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Investment Rent or Buy a property, Intellectual talk

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nexona88
post Sep 27 2018, 06:23 PM

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got money. buy

don' have $$. then rent

simple as that...
StarPrimo
post Sep 27 2018, 07:02 PM

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QUOTE(whoisckchua @ Sep 27 2018, 08:44 AM)
Do you guys think it's better to rent or buy a place for investment? Since the instalment could be very expensive but at least you own a property and who knows maybe one day you can resell it at a higher price. But renting a place means you don't have many burdens on your shoulder. More money for food and travelling la hehe  rclxms.gif  rclxms.gif What do you guys think? Let's talk some business. thumbup.gif  thumbup.gif  thumbup.gif
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If you have the money to spend, then buy.
Otherwise, just rent.
lowyatwong
post Sep 27 2018, 07:40 PM

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QUOTE(whoisckchua @ Sep 27 2018, 08:44 AM)
Do you guys think it's better to rent or buy a place for investment? Since the instalment could be very expensive but at least you own a property and who knows maybe one day you can resell it at a higher price. But renting a place means you don't have many burdens on your shoulder. More money for food and travelling la hehe  rclxms.gif  rclxms.gif What do you guys think? Let's talk some business. thumbup.gif  thumbup.gif  thumbup.gif
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rent now,there are alot of so call luxury or high end condo offer chaep price for taker,big bang on bucks
I believe the property market is entering cycle of correction,it will take time for fair price adjustment,lately saw a post by askarperang,one of the top demand property in mont kiara,verve suite where use to yell at 1.1-1.2k psf at agent market,offer ard 800+psf yet no taker..quite an indication
BEANCOUNTER
post Sep 27 2018, 08:51 PM

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QUOTE(num123 @ Sep 27 2018, 09:11 AM)
spot on, just imagine the competition in selling off your unit.

another factor ts must think of is what happen after N years, when you have a family and want to settle down, but you do not own any houses. are you still ok with renting, shifting around every now and then?
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Dun get married and have kids if you dun own house.
Get yr priority right.
BEANCOUNTER
post Sep 27 2018, 08:52 PM

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QUOTE(aaron1717 @ Sep 27 2018, 12:18 PM)
its all depends on your capabilities... there are alot of ppl who own a house, own a car... and still able to go travel annually... eat good foods, attend gathering and etc... nothing much to discuss about on this... if i have the capability to earn... i would choose to own a house while maintaining my normal lifestyle... otherwise... just rent so you dont need to alter your normal spending habit...
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Aaron kor how many years you have been renting house before?
BEANCOUNTER
post Sep 27 2018, 08:56 PM

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QUOTE(jyll92 @ Sep 27 2018, 03:13 PM)
there u go.

real estate is only for people who have extra cash to spare. it was never intended for poorfag.
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Fag actually easier to buy rite? Bcos they dont have families and only own earn own spend?
BEANCOUNTER
post Sep 27 2018, 08:57 PM

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QUOTE(nexona88 @ Sep 27 2018, 06:23 PM)
got money. buy

don' have $$. then rent

simple as that...
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Eh....

Got money you dun buy. Rent will do bcos you can afford it.

Got no money also dun buy bcos you just dont have money to buy.

Anyone else pls buy.
nexona88
post Sep 27 2018, 08:59 PM

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QUOTE(BEANCOUNTER @ Sep 27 2018, 08:57 PM)
Eh....

Got money you dun buy. Rent will do bcos you can afford it.

Got no money also dun buy bcos you just dont have money to buy.

Anyone else pls buy.
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Huh?????

I'm confused laugh.gif laugh.gif
BEANCOUNTER
post Sep 27 2018, 09:00 PM

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QUOTE(nexona88 @ Sep 27 2018, 08:59 PM)
Huh?????

I'm confused laugh.gif laugh.gif
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U see jhlow got buy property for ownstay boh???
All rentx3 nia

And plenty of datuk datin all rent x 3 nia...

Maybe rental is tax deductable or pay by their own companies

This post has been edited by BEANCOUNTER: Sep 27 2018, 09:03 PM
nexona88
post Sep 27 2018, 09:06 PM

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QUOTE(BEANCOUNTER @ Sep 27 2018, 09:00 PM)
U see jhlow got buy property for ownstay boh???
All rentx3 nia

And plenty of datuk datin  all rent x 3 nia...

