Good morning ! Glad you still can reply to a post first day of work after a long holiday.

Here are the answers :

1. This is the job problem. Change job. Find something with job/life balance. If malaysia cannot find, go elsewhere. That’s why so many people migrate. Look at our friend Garysydney, his job does not require 12-14 hours day.

2. I am a boss. I have 2 staff who is with chizi. I am very supportive of them. Whenever they apply for leave for their charity work, I encourage them. There are employers who have the same belief. Just because you haven’t seen them doesn’t mean they don’t exist. Look harder if your priority is doing charity work

3. You mistaken a full time and part time charity. When you are still working, choose charity work which is more flexible. If you think there is only full time charity work, that is just an excuse to overlook part time charity work

I don’t answer some of your questions because I felt they are childish. Sorry, no offense....

Many people accepted that a job must consume 100% of their attention. Overtime is a good thing and you are hardworking. That is very wrong. Maybe that is the Asian culture. In other countries, a job is a job. If you need to spend more than your normal working hours to complete your work, that is called inefficient, not hardworking.

From how you wrote, you are trained to fall into the trap of a work slave.

Take a step back, re-evaluate what a job mean to you. Then you will have a different perspective.

The Difference Between a Boss and a Leader. Share: A boss manages their employees, while a leader inspires them to innovate, think creatively, and strive for perfection. Every team has a boss, but what people need is a leader who will help them achieve greatness.

Good info.

Jack Ma is very close. Definitely an unselfish contributor to the economy 

Yes

40 y/o is selfish, according to my hypothesis

I am close to 60 y/o. Don't need so much sleep. I wake up quite early.
When there is a will, there is a way.

Many people has migrated to other countries. If they can do it, why can't you ?

Yes, it is not easy, but it is possible

The highlighted part above is why I don't reply to you, because it is very childish 
A hypotheses must have some argument and backed up with some detailed explanation. Must have enough information to let people understand it.

You don't just write a sentence and make some quotes to form a hypothesis
My hypothesis detailed down all the points that conclude RE is a selfish act. To the economy, society and country.

It was very specific.

Of course, some readers would agree and some would disagree. That is why it is called a hypothesis
No, my hypothesis doesn't mention you are a work slave. My hypothesis is vey specific, and it was listed down in point form a few pages back

It was my observation when I see your question that a person has to work for 12-14 hours that I conclude "work slave"

An observation is not a hypothesis

If a person has to work for 12-14 hours a day, in my observation he is a work slave

Your ability to reply to LYN forum during your 12-14 hours work does not matter in my observation, as long as a person needs to work that long hours is not correct. It is an exploitation

Another example why I said your comment is childish. We don't live in a fantasy...
Noted. You are not the only one who disagree with me.

In a forum, I expect disagreement. There is nothing wrong with that. But it seems that everybody must agree to your comment...

That's why I said some of your comment is childish....

It was my observation when I see your question that a person has to work for 12-14 hours that I conclude "work slave"

If a person has to work for 12-14 hours a day, in my observation he is a work slave

Yes, if a person is passionate about his work, 12-14 hours a day is not a work slave.

You may not notice, but you use many question marks in your posting. Hence leading to my observation that you like people to agree to your comment.

To put it another way, you are quite insecure when other people's comments contradict that of yours.

That was my observation. Your disagreement is noted
Bro, you are bringing the /k culture here --> no drill GTFO 

Be matured a bit. If you don't agree with me, I am ok.

I am not here to convince everybody to agree with me. I respect disagreement.

Whilst if you see something which you don't agree, your world seems to be collapsing and you must ask enough question to the person to make yourself feel better....

Questions are the best way to gain deeper insights and develop more innovative solutions. So why do so few people utilize them, asks Paul Sloane?
Children learn by asking questions. Students learn by asking questions. New recruits learn by asking questions. Innovators understand client needs by asking questions. It is the simplest and most effective way of learning. People who think that they know it all no longer ask questions – why should they? Brilliant thinkers never stop asking questions because they know that this is the best way to gain deeper insights.

