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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Aug 20 2018, 09:44 PM

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QUOTE(final @ Aug 20 2018, 09:39 PM)
Is tat mean if i pay TM using PBB credit.card, i will get cash back?
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Depends on your payment channel.

Entitled
• TM Online
• UniFi portal
• UniFi App
• UOB PayOnline (TNB, TM, DBKL, MBPP, MPSP, MBSA, Celcom)

Not entitled
• Any bills paid using PBe inclusive of JomPay
SUSDavid83
post Aug 20 2018, 09:52 PM

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QUOTE(TongCN @ Aug 20 2018, 09:50 PM)
Psst.. suggest u try boost pay lol..

If not wrong, my friend told me that auto billing doesn’t trigger cash back.

I might be wrong cause this is my friend’s experience
Hence all the way now he only used manual payment using his PBB VS to get 6% rebate
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He didn't mention auto debit at all!

Moreover how to get cash back by paying using Boost directly without using BigPay?
SUSDavid83
post Aug 20 2018, 09:56 PM

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QUOTE(TongCN @ Aug 20 2018, 09:54 PM)
I only said the only thing that paying TM that doesn’t trigger cash back is Auto Billing sweat.gif
Other than that all can cash back wink.gif

U know Boost can pay utilities, right ~ shake
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Of course I know Boost can pay some utilities bills.
But direct cash back is not possible with PBB VS and/or PBB QMC.

So for TM/Unifi bills, have to use other payment channels.

Shake reward depends on luck; you may end up with nothing (RM 0.00)!

This post has been edited by David83: Aug 20 2018, 09:57 PM
SUSDavid83
post Aug 20 2018, 11:24 PM

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QUOTE(final @ Aug 20 2018, 11:22 PM)
ic, so i have to log into TM acc & pay using PBB credit card in order to get cash back.

i never register TM account online before. So have to register.

How about other utilities? if u dont mind pls share with me, TQ very much
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Please read Page#1 for validated payees.
SUSDavid83
post Aug 20 2018, 11:26 PM

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QUOTE(final @ Aug 20 2018, 11:25 PM)
erm... i think reload to boost using pbb credit card cant get cashback rite?
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For Boost not entitled.
SUSDavid83
post Aug 21 2018, 07:54 AM

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QUOTE(Wolgie @ Aug 21 2018, 05:58 AM)
uobpayonline not only use uob card? can use pbcard? nvr try before. need instsll application?
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It's not UOB Personal Internet Banking.
It's another dinosaur page from UOB for bill payment.
SUSDavid83
post Aug 21 2018, 02:18 PM

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QUOTE(abc7177 @ Aug 21 2018, 02:17 PM)
Hey guys,
I just received the Quantum cards from PBB.
Do i have to set the pin for each card?
Becoz the OTP sms i received shows the same card ending even i choose another card....
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If you don't set the PIN, you can't use it.
SUSDavid83
post Aug 21 2018, 09:30 PM

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QUOTE(alexanderclz @ Aug 21 2018, 09:26 PM)
Thank you for your email.

Below reply for your perusal.

1.        Card Service Tax (CST) is applicable to all PB Cardmember.
2.         CST is based on Per Card basis. If Cardmember holding Two (2) PB Credit Cards, then each card will be charged with CST.

We hope the above clarifies.
 
Thank you
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That info so brief. Nothing informative at all!
It's like general knowledge as if everybody is already known about it.
SUSDavid83
post Aug 21 2018, 09:42 PM

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QUOTE(alexanderclz @ Aug 21 2018, 09:39 PM)
lol I asked whether quantum will be considered as one or two cards regarding sst.
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Obviously it'll be considered as two cards since you can cancel the PBB QV if you're no longer need it.
This is totally in contrary to MBB2 AMEX/Visa or AMEX/Mastercard whereby cancelling the companion Visa/Mastercard will terminate the AMEX too.
SUSDavid83
post Aug 21 2018, 09:50 PM

