Hi, any ASB sifus here? I already tried on the ASB thread but got no response.

I'm quite naive about this whole ASB loan scheme finance terms in general so apologies in advance for any wrong concept or term that I will be using.

What I understand is one of the method of gaining profit, is by taking a loan let say 100k for 25 years, put in into ASB and repay each month, then after let say 2 years, we'll repay the loan amount using the money we kept in ASB and we'll gain a few hundreds or thousand after adding in interest. Is there anything that I misunderstood? Hehe

So my question is this:

1) After I took the ASB loan, is there a lock period where I am not allowed to withdraw full amount of my money deposited to repay my full loan amount? (Incase got rainy days where I can no longer afford the monthly installment and just want to repay the full loan).

2) Let say I want to have a monthly repayment of rm250, how many years and what amount of loan am I able to secure?

3) What is the salary requirements?

4) From all of the sifus opinion here, which bank offers the best deal for ASB loan? I'm thinking Maybank, since can just auto deduct straight from my salary each month

5) Is this whole "short term game" of ASB borrowing generally advisable? Or is it just better to just put my own money each month at my convenience into ASB without making any loans?

Thanks in advance