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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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tan_aniki
post Oct 3 2018, 09:14 PM

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QUOTE(David83 @ Oct 3 2018, 09:12 PM)
CIMB has already imposing charges for deposit cash into CDM.
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Maybank still free~
Hopefully they don't do something so stupid…
People still need to deposit cash into savings as well…
Unless we ask our parents to do it for free OTC…
tan_aniki
post Oct 5 2018, 01:54 PM

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05 OCT 05 OCT SPEND NOW 4 MORE - WK10 50.00 CR
tan_aniki
post Oct 5 2018, 01:55 PM

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QUOTE(psiloveu @ Oct 5 2018, 01:54 PM)
agree......my wife and I top up at almost same time......she got it and i m nill for week 6 -10 bye.gif
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send the sms again
yours is supp or principal?
tan_aniki
post Oct 5 2018, 09:08 PM

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QUOTE(tezukaryoma @ Oct 5 2018, 06:55 PM)
I didnt get CB week 9 and 10 as well and juz now called CS, she said if "speed transaction" under same merchant within few minutes will be disqualified for the CB. But "speed transaction" among different merchant is allow. And the definition of "speed transaction" = within few minutes, and if want qualify for the CB better swipe transaction within hour. I don know whether this is new implemented TNC or not, but i get all CB previously except w9 and 10. Anyone can clarify this?
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my swap for BP from WK1-10 all got RM50 CB with swipe within 6-6.30am, normally i will wait for next OTP when the minute change, so i can swipe like 6.03, 6.04, 6.05, till 6.10 and still qualified for the CB.
i think some of you got disqualified due to maybe same OTP on same time.
tan_aniki
post Oct 5 2018, 10:25 PM

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QUOTE(TongCN @ Oct 5 2018, 09:56 PM)
I did like this and suddenly the combo gone on week 10  confused.gif
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maybe 4.30am consider still sunday now for BP...
tan_aniki
post Oct 6 2018, 10:51 AM

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QUOTE(TongCN @ Oct 6 2018, 10:28 AM)
My sister reloaded on 8am get cash back

My wife reloaded on 8am didn’t get cash back

I reloaded on 4:30am didn’t get cash back

This is about RNG now?
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if you got all the evidence, just shows to CS and let them judge
tan_aniki
post Oct 6 2018, 11:31 AM

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i think even non BP users also complaining lol~
tan_aniki
post Oct 7 2018, 11:29 AM

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QUOTE(dh13 @ Oct 7 2018, 11:13 AM)
This is the first week that I did not received my cashback as per expected.. Completed my transaction 01:30AM and it is on the same CC (QV). I received my previous cashback via Mix Card (QV and QM). Looks like my transaction was not track if is it on same card.. maybe i need to try to mix the cards next time (QV and QM) .....
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i got with with 8 X VI, my registered card is VS.
tan_aniki
post Oct 7 2018, 12:05 PM

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QUOTE(MGM @ Oct 7 2018, 11:35 AM)
U did it continueously/speed transactions?
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as usual, one OTP per min
tan_aniki
post Oct 7 2018, 06:13 PM

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QUOTE(beLIEve @ Oct 7 2018, 05:32 PM)
That's why loh. I think when majority of the winners are BP, bank might do something. Their intention is to make people spend, not transfer money. Genuine spending gets bupkis now.
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how do you know spending PBB on BP is not spending but is transfering money in PBB perspective?
they don't care what happen to BP but they just taken care the spending from PBB to BP and you need to pay them back eventually.
they got tons of money elsewhere than giving out this CB to us.
i bet some BP users facing problem overspending and now need to pay minimum and paying interest to them as well.
tan_aniki
post Oct 7 2018, 10:05 PM

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QUOTE(beLIEve @ Oct 7 2018, 07:51 PM)
The trend is abnormal. How likely is (1)the same (2)multiple people spending (3)exactly 8x of (4)$60+ on the (5)same merchant (6)every Monday?

Yes, I agree they don't care what happens to BP. Spending from PBB yes, but all at around $60? That's minimum spending, less opportunity to make more money loh.

It's not impossible that some BP users overspend. But a genuine overspend trend is different. So it's whether Public Bank wants to care and do something or just let it be. What I think is, as long as no one outside BP complains, they will close an eye. It's our culture. All it takes is 1 customer who feels cheated and stumbles into this forum to lodge a complaint. The higher the level, the more visible.
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there is nothing normal or abnormal, before BP, many users using uobpayonline to make similar same multiple transaction and also they won't care.

i will see more people will join the ship to get BP and top up to get the benefit rather than crying like baby that BP users always get it while waiting for the result of complaint.
believe me, PBB and other banks are more than happy that more and more customer getting BP and applying their credit card to do the same and they are the one that make profit, they won't loose anything just because of few people who keep on insisting not to use BP and do transaction such as shopee etc.