Maybe rental is tax deductable or pay by their own companies
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Good idea icon_idea.gif
aaron1717
post Sep 27 2018, 09:18 PM

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QUOTE(BEANCOUNTER @ Sep 27 2018, 08:52 PM)
Aaron kor how many years you have been renting house before?
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very short time aje... lol... during first two years college time i guess...
HELLO HELLO
post Sep 27 2018, 10:05 PM

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QUOTE(BEANCOUNTER @ Sep 27 2018, 09:00 PM)
U see jhlow got buy property for ownstay boh???
All rentx3 nia

And plenty of datuk datin  all rent x 3 nia...

Maybe rental is tax deductable or pay by their own companies
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I knew some richy also Ini Macam for tax deduction... rent high end place to stay, But also bought manyak properties to invest at the same time.
TSwhoisckchua
post Sep 27 2018, 10:20 PM

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QUOTE(e-lite @ Sep 27 2018, 09:00 AM)
A bunch of smart people has created a calculator for you: https://www.nytimes.com/interactive/2014/up...calculator.html

My advice is if you planning to keep or stay a property for more than 10 years, then buy. If not, then don't buy. Property is a wealth preservation tool, not wealth generation
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Thanks for the link!!
TSwhoisckchua
post Sep 27 2018, 10:21 PM

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QUOTE(BEANCOUNTER @ Sep 27 2018, 08:57 PM)
Eh....

Got money you dun buy. Rent will do bcos you can afford it.

Got no money also dun buy bcos you just dont have money to buy.

Anyone else pls buy.
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Yeah, need to fork out some money to pay for girlfriend's drinks too
TSwhoisckchua
post Sep 27 2018, 10:22 PM

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QUOTE(HELLO HELLO @ Sep 27 2018, 10:05 PM)
I knew some richy also Ini Macam for tax deduction... rent high end place to stay, But also bought manyak properties to invest at the same time.
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They are rich for some reasons... sad.gif sad.gif
ninetailsnine
post Sep 27 2018, 10:39 PM

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If you can buy cash, its ok lah. Just up to you. Owning a house is not only for an economic reason. But if you need to borrow from a bank, it would not well off. Now, I rent a unit. I have calculated how much the owner earns from this unit. Clearly, its annual yield is below 3 per cent. Even fixed deposit is better. I rather buy stocks. I like having properties and can buy anytime, but the current sluggish market will last long. Not a wise choice.
corleone74
post Sep 28 2018, 03:25 AM

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QUOTE(whoisckchua @ Sep 27 2018, 08:44 AM)
Do you guys think it's better to rent or buy a place for investment? Since the instalment could be very expensive but at least you own a property and who knows maybe one day you can resell it at a higher price. But renting a place means you don't have many burdens on your shoulder. More money for food and travelling la hehe  rclxms.gif  rclxms.gif What do you guys think? Let's talk some business. thumbup.gif  thumbup.gif  thumbup.gif
*
what do you mean by property 'investment'?

This post has been edited by corleone74: Sep 28 2018, 03:29 AM
powerlinkers
post Sep 28 2018, 03:32 AM

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If you are a Malaysian equipped with a career that you do not which to shift:

1. Buy a house for own occupation without exceeding total debt service ratio of 60%(inclusive of all commitments).
BEANCOUNTER
post Sep 28 2018, 04:08 AM

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QUOTE(aaron1717 @ Sep 27 2018, 09:18 PM)
very short time aje... lol... during first two years college time i guess...
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Then you can really experience the pros n cons of renting.

Rent during srudy and working and dating and having families are not the same.
ahmedjib
post Sep 28 2018, 08:45 AM

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QUOTE(num123 @ Sep 27 2018, 09:11 AM)
spot on, just imagine the competition in selling off your unit.

another factor ts must think of is what happen after N years, when you have a family and want to settle down, but you do not own any houses. are you still ok with renting, shifting around every now and then?
*
Hey brathar how much is your trinty unit?
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