[wta] RHB bank full flexi house loan, how flexi is RHB full flexi house loan
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 Nov 8 2019, 04:53 PM
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#1
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Senior Member
7,106 posts Joined: Jan 2003  
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QUOTE(toos99 @ Nov 3 2019, 11:21 PM) here you go Isn't this minus not addition?[attachmentid=10346138]  From what I understand fee assessment is the adjustment they make due to changes in interest rate. Call RHB and ask? |
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Apr 16 2020, 02:21 AM
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#2
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(coolwave81 @ Apr 15 2020, 03:05 AM) I supposed it is fire insurance which is required to purchase every year. One is your usual monthly loan mortgage payment, the other is to pay down specifically your principal.If you do not get fire insurance from other companies, the bank itself will buy on-behalf and charge under your Loan. I noticed this too first 2 yrs, and since then i bought from other insurance company, I need to issue the cover sheet to proof I purchase one and email to their customer service. Since then I do not see any reduction anymore. So if you have additional money in the loan, i believe it will minus off, otherwise it will increase your principal (i think). Anyhow, I'm also confuse with the option "Advance Payment vs Prepayment Principal" for Semi Flexi. I see some say it reduces the principals but why 2 options? Advance Payment - reduces principal and can redraw money out through counter/write-in? Prepayment Principal- reduces principal but cannot redraw money at all? Anyone knows? One is a must pay every month, another is optional. |
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Mar 3 2023, 04:41 PM
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#3
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Senior Member
7,106 posts Joined: Jan 2003
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Does anyone know how to set recurring payment for the new RHB website?
It's so shitty. |
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