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QUOTE(alexanderclz @ Aug 21 2018, 09:47 PM)
no harm getting clarification since quantum usually comes in a pair during application previously. unless u work for public bank?
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What is the conclusion of the clarification that you hope to seek from CS?
I didn't tell you specifically the answer that you're seeking for right?
The way the beloved CS from PBB answered is so general.
Correct me if I'm wrong!
If you think that my reply is useless and wasting your readership time, please REPORT as you like.
SUSDavid83
post Aug 21 2018, 09:53 PM

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QUOTE(peri peri @ Aug 21 2018, 09:46 PM)
Hope they abosrb the cst. Is time for banks to do good on behalf for us so that country can continue grow stronger
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QUOTE(ClarenceT @ Aug 21 2018, 09:49 PM)
Hehe if they absord ST then monthly rebate can be capped at RM28 loh.
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Based on my experience and observation from previous implementation, they'll charge CST on the next anniversary date.
For existing cardholder, it could be hard to waive unless offset using reward points.
For new cardholder, in order to attract them to sign up, they'll offer CST waiver.
Don't flame me if my analysis is not up to standard comprehension.

This post has been edited by David83: Aug 21 2018, 11:22 PM
SUSDavid83
post Aug 21 2018, 11:21 PM

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Awesome. Bravo!
My post in this thread is been reported twice.
Apparently what I said is not a fact or making sense at all!

This post has been edited by David83: Aug 21 2018, 11:35 PM
SUSDavid83
post Aug 22 2018, 12:33 AM

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QUOTE(AtMostFear @ Aug 22 2018, 12:32 AM)
just found out about this website. seems like the transaction is not instant, need to wait for email confirmation..or maybe because I'm using BP  :confused:

anyway new VS user here..PB should mention we can just create the user ID for pbebank account at ATM machine..wasted time waiting for my turn to see their customer service at the branch.

now I'll have to do exercise every Monday morning.
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Actually you can create PBe account online too.
Somebody shared the link few days ago!
SUSDavid83
post Aug 22 2018, 08:06 AM

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QUOTE(coolguy99 @ Aug 22 2018, 08:03 AM)
It took two weeks to get a reply? I just applied over the weekend, hoping to get a reply soon
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PBB is kind of slow.
SUSDavid83
post Aug 22 2018, 10:36 AM

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I just heard the news on the radio.
CST is a go and won't be considered in the exemption list.
SUSDavid83
post Aug 22 2018, 11:24 AM

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QUOTE(coolguy99 @ Aug 22 2018, 11:23 AM)
So now its up to the bank if they want to absorb the cost for us credit card users tongue.gif
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Of course.
Now bank can officially formulate their game plan!

This post has been edited by David83: Aug 22 2018, 11:32 AM
SUSDavid83
post Aug 22 2018, 11:45 AM

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QUOTE(LostAndFound @ Aug 22 2018, 11:42 AM)
And the RM50 a week promo doesn't cost them? Everything got cost/benefit analysis one, not as simple as "cost means non".
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But that one is FCFS and they have no obligation to notify if the weekly pool has depleted.
Cardholders can still blindly try to swipe with the hope of winning especially those who're not savvy

This post has been edited by David83: Aug 22 2018, 11:45 AM
SUSDavid83
post Aug 22 2018, 11:50 AM

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QUOTE(kart @ Aug 22 2018, 11:49 AM)
Suppose that my Public Bank credit cards were approved in September 2017.

Based on the current understanding, will the card service tax be imposed on each credit card in September 2018?

I would like to know whether my understanding is correct or not.
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Don't know yet!
Wait till the exact details are out officially.
SUSDavid83
post Aug 22 2018, 12:22 PM

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QUOTE(mbpdroid @ Aug 22 2018, 12:21 PM)
What score are you referring to? Internal to the bank?
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Both internal and external (CTOS Score and CCRIS).
SUSDavid83
post Aug 22 2018, 12:32 PM

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QUOTE(cybpsych @ Aug 22 2018, 12:30 PM)
read this from Affin bank as general guideline on how they gonna do it.

» Click to show Spoiler - click again to hide... «

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Thanks cybpsych

The way they implement is no surprise at all!
It's within expectation and I expect other banks will have roughly similar game plan too!

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