I have always been an advocate for not using the "contactless" feature (a.k.a PayWave) cause it is a security NIGHTMARE. Stolen cards can still be used up to RM 250, I hope one day BNM will reduce the physical card contactless to RM 30 one day.

But in the modern day, security and convenience don't mix well. So what I do is always turn off or physically destroy the contactless feature by cutting the fine copper wires embedded inside the card with a razor.

The exception is, Samsung Pay, Maybank Pay or CIMB Pay.

This post has been edited by moonsatelite: Jan 8 2019, 07:13 PM

To Cybpsych: Sorry, clicked on the wrong post to reply. But I have updated.

Edited:
BigPay will only charge a fixed fee if RM 10 until further notice for foreign withdrawals. So, only RM 10 by
BigPay.

This post has been edited by moonsatelite: Jan 10 2019, 03:43 PM

Hello guys, anyone of you guys are paying the Maxis Bill via BigPay?

According to a previous post in this thread, it was mentioned that some BigPay user tried to pay via BigPay but it failed and caused the funds to be stuck in limbo.

So I'd just wanna ask for any other same encounters before I proceed to pay my bill.

P.S: It was an issue encountered by "hoys88" post number #8726

This post has been edited by moonsatelite: Jan 26 2019, 03:38 PM

Anyone of you guys facing the issue of being unable to receive the OTP while paying with BigPay on online portals? I'm on Celcom.

Just to let you know that you can do some research through Google and you'll find out that Germans prefer cash than cards. Germans are old school, but still Europe is more cashless than Malaysia.

You can withdraw money from the 4 big banks in China easily with a Visa or Mastercard.

ABC = Agricultural Bank of China 农业银行
CCB = China Construction Bank 中国建设银行
BOC = Bank of China 中国银行
ICBC = Industrial and Commercial Bank of China 工商银行

So far my experience was with BOC and it was back in 2017 where BOC does not levy any fees for withdrawals using a foreign card. Not sure as of 2019 will there be any withdrawal fees from the bank apart from the RM 10 BigPay fee.

*I'll try with BigPay should I travel to China again.

This post has been edited by moonsatelite: Apr 9 2019, 10:04 PM

Contactless payments are a security NIGHTMARE, stolen cards can be used for up to RM 250 and also the long procedures of calling customer service and waiting for your money to be refunded.

For me, I call for the RM 250 limit to be reduced even more.

If you are a customer of Petron then you can bypass the RM 200 requirement by pressing,

If the kiosks have old OS installed,
Just press preset and enter your desired amount.

If the kiosks have new OS installed,
Press others > Preset > Select your desired amount.

I think a complaint was lodged before but Airasia gave tons of nonsense excuses.

free malaysia today. com/category/nation/2018/03/23/airasia-accused-of-bypassing-surcharge-ban-with-processing-fee/

This post has been edited by moonsatelite: Jun 14 2019, 11:51 AM

Mavcom can't help as all these payment systems are handle/ routed through BNM, Mavcom serves to ensure quality/ fair practice/ consumer protection

Do you have any links that mentioned that JCB will be issued? As for Unionpay cards, unless GoPayz follows BigPay's standard by not charging 1% - 2% on top of transaction then it's better to get a Unionpay Card from Public Bank for only RM 8.

But the virtual card is nice, what they can do is to make an app like Maybank Pay/ CIMB Pay and allow GoPayz user to pay via NFC through smartphones.

Also, they require RM 10 to be deposited permanently to use the cards.

Yes! Processing fee charged by Mastercard.

Edited: Also the payment is routed through networks by banks eg: Public Bank terminal/ Maybank then Mastercard.

This post has been edited by moonsatelite: Jun 19 2019, 04:46 PM

It already has limited functionality for now, but I think you might not be interested as topups through free through FPX or 7-Eleven (Cash) only and no card based topups for cashback rebates.

Also, they suck in RM 26 per adopter unlike BigPay which gives away their card for free plus RM 10 for those signing up with reference codes.

I am waiting for the Product Disclosure Sheet (PDS) to study their offers.

Lads and Laddies, reporting in that I finally received a BigPay scam call as I have been waiting for this for quite a while as some people in this thread for months.

I received a call from the number +1 615 241 6541 claiming that he's from BigPay and I have won RM 5,000, but first he mentioned that he needs a one time pin from me, he requested a one time pin then I wasted his time and gave him some random 6 digit number, he said did I read it properly, I said yes, he requested another one time pin and I gave a random 6 digit one time pin.

In the end, he was quite pissed and said, "Ok, kamu tak payah menang RM 5,000 itu "

This post has been edited by moonsatelite: Dec 31 2020, 10:00 PM

Hong Leong Bank - I'm Card, as per their PDS claims

Conversion charges = 1%, network charges are unknown.

Though "Cross border fee" means the services/ server that you pay for is not in Malaysia but you are charged in Ringgit, example: Spotify/ Steam.

BigPay does not charge a cross border fee

I highly doubt that they will charge for card renewals upon its expiration, check the Product Disclosure Sheet just to be sure

i would give the best debit card for overseas transactions for now to GXBank, but it's up to the individual