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 [wta] RHB bank full flexi house loan, how flexi is RHB full flexi house loan

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cybpsych
post Jan 10 2019, 07:17 AM

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QUOTE(GGSC27 @ Jan 10 2019, 12:27 AM)
ok long story short

loan of 500k, with month installment let say 2.5k

if i have excess money of let say 50k, would it be better to park in flexi loan or fd?

any sifu can advise
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this topic has been discussed many times

https://forum.lowyat.net/index.php?showtopic=4642958
https://forum.lowyat.net/index.php?showtopic=4603917
https://forum.lowyat.net/index.php?showtopic=4460266
https://forum.lowyat.net/index.php?showtopic=4229620

cybpsych
post May 12 2022, 08:07 AM

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Maybank, RHB Banking Group to increase BR, BLR by 25bps | The Edge Markets

Maybank said it will revise upwards its rate effective May 13, while RHB will be doing so on May 18, according to their respective statements.

Maybank noted its BR will be raised from 1.75% per annum (p.a.) to 2% p.a. while its BLR will be revised from 5.4% p.a to 5.65% p.a.

Similarly, Maybank's Islamic BR and base financing rate (BFR) will be increased by 25bps from 1.75% p.a. to 2% p.a. and from 5.4% p.a. to 5.65% p.a. respectively.

...

Meanwhile, RHB Bank Bhd, RHB Islamic Bank Bhd and RHB Investment Bank Bhd will increase BR from 2.5% p.a. to 2.75% p.a., and will also revise the BLR and BFR from 5.45% to 5.7% per annum, respectively.


CIMB increases rates by 25bps effective May 18 | The Edge Markets

KUALA LUMPUR (May 12): CIMB Bank Bhd and CIMB Islamic Bank Bhd will effect a corresponding 25-basis-point (bps) increase in their base rate and fixed deposit/fixed return income account-i board rates effective May 18.

This post has been edited by cybpsych: May 12 2022, 12:24 PM
cybpsych
post Apr 25 2024, 01:37 PM

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QUOTE(DC87 @ Apr 25 2024, 11:35 AM)
i still not able to withdraw access payment paid to principal prepayment and no update of the amount. how u all solve it?
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why you never bother to call and ask the bank directly?

you sure paid to principal? usually advance/exess payment, you need to inform bank to deduct it from principal, else it'd be just float there as monthly installment.
cybpsych
post Apr 25 2024, 04:50 PM

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QUOTE(DC87 @ Apr 25 2024, 04:30 PM)
I tried asking branch but they couldnt really help me. untrained staff i guess just say RHB is like that. need to redraw from branch.

I thought principal prepayment is already to deduct from principal? still need to inform bank? then what is the purpose? might as well just pay under regular installment?
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just call and ask bank

 

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