Eric Schmidt, CEO of Google, said, “We run this company on questions, not answers.” He knows that if you keep asking questions you can keep finding better answers.

When Greg Dyke became Director-General of the BBC in 2000 he went to every major location and assembled the staff. They came expecting a long presentation. He simply sat down with them and asked a question, “What is the one thing I should do to make things better for you?” Then he listened. He followed this with another question, “What is the one thing I should do to make things better for our viewers and listeners?” He knew that at that early stage he could learn more from his employees than they could from him. The workers at the BBC had many wonderful ideas that they were keen to share. The fact that the new boss took time to question and then listen earned him enormous respect.

Columbo solves his mysteries by asking many questions; as do all the great detectives – in real life as well as fiction. All the great inventors and scientists asked questions. Isaac Newton asked, “Why does an apple fall from a tree?” and, “Why does the moon not fall into the Earth?” Charles Darwin asked, “Why do the Galapagos islands have so many species not found elsewhere?” Albert Einstein asked, “What would the universe look like if I rode through it on a beam of light?” By asking these kinds of fundamental questions they were able to start the process that lead to their tremendous breakthroughs.

The great philosophers spend their whole lives asking deep questions about the meaning of life, morality, truth and so on. We do not have to be quite so contemplative but we should nonetheless ask the deep questions about the situations we face. It is the best way to get the information we need to make informed decisions and for sales people it is the single most important skill they need to succeed.

Why don’t we ask questions?
If it is obvious that asking questions is such a powerful way of learning why do we stop asking questions? For some people the reason is that they are lazy. They assume they know all the main things they need to know and they do not bother to ask more. They cling to their beliefs and remain certain in their assumptions – yet they often end up looking foolish.

Other people are afraid that by asking questions they will look weak, ignorant or unsure. They like to give the impression that they are decisive and in command of the relevant issues. They fear that asking questions might introduce uncertainty or show them in a poor light. In fact asking questions is a sign of strength and intelligence – not a sign of weakness or uncertainty. Great leaders constantly ask questions and are well aware that they do not have all the answers.

Intelligent questions stimulate, provoke, inform and inspire.

Finally some people are in such a hurry to get with things that they do not stop to ask questions because it might slow them down. They risk rushing headlong into the wrong actions.

With prospect, with clients, at school, at home, in business, with our friends, family, colleagues or managers we can check assumptions and gain a better appreciation of the issues by first asking questions. Start with very basic, broad questions then move to more specific areas to clarify your understanding. Open questions are excellent – they give the other person or people chance to give broad answers and they open up matters. Examples of open questions are:

What business are we really in, what is our added value?
Why do you think this has happened?
What are all the things that might have caused this problem?
How can we reduce customer complaints?
Why do you think he feels that way?
What other possibilities should we consider?
As we listen carefully to the answers we formulate further questions. When someone gives an answer we can often ask, “Why?” The temptation is to plunge in with our opinions, responses, conclusions or proposals. The better approach is keep asking questions to deepen our comprehension of the issues before making up our mind. Once we have mapped out the main points we can use closed questions to get specific information. Closed questions give the respondent a limited choice of responses – often just yes or no. Examples of closed questions are:

When did this happen?
Was he angry?
Where is the shipment right now?
Did you authorise the payment?
Would you like to go to the cinema with me on Saturday evening?
By giving the other person a limited choice of responses we get specific information and deliberately move the conversation forward in a particular direction.

Asking many questions is very effective but it can make you appear to be inquisitorial and intrusive. So it is important to ask questions in a friendly and unthreatening way. Do not ask accusing questions. “What do you think happened?” will probably get a better response than, “Are you responsible for this disaster?” Try to pose each question in an way and ensure that your body language is relaxed and amicable. Do not jab your finger or lean forward as you as put your requests.

Try to practice asking more questions in your everyday conversations. Instead of telling someone something, ask them a question. Intelligent questions stimulate, provoke, inform and inspire. Questions help us to teach as well as to learn.

