FYI, from the perspective of dividend.

it doesnt matter if kwsp deposited on 15, or 20, or 25, its still the same dividend amount

the formula for EPF dividend calculation is:
((31 dec) - (last date of the month) + 1 )/ 365 * dividend%

example: RM300 deposit to KWSP on 20 Oct 2019
(31 dec) - (31 oct 2019) + 1 = 62 days

dividend = (62 / 365 ) * epfdividend% * 300

This post has been edited by john123x: Oct 30 2019, 10:01 PM