Many years ago, I linked my Paypal to PB Visa Electron (I guess it falls under Debit Card category too).
I have no problem to transfer from Paypal to PB Visa Electron and then withdraw through PB ATM machine (with no charge).
If you transfer more than RM400, it's free.

PS: I'm not sure if Paypal has updated their T&C, as I never withdraw again after 2019/2020.

If anyone has experience with BigPay, please update here. I would like to know too :-)

UPDATE: Please note that not all Debit Card can linked to Paypal. I can't remember exactly, but some of my Debit Card (with Visa/ MasterCard logo) been rejected. I didn't know the reason, as I never asked the bank.

This post has been edited by joetiew: Dec 17 2020, 10:02 PM

Tune Money = BigPay?
I remember formerly BigPay known as Tune Money, then TPayy Asia right?

The Edge reported Tune Money no more in operation ...
https://www.theedgemarkets.com/article/bnm-...es-business-act

May I know is anyone has bad experience for top up and withdraw (transfer to bank) without spend on retail transaction?

Example:
Just top up RM1,000 using credit card and then transfer RM1,000 to bank twice a month?

This post has been edited by joetiew: Feb 18 2021, 05:06 PM

I have no problem to use Paywave with BigPay @ Ikea Cafe and Aeon.


I used to get charges from New Zealand unauthorized sources (multiple transactions ranging from RM200 to RM3,000), but since my BigPay balance was low (I think less than RM100), so all charges auto reversed within minutes.
Since there was insufficient fund inside the account, I wonder why the charges can went through? But later auto reversed back...
BigPay then replace me a new card.

PS: In fact it happen twice in 2019 & 2020 and my BigPay card has been replaced twice.

Yes, I always top up my BigPay with either my own card or my wife card alternatively (depend on which card offers better cashback at the time of top up).
So far no issue. Doing this since 2 years ago.

This post has been edited by joetiew: Feb 6 2022, 07:46 AM

Yes, agree!

Usually I will bring BigPay + 1 more credit cards as backup.
Always use BigPay only, as the forex rate was better (I means before MCO, I didn't travel overseas yet after MCO) + BigPay app allow you to "freeze" the card when you're not using it.
I will "freeze" the card when I'm on the flight or sleeping (night time) :-)

Once the fund inside BigPay almost finish, I will reload it using my credit cards. Bad news > now, the reload amount from credit card has been limited to RM1,000 ...
So far I have travelled to over 50+ cities with my BigPay & happy with it.

PS: If anyone has better alternative to BigPay, please let me know ya...

This post has been edited by joetiew: Jun 5 2022, 10:02 PM

I've received email from BigPay said they have upgraded my account,
"... now I can use my credit card to top up BigPay account with funds up to RM10,000 ..." :-)

Then in a small print, it's said - your first RM1,000 top up every month is free.
A small fee will be applied to credit card top-ups over RM1,000 monthly :-(

This post has been edited by joetiew: Jul 9 2022, 07:13 AM

FYI,

1. BigPay is now allow you to reload via Credit Card more than RM1k (in my case RM10k), but the 1st RM1k is free and the rest is subject to 1% charge.
Example: if you reload RM1.5k via Credit Card, (1) RM1k is free, (2) RM500 x 1% = RM5. So the total fee to reload RM1.5k is RM5.

2. To transfer back the BigPay Balance to your bank account via Duitnow, you no need to add your bank account number.
Just choose Duitnow via Mobile/ NRIC, then cash out (transfer to your bank account). It's so simple.

3. Besides BigPay. Citibank also can "freezed/ unfreezed" your card. But Citibank use different term - "Locked/ Unlocked".
It's under Settings.

Hope this info help ya!

:-)

Maybe you can consider to withdraw cash there (Seven Bank @ any 7-Eleven).
We did this when we were in Japan on our last 3 visits (2014/ 2018/ 2019). The same apply to our S Korea/ Europe trip.

If not mistaken, the credit card acceptance was quite good in 2019 (Japan).
We used Debit card (BigPay MasterCard and Aeon Plus Visa) in 80% of shops/ food courts/ supermarket that we've visited.
It's super convenient.

The reason why we're using Debit card (instead of Credit card) is because of "safety"**.
We will preload RM1,000 in both BigPay & Aeon Plus before leave Malaysia.
Then we will reload RM1,000 again & again (using our Malaysia credit card) to BigPay in Japan on every week.

**Safety = our liability is only limit to RM1,000 in case bad thing happen.

Hope this info help ya!