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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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Silomat82
post Oct 5 2018, 02:46 PM

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I recently applied for MBB 2 Premier with FD pledge of RM15k (Combined Credit Limit is now RM30k, but I have existing C/L of RM15k on my Visa Signature).

I signed the letter of set off on 3/10, and on 4/10 MBB deducted RM10/- for Stamp Duty Lien against FD.

Can anyone enlighten how long does it usually take after this to get my credit card? I checked with the respective branch & also called the Call Centre today, both gave different info.

Branch said it takes 2 working days to received CC, but since its already 5/10 I decided to call Call Centre. Call Centre said it will take up to 10 working days after signing Letter of Set Off.

Anyone face this experience before?
Silomat82
post Oct 5 2018, 03:01 PM

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QUOTE(WaCKy-Angel @ Oct 5 2018, 02:58 PM)
Wow just need 15K so low?
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The minimum FD pledge is RM30k if you have no income / cards with MBB.

Since I have an existing MBB Visa Signature card of CL RM15k, they asked me to pledge minimum RM15k to get combined limit of RM30k.

I did ask the offer if I want CL of RM50k, how much to pledge. They said RM35k then (RM50k minus RM15k)
Silomat82
post Oct 5 2018, 05:10 PM

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QUOTE(beLIEve @ Oct 5 2018, 04:28 PM)
I don't think you can receive in 2 days unless they poslaju to you.

Here's a tip. Check your eCCRIS - they show up after approval. 1 day later, you should receive SMS.

One day after SMS, They'll show up in maybank2me. Then wait for them to reach you. If not available online, then longer wait.
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Thanks, I actually did a CCRIS just now, there is no Credit Application record however I did receive an offer letter from Maybank stating that my card is approved with CL of RM30k subject to Fixed Deposit placement of RM15k.

Also I signed the letter of set off and all the relevant docs are executed already.

But theses really really strange, everyone done but nothing in CCRIS...hmmm

Anyways I guess will need to wait for a few days now..
Silomat82
post Oct 6 2018, 04:46 PM

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QUOTE(lexanoir @ Oct 6 2018, 11:13 AM)
Wonder why u apply m2p for as 80k usage per year required to offset annual fee?
your business swipe that much or?
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I travel very frequently for business meetings, my company used to pay for all flights & hotels.

Starting this June'18, I have to pay on my own travel expenses & then get reimbursement...RM80k is no problem already (including my personal expenses).

Otherwise you are right, I would have just stuck to my MBB Visa Signature card
Silomat82
post Nov 2 2018, 01:46 AM

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QUOTE(ken120 @ Nov 2 2018, 12:00 AM)
I successful to get mine fcb visa via m2u.. get approval sms notice in 3 hours time after i apply @ m2u
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I applied via M2U portal, within an hr i received an SMS and followed up by an email that my application is REJECTED. I did upload all relevant supporting documents during submission.

I then called Maybank CS to enquire, they said they cannot share the reason but adviced me to submit the manual application form & scan back with documents. I did it right away, and following day CS called to verify some information. After 7 days, I received and SMS saying card is approved, and then received cards 3 days later.

I think the system does an automated credit check. If fail, they decline it right away. Howver via manual submission, it still goes through credit check but the Credit Risk Department sitll verify the information & make the final judgement.




 

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