Few daysago, Khazanah already warned govt that Fundmyhome was not designed for 20%-80% as mentioned in Budget 2019..

ASNB is best investment in the world...love you ASNB...muah muah muah

Sorry again admin/all for started the off-topic..i will behave better

311 entry pun, spin button still disable...

if like this, then can forget about property investment and REIT...the golden day of property booming is finally over...if u can net rental return 3% also too good ready...

if u have your own roof to stay, no matter big or small...u r luckiest man on earth...

main trick in high risk investment is realized vs unrealized gain...if u are not good in realizing ur gain at right time...next day all might disappear

imagine during crypto at usd20k...let say unrealized gain was 100x...but today maybe only 20%....

greedy always will overcome ur smartness

in low risk investment like ASNB, FD and EPF...we not need to deal with greedy

If buy today, Astro DY 10% super super super
But tomorrow don’t know whether Astro will alive then all end up tisu paper

ASNB the best

No...even RM100 can not get

For me 7pm only here in Qatar...its weekend eve...super fresh...ha ha

Just trolling before bro lets come to serious business...

Yes agree REITs is consistent dividend around 6-7% dividend (at current DY rate)...but as u mentioned the capital stable becoz usually not much price movement...so on that point...i still prefer to buy ASNB since ASNB capital much more stable (fixed NAV 1.00) at consistent DY 6%...lesser capital risk but similiar return..

ASTRO, is off-topic here...so I reserve my comment why i’m buying this week...but i aware the capital risk is high..

My humble 2cent bro

This post has been edited by veera77: Nov 16 2018, 02:46 AM

For many year ASW2 was first love for many...now ASM1 taken over the tittle..ASW2 must getting jelous..ha ha

‘Hardwork’
‘Save’
‘ASNB’
‘Goyang kaki’

Sequences of financial freedom...

Great bro... sikit2 lama2 bukit

Some earn RM2,000, but save RM100 monthly..
Some earn RM50,000 but even can’t save RM100..

Exactly

Unker and Sifus here are merciless...have to battle on same ground..ha ha

ASB ada bonus pun, may be again for first 10k..just to show huge percentage during media announcement

Having withdrawal option..will make MyASNB more vulnerable and need higher security level eg 2-level authentication...and need more dedicated team to maintain the security and hacking..all are extra cost...

I’m doubt ASNB will spend more this...

They using third party 2FA service FPX for top-up...but for withdrawal, I think ASNB can’t use third party service...

Anyway like many, me also don’t want to have withdrawal..me itchy hand also..he he

Dear all,
Appreciate your opinion for below:

Let say one student have PTPTN loan RM 28k.

Option 1 :
Take 20% full settlement discount, and pay RM22.4k (28k - 20%). End the story.

Option 2 :
Don’t take 20% offer, but Invest that RM22.4k in ASNB now, for next 15 yrs. But pay RM28k loan @ 1% p.a. interest, for next 15 yrs.

Appreciate your views.

Thanks & Regards,

This post has been edited by veera77: Nov 17 2018, 02:27 AM