That's good news. I wanna throw that Visa card long long time ago as it just earn 1x TP.
But... after cut off , single AMEX CC will it be charge annual fee ?

Last time CS mention, if you cut off the Visa or Master, Amex CC will be charge annual fee.

TP from VISA card can be transfer to AMEX during terminate ?

This post has been edited by dragonteoh: Nov 19 2018, 11:48 AM

The 20 sen is worth to try.
Among all the credit card i use, so far Maybank is the only bank i Win on campaign such such as cash back , RM80 , RM888.

who knows you could be the lucky winner

For those who cancelled their VISA/Master Card bundle with AMEX.

Can the treat points in VISA/Master Card transfer to AMEX when terminate ?
Or we need to utilise it before cancellation ?

I plan to purchase a phone via Digi Postpaid plan and the package need to pay for discounted phone price + upfront payment.

Can i call Maybank to convert the payment become installment 24 month with 0% interest ? if yes, will i be charge any admin / processing fee by maybank ?

Thanks for the info.

hmmm 9% thats was higher compare to Sen Heng's installment program which 24 month installment 0% Interest charge RM90 handling fee.

will try that at senheng , thanks for the info

I saw in Lazada there is an installment option via Maybank CC 12 Month 0% Interest during make payment, this one will be foc rite ?
i mean no other processing or admin charge ?

ic ic... noted with thanks.

Dear all, for those who planning to cut of the VISA or Master which come with AMEX.

Please make sure you fully redeem the points first before cut off.
Coz mine Visa still got 7000+ points, after i cut off, these point is TOTAL LOST.


** i remember someone from here say TP is under account , not under card, but he was wrong.

Call card center they mention point will not carry forward to AMEX even AMEX is still using.






This post has been edited by dragonteoh: Feb 9 2019, 12:17 PM

I just call card center, the CS say cannot carry forward.

anybody can confirm able to transfer ? let me know, i will call CS again.

This post has been edited by dragonteoh: Feb 9 2019, 12:21 PM

Ok, i just call again to Maybank CS.

The CS say Card cancelling start from 15 JAN 2019 onward, all TP on that cancelled card will not carry forward. Forfeited terus

while for AMEX RM25 SST , you can use point 10,000 to offset it by calling card centre.


anyone who terminate their visa/master card on 15 Jan 2019 onward able to transfer TP ? if yes, let me know, i shoot them kaw kaw.

This post has been edited by dragonteoh: Feb 9 2019, 12:39 PM

This is the same reply from MBB Facebook.

But ... AMEX and FCB is still the best card to have. (except the Visa or Master which come with AMEX)

Guys, one more thing is

the TP is only allow to offset AMEX RM25 SST (and Visa/Master if you din cut off)

FCB cannot offset SST via TP coz it does not earn TP

This post has been edited by dragonteoh: Feb 16 2019, 12:05 PM

actually by logic i should know this, but sometimes we forget about it during call CS
coz keep on thinking CC under same bank , same ic , same name

Hi guy,

can i know how to calculate Amex's 5X TPs is equivalent to 1.25%
(i mean i need the formula)

Last time XYZ Gen blog got teach but now the site was down.



This post has been edited by dragonteoh: Feb 24 2020, 10:31 PM

hi guys,

question regarding AMEX Cash back on weekend.
Below Scenario

Transaction Date : 29 FEB 2020 (Satuday)
Posting Date : 3 MAR 2020

Understand the cash back will be included in MAR 2020 Statement due to Posting date late.

BUT , the cash rebate is deduct from FEB 2020 Quota ? or MAR 2020 Quota ? (If let say FEB 2020 i still got quota for cash rebate).

This post has been edited by dragonteoh: Feb 29 2020, 04:17 PM

Ooo i always confuse when come to this.
Thanks for clarification.



By the way, same apply to FCB too ?



This post has been edited by dragonteoh: Feb 29 2020, 04:34 PM

direct payment grabfood via amex will earn 5% cash back on weekends?