you can forget about 128gb. even an iPhone has bigger storage than this.

I can certain you that you will regret the purchase.
you can save the $$ by going for the low storage option, but it will be the bottleneck for your entire MacBook Pro to be even 'usable'.

no matter how budget, one must go for minimum 256gb. (super super bare minimum requirements that require external storage most of the time). if really cannot go for 256gb, maybe you need to reconsider other options.

(do note that to me, minimum should be 512gb even for future proof even you are a normal user, one will need adequate amount of 'working' disk space for most tasks to be usable. the working disk space I am referring here is the disk space available solely on your macbook pro and not external storage)

remember "buy cheap and pay twice".

any major electronic mega store will have instalment plans option available.
bolehland some of them may charge additional fee if you are going for instalment.

lion city apple online store has 0% instalments for 12 months on purchases over $500 using a DBS/POSB, OCBC or Citi card.

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for brick and mortar stores, most mega stores will have the similar 0% instalments for 12 months/24 months using major lion city issued credit cards.

If you have UOB CC can consider Switch installment plan
https://switch.com.my/instalmentplan/

almost bought it....but end up just bought from Machine with another brand....

Bought Macbook pro for my son. Supposed to receive today but the status "An Import license is missing and is required for clearance."

Anyone encountered this before?