Mind to sharing which APP you been using and your own experiences?
e-Wallets you use most, Survey of APP you use most
e-Wallets you use most, Survey of APP you use most
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Aug 24 2018, 02:47 PM, updated 8y ago
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#1
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2,779 posts Joined: Feb 2008 |
Mind to sharing which APP you been using and your own experiences?
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Aug 24 2018, 04:40 PM
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#2
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QUOTE(TunZ @ Aug 24 2018, 03:53 PM) https://www.mcash.my/img/logo.png Android: https://play.google.com/store/apps/details?....mcash.my&hl=en iOS: https://itunes.apple.com/us/app/mymcash/id1...63042?ls=1&mt=8 Website: http://mcash.my QUOTE(fairylord @ Aug 24 2018, 05:05 PM) Thanks for pointed out more e-wallets.But I just posted most reviewed e-wallets by some famous bloggers, and I couldn't edit the polls. Beside that, this post is created for letting more Malaysians aware that there is plently choices of cashless APP around now. And how they are going be benefits as well. |
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Aug 24 2018, 10:55 PM
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#3
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QUOTE(xperiaDROID @ Aug 24 2018, 07:20 PM) I use Boost the most, because it has the most amount of accepted merchants, and also it's providing more localized services like bill and parking payments thanks to the fact that it's our homegrown e wallet. I do agreed with you, should call them m-wallets indeed.Others would be Favepay (although it's not technically an e wallet) and also Wechat Pay. Also a correction, Samsung Pay / Paypal / Big Pay / Mpay are not e wallets, more like mobile payments, and Alipay is not available to use by the locals here. Wechat Pay still cannot consider ask wallet yet as their transfer function wasn't active yet. QUOTE(kellyisevil @ Aug 24 2018, 11:49 PM) I see, your Maybank QR pay only usable with M2U bank accounts only. right?This post has been edited by wilson1stop: Aug 24 2018, 11:00 PM |
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Aug 24 2018, 11:02 PM
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#4
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Aug 24 2018, 11:18 PM
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#5
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QUOTE(David83 @ Aug 25 2018, 12:03 AM) I see, since Maybank also using PayNet and I'm really don't understand why Banks go partnering with others e-Wallet APPs?If Maybank QRpay only targeting Maybank users, then this should be small markets already... eg. CIMB is jointed with Alipay for developing TnG e-wallet, Hong Leong is partnering with Tencent Wechat Pay, Boost is partnered by Celcom, Vcash is by Digi and so on... and mostly these Banks was granted e-wallets licenses too... QUOTE(minto13 @ Aug 25 2018, 12:07 AM) Relax Bro, e-wallets or m-wallets is too alien to Malaysians as very few merchants accept them, some at crazy transaction fees or slow clearances.Maybe next 3-5 years, Malaysia could getting popular and going into CASHLESS, if every Telcos/Banks willing partner for a HUGE platforms like Wechat/Alipay in China. |
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Aug 25 2018, 06:17 PM
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#6
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QUOTE(ehwee @ Aug 25 2018, 06:53 PM) still a long way to go for market to select the e wallet winner, but boost has an edge now, feel wechat is gearing up currently QUOTE(David83 @ Aug 25 2018, 06:55 PM) ![]() Oh please! They haven't fixed their Switch Wallet Region! TnG App is definitely much better than them! |
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Aug 25 2018, 06:24 PM
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#7
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QUOTE(cybpsych @ Aug 25 2018, 07:21 PM) boost mother company already spent 30+mil just to throw money away for ppl to use. Damn, Celcom is so RICH~~~ if compared with HLB/Wechat their 1st year kpi target is 5mil users. simple kpi. next year, they start imposing mdr to each transaction. let's see if merchant acceptance still that high later. how many ewalllet has this deep budget to throw? boost gain traction of course. but what is their gameplan for 2, 3, 5, etc years to come. |
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Aug 25 2018, 06:27 PM
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#8
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Aug 26 2018, 03:18 PM
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#9
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QUOTE(xperiaDROID @ Aug 26 2018, 04:15 PM) It's Axiata, to be specific. Celcom is just one of their telco service, along with few telcos in few countries of Asia. Don't forget that MVNO telcos like RedOne and Yoodo are riding on their newtork as well. Orait, it's Axiata.They probably earning way more than we think lol. Use the major ones like Boost and Favepay, smaller ones are probably destined to fail due to the small budget in penetrating the market. I've noticed that TnG app will update the card balance every few hours (probably 4-5 hours) which is still slow and unpractical. Unlike other countries like Suica in Japan, the balance update is instant. The 48 hours thing is for toll usage if I'm not wrong. RFID is not that useful, especially for those who don't drive cars and rely on public transports. So TnG still gotta improve on the linking feature between the card and app, and also implement the QR code payment system to more LRT stations and also MRT and buses ASAP. Boost was niche but Favepay it's not attractive for me... RFID might only useful for motor users, but what's if hybrid e-wallet with NFC phones? For ideas, just wave phone to buy goodies, passing thru LRT/MRT/KTM without beratur? |
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Aug 26 2018, 03:44 PM
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#10
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QUOTE(xperiaDROID @ Aug 26 2018, 04:25 PM) It's obvious that TnG is setting their future path on QR code tech instead of NFC, doubt they will fork out another budget to implement NFC tech even though it's a great idea. True, mostly Malaysian phones don't have NFC, this depend distributors wanna import or not...Many suggested them to implement NFC tech for linking card to the app, but they said NFC tech is inclusive and not every phones have NFC. Oh well... Again, I wouldn't expect much on TnG. Maybe few years later after Samsung Pay and other NFC payment success, then... |
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Aug 27 2018, 10:46 AM
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#11
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QUOTE(cheekl @ Aug 27 2018, 11:32 AM) But Maybank got developed own Maybank Pay (NFC) and Maybank QRpay, maybe they wanna their users using well-known platforms and giving up silently... Could be same happening to CIMB Pay and HLB PEx too... (I never saw someone using it, and hardly saw any Merchant promote it too) |
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Aug 27 2018, 11:09 AM
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#12
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