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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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stevenkkh
post Sep 23 2018, 04:07 PM

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QUOTE(saboteurs @ Sep 23 2018, 01:57 PM)
For me, I dont even care or aware of the cashback

I don't think so cashback will even make one rich

eg: cashback rm900 per month = 10800 per year

rm10800 will make you rich? just ponder about it.. lol

those who take advantages of 'little penny' cashback and spend so many thoughts on it ... lol...

but no worries... apolgise if my statement hurt those.... lol ...

but ponders about it if u think rm10k per year will make u rich and proud about it,, go for it.. no one going to stop u ...

and guess what some even care and make super big noise about bp points LOL!

... for me cards are for conveniences , air miles , premium status, and of course for big contest !
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10k per year cash back? Will this make you richer? Yes, this definitely make you richer lol

Imagine all this extra X 10, 20 years and all pour into investment? Wah, this will come to something big!!!!

Well, if you are earning 15-20k per month with leftover of over 5k per month after minus all your spending, then this is really means nothing to you lol

For those earning lesser than 10k, this means something to them as maybe the cash for their big dinner, travels at the end of the year.
stevenkkh
post Sep 23 2018, 04:33 PM

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QUOTE(beLIEve @ Sep 23 2018, 04:24 PM)
Don't forget you need to spend big to earn big. Unless you apply plenty of workarounds of course.
Cut short story is trying to search the best credit card to save money and to avoid paying any extra to the credit cards due to fees, taxes.

Max cap here is RM50 which is RM1K spending, so if you max out spending in AMEX, that is the saving.

If you don't even bother about all the discount and savings, then there is no difference for any card to you except whether it is annual fee free for life.

So if you are not interested at all, there is no point to discuss also what is the newest promotion, how to get the best out of the credit cards!
stevenkkh
post Oct 2 2018, 03:57 PM

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QUOTE(mamamia @ Oct 2 2018, 03:42 PM)
Conversation with CS:
Me: I want to transfer my BT installment from m2visa to m2amex
Cs: reason?
Me: I plan to cancel m2visa
Cs: when u want to cancel?
Me: next month
Cs: u need to cancel now only I can help to transfer the BT to amex
Me: ok, please proceed to cancel and transfer BT installment
Cs: what is the reason?
Me: I don’t want to pay SST
CS: understand, will proceed to terminate with immediate effect and please settle the outstanding today, BT installment will be transfer to AMEX within 5 working days.
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This means m2 card can be have cancel visa but retain amex?
stevenkkh
post Oct 14 2018, 06:13 PM

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QUOTE(chongteck @ Oct 14 2018, 04:37 PM)
Not all places accept Maybank Amex, and Visa is helpful when you are in that situation.
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Yes, but you won't want to keep a normal visa card that don't give you any special benefit / cash back at all.
stevenkkh
post Oct 14 2018, 08:25 PM

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QUOTE(cybpsych @ Oct 14 2018, 06:41 PM)
not everyone has multiple cards to begin with.

there could be newbies who just gotten their 1st cc, so m2c is best for them, even m2c visa/mc. until they've gotten other cards, m2c combo is best to serve its purpose.

i too personally been using m2c visa for years until beginning to look into cashback game  biggrin.gif
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I don't see why you will take this card if you are not into cash back / special benefit from the AMEX card. There is other much better Visa card around even for Maybank. They came out this card with AMEX just to boost AMEX enrolment as AMEX is not really in demand especially for newbies.

Especially with the SST of RM25 per card. That is why most will cut off the VISA card if given the choice.

The moment SST came in, maybank 2 card lost their trademark.
stevenkkh
post Oct 22 2018, 09:55 PM

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QUOTE(fruitie @ Oct 22 2018, 09:27 PM)
Shared in UniFi thread, not sure if you guys realise this statement in your UniFi bill: "Pay your bills easily with TM Autopay. Sign up now at https://unifi.com.my. The RM2 Autopay rebate will end starting 1st November 2018. Stay with Autopay for easy way of making payment. Thank you."

Time to cancel your autopay.
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Can unifi pay with amex?
stevenkkh
post Dec 14 2018, 02:26 PM

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Maybank AMEX nowadays accepted by most petrol station? Petronas?
stevenkkh
post Jun 17 2019, 08:10 PM

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QUOTE(fruitie @ Jun 17 2019, 08:05 PM)
If only you use TnG (physical card) a lot.
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TnG is still ewallet I believe.
stevenkkh
post Jul 13 2019, 02:45 PM

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How to pay TNB with amex to get the weekend 5% cb? Through the tnb apps?
stevenkkh
post Jul 13 2019, 03:10 PM

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QUOTE(koala225 @ Jul 13 2019, 02:47 PM)
U get nothing for utilities, e wallet and all government expenses.
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Oic, thanks, seems only yolo card and pb can get cashback from utilities so far I see.
stevenkkh
post Jul 27 2019, 03:27 PM

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Have try to use petronas to pay bill, i will walk in to ldp nearby wan to test.
stevenkkh
post Jul 30 2019, 03:45 PM

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QUOTE(Seth Ho @ Jul 30 2019, 03:20 PM)
If i can't cancel my visa card is it still worthy to use the AMEX card?
SST RM25 for a card I don't use
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Well, depends whether you can get any cashback from weekend spends with AMEX like petrol or even some mention paying bills in petrol station which I have not try or know which petrol station can do that.
stevenkkh
post Aug 2 2019, 09:27 AM

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Anyway to use amex to pay TNB and get cashback lol?

This post has been edited by stevenkkh: Aug 2 2019, 09:27 AM
stevenkkh
post Sep 1 2020, 04:56 PM

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Thinking can I apply Maybank 2 card but for amex only or when we apply for both, I can cancel visa one on the spot without paying sst and remain the amax
stevenkkh
post Sep 1 2020, 07:47 PM

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QUOTE(cybpsych @ Sep 1 2020, 06:21 PM)
dual card application.

cannot cancel either card.
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You mean when apply, you got two card, have to pay rm25 each as sst regardless whether you cut off visa card and remain amex later stage, as here alot mention they cut off the visa/master and remain the amex only.
stevenkkh
post Sep 12 2020, 02:43 PM

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Bill payment (via M2U) - Telekom, Unifi, Maxis, Astro

Is all this for 5% cashback for amex?
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