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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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jfleong
post Jul 22 2018, 06:09 PM

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Hey I plan to reload 6012 into BigPay via CC then withdraw via ATM (2 withdrawals, 3k each) , on the same day
will this get me banned ?
Plan to convert the 6k to 0% 12 months IPP
jfleong
post Aug 24 2018, 06:31 PM

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Any idea where I can withdraw more than 3k in a single transaction?
jfleong
post Aug 28 2018, 10:38 PM

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Is it a good idea to use this card to participate in contests ? There's one contest, debit card RM30 usage per entry , chance to win a Casio G-Shock watch.
Should I spam 100 X RM30 and then withdraw ?
jfleong
post Sep 1 2018, 11:24 AM

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Hi. Is the RM6 ATM withdrawal fee subject to SST ?
jfleong
post Sep 8 2018, 09:35 AM

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Anyone having problem loading/refreshing the app now? Just now tried to reload, entered OTP, money deducted , but credit not added.
jfleong
post Sep 20 2018, 08:30 PM

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If I reload using CC, 10k a month, and then deposit the money straight away into my account, will this be flagged by the bank / BNM / tax authorities ?

jfleong
post Sep 20 2018, 08:48 PM

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QUOTE(hye @ Sep 20 2018, 08:38 PM)
Just to add, not judging you or anything and you are entirely free to make decisions. It would seem that you are funding your debt via cc which is a red flag on its own.

FYI, CC debts are recorded in CCRIS.
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I have no CC debts. The last time I was overdue on my card was because annual fee was charged on a card that I hadn't used for years , totally forgot about it (first 3 years free, only 4th year baru kena). And that was about 6 years ago
I am primarily doing this for cash back / points purposes, and also for Balance Transfer, since banks sometimes offer 0% IPP on BT. I place the money in MMF to earn the interest

jfleong
post Sep 23 2018, 10:10 AM

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QUOTE(mojo86 @ Sep 23 2018, 01:51 AM)
No news yet on the referral program for us to update to wave cards? Big Pay CS said it will happen in September but there is still 0 news about it.

Am beginning to feel like I've travelled back in time when using a card that doesn't have the wave function. Would love to hear an explanation to why Big Pay refuses to change our cards for free.

All credit card companies did it to encourage spending..but somehow someone at Big Pay decided to discourage spending instead for their earlier customers? It doesn't really make sense...And I doubt it costs RM20 to manufacture a card...
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Manufacture a card and courier it to you, plus processing and staffing, RM20 seems OK

jfleong
post Oct 1 2018, 07:50 PM

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QUOTE(beebee1314 @ Oct 1 2018, 07:48 PM)
Haha thanks all. Then I'll go down town to use SCB or UOB atm. Oops actually there's a UOB branch in Bayan lepas. Gonna try that next week.
*

HSBC besides QB mall got a machine that dispenses only 100 bills , so can withdraw 3k
do update me on any other ATM than can withdraw 3k (or more) ya
jfleong
post Oct 5 2018, 07:23 PM

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someone mentioned that genting has an ATM that can withdraw 5k right ? Which specific ATM ?
jfleong
post Nov 3 2018, 05:52 PM

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Guys I plan to deposit 10k into BigPay via my CC on statement day and then withdraw it immediately and put it in a bank account for the interest.
Has anyone tried this before and did you get into any trouble with either BigPay or the CC bank or the bank with which you deposit your cash ?
jfleong
post Nov 7 2018, 10:10 AM

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anyone having problems reloading ?
jfleong
post Jan 17 2019, 07:24 PM

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Has anyone tried to top up SSPN (normal , not plus) using this card ?
jfleong
post Feb 14 2019, 12:29 AM

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Does CIMB classify BigPay as quasi-cash ? What about Boost and WeChat pay ?

 

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