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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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LostAndFound
post Sep 29 2018, 06:37 AM

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QUOTE(stevenkkh @ Sep 28 2018, 11:13 AM)
Great then, maybe we will see who manage to get back this kind of cash back dispute.

If this is those mandatory cash back as the fixed 6% cash back, yes, you can dispute but this kind of contest based cash back is hard to proof anything. Who will go admit this kind of mistake if you can denied this so easily? They can even outlaw BP in their clause easily.

This is like a contest style cash back.
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Any bank which tells their CS to lie to customers is asking for trouble. You think banks operate like some kedai runcit can saja-saja hide what they do?

It's not in their interest to lie for small fry reasons like this. Likely to just be a mistake (new staff or something).
LostAndFound
post Oct 2 2018, 01:25 PM

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I received weeks 6-9 full RM50 on two different principles. BP reloads done almost immediately after one another. Supp cards used, as well as non-principle card (Quantum Visa).

Quite obviously there's something the matter with PBB system, hopefully they will identify and fix. Interesting theories people come up with here, but so far I think all also disproven. My own theory is that there's an 'id number' each account has, and someone mistakenly sorted using this ID number rather than time of transaction, which is why we don't see anyone getting on Tuesday, but even Monday evening seems to have a few been able to get.
LostAndFound
post Oct 3 2018, 09:22 AM

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QUOTE(MGM @ Oct 3 2018, 09:12 AM)
All retail spends except  ewallet topup and subsequently withdrawn as cash.
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And those who swipe RM50xN times for paying bills in previous promo are 'real spenders' eh?

PBB objective is for people to use their cards a lot. As long as people are doing that, objective achieved. Unless people reloading BigPay somehow reduces the total amount spent by their customers (unlikely, since what I see is that most reloading BigPay here are swiping MORE than what they would normally swipe, and it doesn't seem that this would affect other customers who aren't reloading BigPay).
LostAndFound
post Oct 8 2018, 09:50 AM

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QUOTE(celciuz @ Oct 8 2018, 09:39 AM)
I started participating in WK4, so far got all until WK10. I top-up RM60.00 and sometimes done within 3 minutes for all transaction. Not sure what is happening... but other than the RM480 per week I do on BP, I do have transactions that are not eligible for cash back as well... not sure if they give this sort of priority?
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Definitely not, as I have 2 principles (with supps) that only swipe BigPay and gotten all the way.

I think by now we've established that there's a problem with PBB system,, since there's no observable pattern between all of us here in this thread. To list down (ALL THE BELOW PROVEN FALSE)

1. BP transactions problematic
2. Shopee transactions problematic
3. FCFS finish very early in the day
4. Earlier cardholders sapu all, so late applicants don't get
5. Supp swipes not counted
6. Must wait one minute each transaction
7. Only start counting in morning (not 12am)
8. Multiple swipes stopped getting counted

Not a single pattern observed so far. To me that indicates system problem (maybe someone sort Excel wrongly). Sorry for those who missed out, and definitely should ask PBB to explain AND escalate.
LostAndFound
post Oct 8 2018, 11:26 AM

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QUOTE(cybpsych @ Oct 8 2018, 11:16 AM)
bigpay wasnt the issue at the first place, ppl jush threw it out and claimed it as the main culprit  doh.gif
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Just like every claim so far. People don't understand that their one data point (from their own spending) or even handful of data points from multiple cards isn't sufficient to make conclusions....
LostAndFound
post Oct 8 2018, 05:38 PM

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QUOTE(fruitie @ Oct 8 2018, 03:55 PM)
The best news ever for today, my PBB VS card has been approved! Sunggulah terharu! Finally after almost 3 years of trying for various PBB cards. cry.gif

They didn't receive any application for Quantum... Err. But it's OK, I will apply that later. biggrin.gif
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Wah finally,welcome to the family!
LostAndFound
post Oct 15 2018, 12:28 PM

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I have a wrong charge (seller issue) on my card, how to report/dispute?
LostAndFound
post Oct 15 2018, 12:55 PM

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QUOTE(alexanderclz @ Oct 15 2018, 12:32 PM)
mind to elaborate? if wrongly charged, then can ask the seller to reverse it.
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Asking, but I wanted to ask PBB to hold it first. This is an overseas seller with no OTP. They used my 'saved card' because my preferred card was marked inactive by their system, without any prompting.
LostAndFound
post Oct 19 2018, 09:55 AM

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Anyone has experience before how refund works in terms of the cashback? I got a refund from a service payment I made (within same statement cycle), but as exchange rate changed the refund amount different from paid out amount, so it's NOT a cancellation of the transaction but a credit to my account.

Does that mean I will be getting cashback for the transaction or not? It's confirmed to be online from previous same transaction I made.
LostAndFound
post Oct 19 2018, 12:19 PM

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QUOTE(Barricade @ Oct 19 2018, 11:38 AM)
Guys, topup boost RM60 x 8 entitle for the RM50 weekly cashback?
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No.
LostAndFound
post Oct 23 2018, 06:16 PM

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Got Week 12 and 13 on one principal, Week 12 only on another principal. The W13 I didn't get was swiped about noon. Will be calling PBB tomorrow to check, but suspect that's the cut-off point nowadays.
LostAndFound
post Oct 23 2018, 06:47 PM

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QUOTE(psiloveu @ Oct 23 2018, 06:23 PM)
For wk 13, i din get it as my last swipe is 10am.
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Wah 10am also no more? Can get specific time from your OTP? Mine last swipe 12.37pm, did not get.

