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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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janson_kaniaz
post Oct 24 2018, 01:04 PM

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Interested to know my fate for Week16. Last transaction was 10.50am. Given the trend, it's very tight...
janson_kaniaz
post Oct 30 2018, 05:29 PM

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QUOTE(fruitie @ Oct 30 2018, 11:58 AM)
Cannot, it says something like I have not registered for PAC yet..
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Had the same problem. Settled at branch.
janson_kaniaz
post Nov 4 2018, 08:58 AM

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I for one won’t wake up in the middle of the night to topup BP. True it’s getting more competitive but sometimes that’s also when BP downtime happens for their routine maintenance. I don’t want to end up topping up >10x due to repetitive failures to receive TAC, or some other reasons for the error.
janson_kaniaz
post Nov 5 2018, 07:21 AM

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No problem reload for me this morning.
janson_kaniaz
post Nov 5 2018, 08:06 AM

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QUOTE(MGM @ Nov 5 2018, 07:53 AM)
Started swiping from midnight to 12.40am, 8 times without glitch, 7 times with error after OTP but minutes later shown as valid top-up. So ended up with 15 topups. Looks like more people doing it at midnight.
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Exactly my reason for not doing it at midnight. I rather sleep early and wake up earlier abit to do it.

With 15 successful top up your effective cash back is only 5.6%.
janson_kaniaz
post Nov 9 2018, 04:20 PM

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Received RM50, last transaction 0804.

Waiting anxiously for W16. Last transaction 1050. Let's see...
janson_kaniaz
post Nov 9 2018, 06:02 PM

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QUOTE(jhlou @ Nov 9 2018, 05:35 PM)
Did not get W15.
Last transaction at 8/10 10.32am
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I should lower my expectation for W16 then.
janson_kaniaz
post Nov 9 2018, 06:49 PM

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QUOTE(jhlou @ Nov 9 2018, 06:48 PM)
First 8/10 10.25am.  Last 10.32am. All Big Pay
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My week16 very similar, gone case cry.gif
janson_kaniaz
post Nov 10 2018, 05:09 PM

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Either PBB to increase quota or not include BP in the next promo.

This is probably the first promo I know quota exhausted on first day at 9 am biggrin.gif
janson_kaniaz
post Nov 10 2018, 05:23 PM

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QUOTE(ClarenceT @ Nov 10 2018, 05:17 PM)
UOB, SC, RHB all kick out BP from the promo. Only PB too lenient.
If BP is not allowed, you may sweep all the 26 weeks CB.
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The only thing i don’t like for this BP topup is for those who don’t really topup to spend but to withdraw which is unfair for ppl really topup to spend like me. So if they remove the feature I’m fine as well because I will still spend elsewhere.
janson_kaniaz
post Nov 10 2018, 05:29 PM

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QUOTE(alexanderclz @ Nov 10 2018, 05:25 PM)
doesn't matter from pbb point of view though
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depends on their aim for doing the promo. if they aim is to encourage ppl to diversify spending pattern then this is not meeting the aim. and if they get enough complaint also they might change the tnc in the next promo because if customers are not happy and won’t spend more in their next promo, there is no point doing promo anymore.
janson_kaniaz
post Nov 10 2018, 05:41 PM

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QUOTE(Lingohal @ Nov 10 2018, 05:37 PM)
I have been planning my purchases all these years in order to be entitled for all the past cashback campaign.

However, when it comes to this campaign, after week 4, I have not been getting any cashback. I kinda have a feeling something is not right. After doing some search, then I realised what others have been doing to get cashback.  doh.gif

Never mind, I still have a few weeks of chance to get back what I was supposed to get.  nod.gif
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Revenge of the fallen! tongue.gif
janson_kaniaz
post Nov 10 2018, 05:49 PM

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QUOTE(alexanderclz @ Nov 10 2018, 05:45 PM)
I see. but again, does it matter how consumer spend from bank pov?
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if not, why do you think they’re are so many exclusions already in the tnc?

banks don’t forkup millions to do promo just to distribute money away. they charge the retailers for the cc payment, this is one of the ways they give back by encouraging ppl to spend in variety of ways.
janson_kaniaz
post Nov 10 2018, 06:00 PM

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QUOTE(David83 @ Nov 10 2018, 05:55 PM)
And Tony didn't pay the bill to PBB for allowing CC for BigPay topup/reload?
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still entitled for normal online cb. like i said if the pattern shows such huge preference for one “retailer” only it’s not healthy as far as promo is concerned.

if they had allowed utility, i would imagine even BP would lose to TNB payment. just to compare wink.gif
janson_kaniaz
post Nov 10 2018, 06:15 PM

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QUOTE(tan_aniki @ Nov 10 2018, 06:03 PM)
just stop the speculation that PBB will ban BP from future promo.
actually they are more profittable than Bigpay with so many people topping up with BP while only small portion of users getting the CB.
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sooner or later, everyone will fight at 12-1 am slot to topup. that reminds me of the old mbb promo. such promo is never to be seen anymore. it’s not really speculation, it’s just a matter of when pbb will pull the plug. we got to face the reality sometimes.
janson_kaniaz
post Nov 10 2018, 06:23 PM

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QUOTE(coolguy99 @ Nov 10 2018, 06:22 PM)
Just enjoy while it lasts! When it happens it happens.
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🙏👍🤞🏻
janson_kaniaz
post Nov 12 2018, 07:05 AM

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QUOTE(MrAndyLau @ Nov 12 2018, 06:49 AM)
With regards to the "split transaction" in PB cashback 4 more campaign, a PB customer service officer notified me that:

"In the event if you have 2 or more transactions in the same day from the same merchant, you are still eligible to take part in the campaign. Kindly ensure that these transactions are not done in a short time frame (very near to one another). "

Any idea if 5 minutes is a safe time interval in order for the system not deemed as "SPLIT TRANSACTION" ??
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As long as not within the same minute.
janson_kaniaz
post Nov 23 2018, 06:06 PM

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QUOTE(celaw @ Nov 23 2018, 06:03 PM)
Didn't get for Week 16. Last transaction 9.18am (Based on OTP sms). sad.gif
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Wah. I didn’t get anything also but my third transaction was at 1026, I shouldn’t feel bad at all then.

This post has been edited by janson_kaniaz: Nov 23 2018, 06:06 PM
janson_kaniaz
post Nov 24 2018, 12:28 PM

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QUOTE(shmily86 @ Nov 24 2018, 12:21 PM)
23 NOV 23 NOV SPEND NOW 4 MORE - WK16 25.00 CR

didn't get RM 50, so sad~~~~
Mon, 15 October 2018 at 8:48 AM
Mon, 15 October 2018 at 9:17 AM
Mon, 15 October 2018 at 9:22 AM
Mon, 15 October 2018 at 9:23 AM
Mon, 15 October 2018 at 9:25 AM
Mon, 15 October 2018 at 9:46 AM
Mon, 15 October 2018 at 9:48 AM
Mon, 15 October 2018 at 9:53 AM
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so quota finished sometime between 9.25 - 9.53am.
janson_kaniaz
post Nov 24 2018, 01:26 PM

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QUOTE(rdevil33 @ Nov 24 2018, 01:23 PM)
Got RM25 WK16 CB.
8X BP. 1st 9.34am & last 9.41am.
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your 5th transaction?

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