If not mistaken like 10+am already updated.

I don't mind abit of gold, 4% weightage and its the highest performer in the basket. +7.73 %.

Total returns +2.8%

Risk index 36

Exchange rate is okay actually, because think about it, you are earning in RM, a portion should be in USD so it will be hedge.. because technically, USD is the safest currency, much more compared to RM. If RM strengthen, you are earning in RM anyways and all malaysians will rejoice. Let me ask you, which would you rather, USD keep increasing or MYR keep increasing...

So in long term investing, it is a good hedge as well

Market open on 18th, mine is based on yesterday's prices

And add additional sales charge

Why wor? If myr is increasing , it's good cause my main income is RM, if it's decreasing, at least USD will offset and offer better protection. There's a reason why all central banks holds USD

No, 0.3 and 0.5 he meant is the expense ratio of the underlying ETF. For example, SPY expense ratio is 0.09 % per annum . Charged by SPDR which is the ETF provider

Yea man, the vanguard ETFs I buy in HK also 0.18-0.2 % per annum

Yes, works to your advantage both ways.. as long as you earn in RM.. Thats why alot of older people like to keep foreign currencies, 'just in case RM devalue until no tmr' (words of the older generation)

Meaning?

Not me , that's good ! At least they are aware that we want faster deposits !

I agree competition is always good but you make it sound that they are taking advantage of us or ripping us off

For what its worth, with them starting in Malaysia, its already quite a cheap entry into US ETFS for quite a low fee.. and a decent forex rate as well from MYR to USD. You can do most of you research on the etfs they allocate for you anyways.

What did you mean though when they should be more transparent with us ?

Can be higher, but can also be much lower(capital depreciation). Very very different from FD. layman terms = high risk high reward.

USD 8.2 % / MYR 5.5 %

Risk Index 36..

Expect further rally if AMZN reports good earnings tomorrow morning but will ultimately depend on how the talks between US and China which should be concluding today(31/1)

Agreed !

Me too! Didn't know about it till like few days after I deposited.

I think that's what 'No' means..hahaha

What's bad about it ? NYSE is only closed 9 days besides weekends.. Malaysia got how many already hahaha

Funds still running most of the time so money is working eventhough we are on holiday

This post has been edited by Krv23490: Feb 4 2019, 04:56 PM

I think you misunderstood the concept of Stashaway. The choice of ETFs are quite inclusive of everything already at least for the highest risk index.


If you want more ETFs, you should consider opening a foreign broking account so you can buy all the ETFs you want