i read many review n comment saying that "maybankard 2 gold & platinum cards" is one of the best cb card around, seem better than mbb fcb, however the former require swipe on weekend, cap at 50 n amex have limited usage compare with visa master, i am still quite puzzle it is better in what context, perhaps only the 5x treat point?

agoda display price include tax, while those via bank agoda site exclude tax, generally the latter final price is cheaper, for eg hsbc 7%, mbb 7 to 10% while uob was once 12 to 13%, that said, if agoda offer a 5%, plus the agoda cash offer, then ori agoda website could be cheapest. i rarely book via bank access agoda site unless i fully utilise the 5% offer. i think this apply mostly on hotel booking for asean country, because agoda is relatively cheaper compare to the rest, further than asean, agoda not that competitive.