Hi there,

letter of authorization is needed when the car owner is not with you in the journey.

Example,

Case 1:
Car owner is A, driver is B, Passenger in the car is A, B, C, D, and E
No letter of authorize require.

Case 2:
Car owner is A, driver is B, Passenger in the car is B, C, D, and E
Letter of authorization is require.

If you are the car owner then there is no need of authorization letter. Just present urself with the original garan, let the custom know ur car color and how many ppl in ur car (including u).

If you borrow the car then u will need the authorization letter from the owner and that particular car's owner IC photo copy.

you mean u are paying the loan to public bank rite? actually you as a car owner can request back the car geran from them. They will give back you the original geran.

new regulations ke?   
car still under loan, vehicle name under your bank in VOC...really???

that's weird for me at least...

Would like to know too... I tot owner name shouldn't be bank's name despite having loan under bank?

Mines still under loan but voc is under my name, yr 2017 car.

You will still need Thailand insurance, is compulsory in Thailand.

Example case,

-with Thailand insurance (cover Thailand vehicle only)
you get involve in accident with Thai vehicle, usually Thai vehicle need compensate if is your fault. So this insurance will pay for them.
Another thing is, even know u buy extension/endorsement in msia, some insurance company wont cover Thailand vehicle, hence why is this important.

-with Msia insurance extension/endorsement for Thailand
like case above, if you are victim, your insurance in msia will cover for you.
If you no buy, u gg if shit happen in Thai, you gonna fork out your own money to fix your car.

Hope these help