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 [wta] RHB bank full flexi house loan, how flexi is RHB full flexi house loan

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DC87
post Sep 5 2022, 09:15 AM

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anyone can advise if previously i have put in amount into principal prepayment but would like to know how much balance in it
DC87
post Apr 25 2024, 11:35 AM

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i still not able to withdraw access payment paid to principal prepayment and no update of the amount. how u all solve it?
DC87
post Apr 25 2024, 04:30 PM

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QUOTE(cybpsych @ Apr 25 2024, 01:37 PM)
why you never bother to call and ask the bank directly?

you sure paid to principal? usually advance/exess payment, you need to inform bank to deduct it from principal, else it'd be just float there as monthly installment.
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I tried asking branch but they couldnt really help me. untrained staff i guess just say RHB is like that. need to redraw from branch.

I thought principal prepayment is already to deduct from principal? still need to inform bank? then what is the purpose? might as well just pay under regular installment?
DC87
post Apr 26 2024, 02:05 PM

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QUOTE(cybpsych @ Apr 25 2024, 04:50 PM)
just call and ask bank
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Managed to speak to bank. need to go branch set standing instruction for auto deduct of monthly payment from saving account.

Then they will set the redraw button and live update of additional amount in the housing loan.



 

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