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 [wta] RHB bank full flexi house loan, how flexi is RHB full flexi house loan

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unknown_2
post Aug 26 2019, 02:47 PM

On my way
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Junior Member
573 posts

Joined: Mar 2012


QUOTE(hayview @ Aug 26 2019, 10:05 AM)
Hi

Just an update, even you are paying extra to principle prepayment, the principle is reduced and interest is reduced.

but you are still required to pay the same amount every month, because there is not recalculation.

just called to bank officer to confirm.
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izzit a new rules or wat?
i remember last year, once i 4got to pay the regular installment.
i called & ask if there's any penalty.
the CS told me that they bank edi auto deduct from my "advanced payments".
i've nvr make any advanced regular payment, but i did put som in principle.
unknown_2
post Oct 7 2019, 12:01 AM

On my way
****
Junior Member
573 posts

Joined: Mar 2012


QUOTE(edwinliong @ Oct 6 2019, 11:24 PM)
Bro, if you forgot to pay the regular installment, they will auto deduct from your current acc, please double check.
And, any payment made to "principle" is not withdraw-able anymore.
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i'm pretty sure it dint deduct from my current account, cuz i dint use the account besides for loan.
so i'll always leave just RM10 in it, & transfer money in when i wanna do payment.

 

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