QUOTE(lilsunflower @ Oct 7 2018, 10:00 PM)
Good luck guys.  Hope the next rounds don't give us anymore nasty surprises.

As there is no apparent trend for missing CB and I received all my CB, I will keep doing my "usual strategy" of reloading BP which served me well for 10 weeks.
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yes, me too.
not missing single one of the week since end of last campaign till WK10.
btw i registered as soon as the WK26 of last campaign finished and got the sms for new campaign on 2 july while PBB still havn't announce spend more 4 now campaign.
not sure why some people don't get CB for the last few week but i believe they have reserve CB for some front runner and consistent customer.

This post has been edited by tan_aniki: Oct 7 2018, 10:09 PM
tan_aniki
post Oct 7 2018, 10:12 PM

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QUOTE(mjchua @ Oct 7 2018, 10:10 PM)
i done all transactions via BP around 1am... still not getting anything.
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try not to reload just after 12am, maybe try 6-8am, some bank use to practice after 6am then only open the gate for ATM such as affinbank.
tan_aniki
post Oct 8 2018, 11:40 AM

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QUOTE(anwa @ Oct 8 2018, 11:26 AM)
How did you appeal? What did you give them as proof?
I got Wk1-5 but nothing since then. Emailed them and they asked for screenshots. Since BP can't screenshot, going to need another phone to snap photo. I didn't keep my sms OTP, delete each time.
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use screen master shared by hye.
even BP can screenshot also no use, the transaction didn't shown anything related to PBB.
tan_aniki
post Oct 8 2018, 11:42 AM

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QUOTE(cybpsych @ Oct 8 2018, 11:41 AM)
PB Mastercard Tap & Go Privileges @ myNEWS [ PBB | T&Cs ]

user posted image
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coke or others soft drinks...
tan_aniki
post Oct 8 2018, 01:39 PM

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QUOTE(anwa @ Oct 8 2018, 01:33 PM)
Mmm..thanks for info. But for some reason screen master only capture black blank screen. BP block I guess.
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oh ya... try and fail...
last time use to able to snap...
tan_aniki
post Oct 10 2018, 11:04 AM

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QUOTE(sendohz @ Oct 10 2018, 10:28 AM)
I got two cards which expiry stated month of September.

By law i should be charged SST this year and not next year right?
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by law it should be charged on your October statement.
for expiry month of August, by law should be charged on September 2019 statement.
tan_aniki
post Oct 14 2018, 09:34 PM

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QUOTE(oxpigb00 @ Oct 14 2018, 09:33 PM)
has anyone encountered any issues using the Quantum card for the first time? i got the PIN number for my mastercard but have been unable to use it (cashier says service is "terminated"). i called customer service but they said there's no problem with my card.
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try change the pin online and see can use or not.
maybe after pin change only can use.
top up BP is the fastest way to verify.

This post has been edited by tan_aniki: Oct 14 2018, 09:35 PM
tan_aniki
post Oct 21 2018, 12:40 PM

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QUOTE(jiaen0509 @ Oct 21 2018, 12:30 PM)
Can you BigPay topup RM1200 and convert to Flexi?
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can but you got no cash back from it
tan_aniki
post Oct 21 2018, 08:59 PM

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just want to confirm again if i reload Boost with VI 8 X RM60, do i get the CB for Spend More 4 CB Campaign? in case tomorrow morning BP fail again...
tan_aniki
post Oct 21 2018, 09:37 PM

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QUOTE(chonghe @ Oct 21 2018, 09:17 PM)
No boost is not entitled
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so Boost top up falls under which exclusion?

“Qualified Retail Transactions” shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full
purchase amount (not monthly instalment) and excludes the transactions that
earn Cash Back under other on-going Cash Back promotion, flexipay,
balance transfer, auto-debit, recurring payments, payments for utilities,
direct marketing, insurance premiums, government related payments,
payment via www.pbebank.com and ATM, cash advance/ cash
withdrawal, quasi cash, casino transaction, interest payments, late
payment fees, finance charges, annual fees, reversals, payment to
charity(ies) and any form of service/ miscellaneous fees.


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