My PBB Quantum application got rejected. I thought it would be a cinch to get a approval apparently not. Does opening a savings account only a month ago with idle usage can contribute to the rejection?

Will the rm50 cashback still be available say by 8pm tonight? I know it’s not possible to tell but any wild guess?

Topped up RM60 * 8 at 6th August, the CB will only be credited after 2-4 weeks right? My statement is 20th August, so far never see any CB being credited yet

Bank won't as it will cost them.

But that one is FCFS and they have no obligation to notify if the weekly pool has depleted.
Cardholders can still blindly try to swipe with the hope of winning especially those who're not savvy

As what David said. Everytime you swipe your card, the banks earns a small commission. So in the case of the contest, if you swipe and never win anything, banks are making a money from you Now if the banks were to waive the fees or everyone, that's incurring cost.

May I know the Spend Now 4 more cash back is 8x RM60 to get RM50 cash back? Why the website shows 8x RM50 to get RM50 cash back?

What????? Seriously? that's like so 90s. I wonder how do they promote their products then. Beside sending email

If spend RM480 (RM60x8)
Cashback4U = RM50
5% of RM480 = Rm24
Total = RM74
Effective CB = 15.41667%

If spend RM60X8, RM60X3
Cashback4U = RM65
5% of RM600 = RM30
Total = RM95
Effective CB =14.39%

I think I will stick with RM480/month. No need greedy.

IMO , once bank decline u.. dont even bother to appeal

appeal only means they cross check ...

after all, chances to fail still very high

if banks value u... dont have even start to apply.. they will call u with minimal documents submitted .. and voila.. approved !!!

As a new forummer here I'm surprised you know so much about me.

Doesn't matter yesterday or tomorrow as long as it works for Syabas, people will use it. Syabas only accepts Pos Online and JomPay, and JomPay no cash back.

PBB Card Centre made the mistake and yet to resolve it. So we are taking advantage on the loophole for years.
Just wondering why PBB cannot rectify it, the solution is damned simple - to make rebate calculation based on calendar month (just like Maybank, HLB) or make the statement dates for both principal and supplementary accounts on the same day!

I try to understand the logic behind and how to benefit from it.
I knew such scheme is around for years but I just can't comprehend it.
Maybe my intelligence is low.

i read the cashback4u tnc, state that split transaction will disqualify the cashback, not sure true or not.

Anyway, I saw some reports in this thread. Please do not troll here and simply post fake information. I will nuke those posts and do not repeat anymore.

Edit: Called again and spoke to CS, this status was based on my previous application.

My spending time is on 7.45am , also can't get the cash back.
Competition is high now

my last spending for WK6, Aug 6th done on 12pm, got RM50.

Seriously, those complaining on why they don't get the cashback especially with BP and even till to BNM seems to be pointless as this is stated in the term :

1. By registering for this Promotion as per item 4 herein and participating in the
Promotion, the Participant shall be deemed to have read, understood and agreed to
be bound by the Terms and Conditions stated herein. The decision of the Bank shall
be final, binding and conclusive. No correspondence, disputes and appeals will be
entertained. The Bank further reserves the exclusive right to change, amend, delete
or add on to these Terms and Conditions from time to time with at least twenty one
(21) days prior notice at www.pbebank.com website.

This is how every corporation protect themself, their decision is final and they won't entertain all this disputes etc. It is impossible for them to make comparison actually as involve personal data and transaction.