You can use WeChat pay. I got it activated by scanning payment QR in China, and it redirects me to scan passport etc.

WeChat is more convenient to use in China compared to Alipay. You get access to menu, discounts and special promotions (Such as B1F1).

For foreign travel, it is always a good idea to bring 2 cards from 2 different bank and from 2 different provider (Visa and MC)

I generally prefer separate Debit Card like Wise. I may put in 3000 and in worst case scenario, I lost 3000.

hie I have been loading up my Wise with CNY currency and also signed up to Alipay app connected to my Wise Visa card.

but I just got to know about the rmb200 limit fees.

is there anyway to bypass the fees? is the fee charged by vendor or by wise itself? if this is the case, GXbank would be a better choice? as it has waive on overseas transaction. only bad about gx bank is the small difference in exchange rate as it uses live Mastercard rates.

will gx bank card be more saving?

I think the cheapest rate is still cash
But don't think it's advisable to change tons of cash going there
I'm still contemplating on whether to go ask those money changer do they have small CNY note as well...change it as backup

Yes. Cash exchange rate still the best.
For me I always change at MV then reach China deposit to my ICBC China mainland bank account.

those who linked their wechat pay or alipay with WISE card

and you have MYR and CNY inside, when you pay...do they deduct in MYR or the CNY that you bought/stored?

Just came back from Guangzhou/Shenzhen/HK/Macau. Here's some pointer to share:

1. Always have a few credit card tied to Alipay just in case one fails. One of my card got blocked after multiple payment via Alipay and luckily I have a spare one.

2. Expect some surcharge for using CC for payment. Rate for my CC is 60.07 and 60.20 for another CC. For comparison, I exchanged my RMB at 58.80. Small price to pay for convenience (if you change 1000 RMB the difference is just RM12). For big ticket item, I paid cash as it is just one off.

3. I purchased a roaming Sim and as I will be using Hotel Wi-Fi for my video consumption, I purchased a one week VPN (else Google, Facebook etc will not work). I figured a Sim+VPN combo will be cheaper than buying a higher data plan.

4. Majority of the merchants accepts QR payment (Alipay and Wechat), so you can basically go cashless. However some only accepts Wechat so be prepared to pay cash if you only have Alipay.

5. Mobile ordering is super common in China, but you can still order over the counter if you are not familiar. Alipay and Wechat app is a must to cover all grounds.

6. QR in China is a different kind of breed and cannot be scanned using your normal QR reader. You have to use Wechat or Alipay to scan the circular QR and it will direct you to the mini program for ordering.

7. Airport in China only checks your Wh of your powerbank so its fine if you dont have CCC logo (International flight).

8. QR payment is less common in Hong Kong and majority of the popular stall only accepts cash.

Hi, should I book a didi upon arriving daxing airport , or safer bet, trip.com airport transfer? Travelling with parents, 4 pax with 4 luggage

we're all using alipay international version

the problem isn't the app, it's our bank, financial institutions and the card
the thing is our card cannot be used to scan everything, our banks aren't used to such usage but in china, they basically use wechat/alipay to pay for everything, even small items
so gather enough transaction per day, your bank will block your card for unusual activity   and demanded you to call the number behind your card not knowing WE CAN'T

so always always have 2-3 backup cards attached on the app or use card with services where you can access their customer service via app/app chat/e-mail address