16 2018, 06:21 PM

tag [@fairylord]
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QUOTE(propertyowner @ Nov 16 2018, 06:17 PM)
Haha u know la, at first ppl tend to be kiasu, then after hoot many via online, they start to be reserve liao.
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Hope I have boring day soon.
I think unker start boring.
Now start looking better pool to fish.

fairylord
post Nov 16 2018, 06:30 PM

tag [@fairylord]
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QUOTE(propertyowner @ Nov 16 2018, 06:27 PM)
Sometimes 3 digits are a waste of time.

Just accumulate till 8888 or 9999 as baseline and we will get through 6 digit in ASNB by less than 10 counts.

Some ppl "use" their interns / SL1M during ofc hour to key in captcha and it even faster.
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Sounds like a plan.

I'm not the user but being used (any one keen to offer me a home based job - get paid to key in captcha)
fairylord
post Nov 16 2018, 06:37 PM

tag [@fairylord]
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QUOTE(propertyowner @ Nov 16 2018, 06:35 PM)
After they accumulated 6 digits, they don't find it challenging / urgent to top up anymore.
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One of the factor also how much % of their investment portfolio allowed for ASx and how big is the fund available in pocket. Some 6 digits might just a coin, some is like big cow roda.

fairylord
post Nov 17 2018, 12:47 AM

tag [@fairylord]
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QUOTE(nexona88 @ Nov 17 2018, 12:23 AM)
aiya...
u guys don't spoilt my evil plan ahh...
collecting unit holders now... for them to email / feedback asnb on online withdrawals & transfer  devil.gif  flex.gif
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I support also, don't mind drag until next year, still collecting bullet.
fairylord
post Nov 18 2018, 10:01 AM

tag [@fairylord]
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History this year 2018 ASM available as member reported

Before CNY
April (after div)
4 May
End July
17 Nov

HeHe

Missed the boat, no money but ticket to ride the boat
No bait to fish
No bullet to shoot

This post has been edited by fairylord: Nov 18 2018, 10:02 AM
fairylord
post Nov 18 2018, 12:07 PM

tag [@fairylord]
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QUOTE(lucifah @ Nov 18 2018, 12:04 PM)
exactly. it is not just a matter of matehmatical equations or numbers. diff people have diff preferences.

heck, some might even call me a bloody idiot for putting in so much money into ASx rather than properties

i tell them i am comfortable with what i have now saja, i no have such large appetite for big houses or big cars
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Going to board meeting with low yah (antique) car , respect

Having fine dining with cash but wear shorts and singlet, notworthy.gif

Wish I have the day , dream first

This post has been edited by fairylord: Nov 18 2018, 12:08 PM
fairylord
post Nov 19 2018, 09:14 PM

tag [@fairylord]
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 19 2018, 08:07 PM)
Marry 4 wife's , less than 1 month my asnb account become kosong.  Haha .
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How to hold 4 hands to be "romantic" or economic?

QUOTE(nexona88 @ Nov 19 2018, 08:16 PM)
No more BKT Bak Hwa alcohol etc.  whistling.gif
Can live without them ahh...
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l love bak gua ..No exchange xD

fairylord
post Nov 19 2018, 09:50 PM

tag [@fairylord]
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QUOTE(OLT @ Nov 19 2018, 09:46 PM)
Hi all,

May I know whether my friend can transfer his ASM funds directly to me?

If can what should I do? I do not has any ASNB account right now.

Thanks.
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U must have account.
U must have same fund in account to receive transfer of same fund.

This post has been edited by fairylord: Nov 19 2018, 09:52 PM
fairylord
post Nov 20 2018, 10:24 PM

tag [@fairylord]
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QUOTE(nexona88 @ Nov 20 2018, 06:14 PM)
Hopefully maintained 6%..
ASB dividends would give some hint 🙏
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Page 88, leave a post you..Must be ong ong 88

It's hard time for zeti and harapan take over in this heavy rain season...Not easy to maintain, let's not talk about growth first

This post has been edited by fairylord: Nov 20 2018, 10:26 PM
fairylord
post Dec 1 2018, 08:58 PM

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QUOTE(veera77 @ Dec 1 2018, 05:11 PM)
Current option 👇 for low risk
- ASNB Bumi 7%
- ASNB Malaysian 6%
- EPF 5-7%
- Mortgage 4-5%
- SSPN 3-4%
- FD 3.0-4.5%
- CASA 1.5%

So we just need to play around with above options...some may have withdrawal limitation  eg EPF, SSPN...but some may have tax relief benefits eg EPF, SSPN, PRS...so pandai2 kira and find the best fit with your lifestyle..
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like your idea, bro, 25% goes to higher risk investment.

This post has been edited by fairylord: Dec 1 2018, 08:59 PM
fairylord
post Dec 9 2018, 12:47 AM

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QUOTE(john123x @ Dec 6 2018, 11:02 PM)
borrow from bank
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bro, what is CFC stand for?
fairylord
post Dec 23 2018, 12:14 PM

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QUOTE(veera77 @ Dec 23 2018, 12:09 PM)
Some people like the word ‘capital guranteed by govt’...including me..

‘Capital guranteed by govt’ is important for long term investment and retirement saving..

Why not all TH depositors withdraw out their money? Bcoz they know 100% TH deposits are guranteed by govt..

Thats could be the reason why LGE even included all ‘govt guaranteed amount’ into country debt total...which touched 1 trillion...where Najib argued should not be included that as per international standard for country debt calculation..
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like singapore saving bonds
fairylord
post Feb 11 2019, 06:15 PM

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i wanna join the whatsapp, by the way, who is the admin laugh.gif
fairylord
post Feb 24 2019, 06:30 PM

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QUOTE(beLIEve @ Feb 24 2019, 06:19 PM)
https://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment
Edit : Wahhh Maybank2me power la. I never even add my week-old ASNB account and it already add for me.
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What is maybank2me = m2u?
Only ASB and ASM1 oh?

QUOTE(vin_ann @ Feb 24 2019, 06:23 PM)
Agreed.
That day I was trying using M2U app...
After 2 days I checked my bank acc transactions, saw a lots of debit credit RM101.00

It was the unsuccessful ASNB transaction...
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Meaning charged first and reversed if unsuccessful?


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