Bank will never loan to people who can't sustain their loan repayment whatever loan it is.

Without any CCRIS record, whether 10/90 or 30/70 there's no guaranteed bank will loan to that person that gives more down payment. The 30% can be borrow from relatives you know.

Loan to invest it's call leverage. Whether the net return it's 1% or 3% or 10% it's still a gain and don't forget the magic of compounding interest.

For a sophisticated investor but then don't know anything about ASNB average dividend over the past years, must be living under a cave for far too long.

Cheers.

Does he even know ASB is a fixed price fund? Theres no risk of capital loss. The only risk is low dividend pay out that will cause some cash flow problem to the borrower.

Yet again I have to embarass myself to speak out so that people wont be misguided by some sophicasted investor here.

Cheers.

L O L

Own money = No risk?

Bank money = Got risk?

What logic is this?

Good luck to your sophisticated investments.

I shall just rest my case here.

Cheers.