QUOTE(donhue @ Oct 23 2018, 06:24 PM)
Or maybe they could've reduced the CB pool for the following weeks to cover the extra CB given out due to disputes? Nobody knows..
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Not worth it for a financial institute to do that. Just need one unhappy employee or curious auditor and it can become big issue. These amounts aren't very big for banks.


QUOTE(michaelho @ Oct 23 2018, 06:44 PM)
We are talking about Rm30000 / RM50 = ONLY 600 person eligible to take full cashback. Not taking into calculation those who qualified for RM25 , which is why pool depletes early.

So far gotten RM50 every week except for 1 week due to Shopee, anyway Shopee cannot pakai if wanna qualify for this cashback promo. By the time transaction posted, sure habis already with BP users on the rise.
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Doesn't shopee still use a GMT 0 server? Then it's actually better, since your 12 noon swipe would be registered as 4am (beating the guy who swipes at 7am). Of course I think shopee now changed to local gateway di, last I checked.
LostAndFound
post Oct 24 2018, 02:16 AM

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QUOTE(skty @ Oct 24 2018, 12:24 AM)
anyone that receive week 13 CB if last transaction was after 7.14pm pls let me know.

I get week 13 for my first two cards (both last transaction around 1am) but my other two cards didn't get week 13 (both last transaction around 7.14pm, because just receive the cards by mail).

thanks.
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People above you (including myself) all reporting 12 pm transaction didn't get, don't put too much hope on 7pm =)
LostAndFound
post Oct 24 2018, 11:59 AM

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QUOTE(sendohz @ Oct 24 2018, 11:26 AM)
Now the new cut off time around 2-4pm jor...
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QUOTE(peri peri @ Oct 24 2018, 11:32 AM)
doh.gif  so aggresive all  bangwall.gif
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Not true, cutoff for Week 13 was definitely before 11am (see previous page reports).

Received my Week 14 for both primary cards, around 9am last swipe.

This post has been edited by LostAndFound: Oct 24 2018, 12:03 PM
LostAndFound
post Oct 24 2018, 02:03 PM

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QUOTE(janson_kaniaz @ Oct 24 2018, 01:04 PM)
Interested to know my fate for Week16. Last transaction was 10.50am. Given the trend, it's very tight...
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My week 13 was latest ever (12.37) and did not get, then my week 14 was second latest (9+am). Remaining weeks all about 9 or earlier, so hopefully safe.

Hope to see your report when W16 comes out, so we have a good estimate. At first I planned to call PBB to double-check W13, but seeing the reports here I think don't waste my time and credit la.
LostAndFound
post Oct 29 2018, 10:14 AM

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QUOTE(coolgoh98 @ Oct 29 2018, 07:30 AM)
wa u guys so crazy, reload at mid night, I just complete mine around 720 no glitch at all.

BTW any one have this problem, use master card but PB gave cashback to visa card.
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QUOTE(David83 @ Oct 29 2018, 07:31 AM)
As they track using NRIC, they can credit into any credit you own.
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They will credit to the CC number you used to register. My wife for previous campaign received to quantum visa, this campaign received to Master. Just which card you choose to type into sms
LostAndFound
post Oct 30 2018, 10:00 AM

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QUOTE(alexanderclz @ Oct 30 2018, 09:39 AM)
that defeats the purpose of installment though
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And also defeats the purpose of CREDIT card.
LostAndFound
post Nov 1 2018, 03:34 PM

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QUOTE(peri peri @ Nov 1 2018, 02:41 PM)
yes, but still hoping PBB can be somehow mercy on my appeal if any.
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So far the appeal successful is because of system problem, they all know someone got CB who swiped after them.

Your case highly unlikely to get. This isn't about 'mercy', it's just following TnC.
LostAndFound
post Nov 12 2018, 06:59 AM

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QUOTE(MrAndyLau @ Nov 12 2018, 06:49 AM)
With regards to the "split transaction" in PB cashback 4 more campaign, a PB customer service officer notified me that:

"In the event if you have 2 or more transactions in the same day from the same merchant, you are still eligible to take part in the campaign. Kindly ensure that these transactions are not done in a short time frame (very near to one another). "

Any idea if 5 minutes is a safe time interval in order for the system not deemed as "SPLIT TRANSACTION" ??
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Historically even within same minute doesn't disqualify. As long as you wait for OTP, type, wait for pages to load etc. no need to worry.
LostAndFound
post Nov 12 2018, 03:30 PM

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QUOTE(Barricade @ Nov 12 2018, 02:24 PM)
I'm going to highlight the world again. "ABUSE". Deny all you want, but this is abuse. Enjoy it while it last.
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whistling.gif so confident.

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