retail txn is payment that you make using the card, be it online or shops

you can refer this https://forum.lowyat.net/topic/3532126 a reference

or use it to pay bills in M2U

Use Lazada - Bill payment, I got weekend CB from paying Unifi and electricity. The CC payment go to Lazada Malaysia directly.

Shopee - Bill payment (by Airpay Malaysia Sdn Bhd, a sister company of Shopee Malaysia) don't accept Amex. But you may use SPaylater (by SeaMoney Capital Malaysia Sdn Bhd, another sister company of Shopee Malaysia) to pay bills first, then use Amex to settle the Spaylater debt and earn weekend CB.

banks only know WHERE you pay, not WHAT you pay

if pay direct to TNB, obviosly it's utilities la cuz TNB only got 1 business

if pay lazada or Giant or Lotus's, does bank know what items you bought there?

if you want to get CB, use the Lazada bill payment as the above example, I'm using it now after reading that recommendation (unifi)

Can, 5% CB from Maybank.
But if you have Lazada vouchers/codes, you may get >10% savings from Unifi @ Lazada, and CB from credit card issuer.

Hi all, I have tried to apply for Maybank 2 platinum card but was failed and show below message:
'Sorry, we are unable to proceed with your application. Wee will get in touch with you.'

In this case, I just need to wait Customer Service contact me?

From the website.

How long you get the response after you submit in bank? I have tried submit through email for manual process but no response yet.

Cashback follows calendar month.

Transaction POSTED on 1/10-31/10
CB on 1/11, viewable from 2/11 morning.