Ayam at a workshop earlier today about insurance and one of the fun activities we did was estimating the cost of living for a family of 4 in KL.

The family
- Family of 4 with 2 parents and 2 kids
- Parents is 40 - 45 y/o and both kids between 2 - 4 y/o
- Living in KL

Cost of Living Estimation
- Housing Loan RM 4000 p/m
- Car loan RM 1,800 /n (1 Honda Civic and 1 Myvi)
- Food RM 1,500 p/m
- Insurance RM 600 p/m (Basic Term Life and Medical Card)
- Utility RM 800 p/m (Electricity, water and internet)
- Grocercies RM 400 p/m
- Transportation RM 400 p/m (Petrol and toll)
- Nursery School for kids RM 1,500 p/m

Total monthly expenses: RM 11,100 a month

Is this accurate ah? Come give feedback yo!