According to my hypothesis,

1. The person who does not contribute to the production of GDP, and become a net consumer of scarce resources of the society

2. The person who does not contribute to tax revenue of the country

3. The person who does not contribute to science progression / production efficiency by passing down his acquired knowledge from previous education and professional experience

4. In addition to that, I would go on to expand on the above 3 criteria to include the person contribute lesser to the production of GDP than before RE, pay lesser tax than before RE and contribute lesser to science progression/production efficiency than before RE

It is not only "makan, tidur dan main"
For Benjamin Franklin, the "retirement at age 42" actually refers to "retirement from his printing business". In today's business term, we would say "exit from printing business and embark on another career". For the next 40 years, he went on to contribute to the field of science and invention, made remarkable contribution to his country for many important role/jobs, and eventually earned his picture on the US$100 bill. A great man in USA history

Should he really have the mindset of RE, the history would have lost such an important figure, and the history would be different.

For the young readers who have the mindset of RE, Benjamin Franklin is yet another example after Jack Ma that you could make great contribution to the society/country if you are not selfish

The self-made billionaire has also spoken of his dissatisfaction with his busy life and longing to become a teacher once again. He has repeatedly talked about his expected hectic travel schedule, since retiring as chief executive officer of Alibaba, to become executive chairman.

"When I retired from the CEO position, I told the CEO team (in 2013) I should have more time playing golf on the beach.

"But I find, oh my God, spent 870 hours in the air last year, and this year, 1,000 hours," said Mr Ma, in an interview with American talk show host, Charlie Rose at a conference in Detroit in June, 2017.

"The thing is, I don't want to die in my office. I want to die on the beach."

As Alibaba has grown into one of the world's most valuable companies, joining the ranks of Apple, Microsoft and Amazon, Mr Ma has made unlikely remarks about his mixed feelings towards the company he co-founded in 1999.

He famously said his "biggest mistake was I made Alibaba", because of the enormous pressure and responsibility he has had to shoulder to steer the US$420 billion (S$578 billion) company with more than 86,000 employees.

"I was just trying to do a small business and (not) grow that big, take that many responsibilities and get so much trouble.

"Every day is like being as busy as a president, and I don't have any power. I don't have my life," said Mr Ma, at the St Petersburg International Economic Forum in June 2016.

"If I still can have a next life, I will never do a business like this. I will be my own self, I want to enjoy my life," he continued.To head such a tech titan also requires unparalleled political wisdom and calculation, as maintaining a good relationship with the government can be vital to a large company's success in China

Yes, Mr Money Mustache maybe made more impact after he retired, and he maybe earns more after he retired than his old 9-5 job 

He is actually using his new "title" (retired and successful) to make more money. Very clever guy !
Again, selfish as defined in my hypothesis. They could have contributed more to the economy/society/countries should they decided not to RE. As stated in the hypothesis, if enough people RE, the economy would collapse

Many here do not agree with the hypothesis though.
I don't see Benjamin Franklin as "retiring" at all. He moved on after selling his printing business and eventually his achievement is huge

Maybe I only see the history. If we talk about "what if", our discussion will never end.

So, I stick to history, so happen the history supports my hypothesis

As an early American entrepreneur, Ben Franklin worked hard to expand a small printing business and set himself up to ‘retire’ at 42. Before reading this fact about the American Founding Father, I didn’t even know ‘early retirement’ was a possibility. In simple terms, early retirement represents more time, and I think we would all agree with Ben when he said, “Lost time is never found again.”

When I think of “early retirement,” my first thought goes to Ben Franklin. He essentially blogged (wrote almanacs as they were called in those days) about frugality and having an intense work ethic. He understood that, “lost time is never found again,” and he pursued financial independence to make sure he gained back as much time as possible.

Through building a print shop into a successful business, he was able to retire at the age of 42.

When I read more about Ben Franklin, I wasn’t drawn to the common story many people know about the inventor of the lightning rod or as one  of the Founding Fathers.

This FIRE thing does not make sense for the following reason. The FI bit is always sensible and desirable, but the RE is questionable.

Scenario A: A person works very hard, and saves everything he can, and lives frugally, maybe to the extent of affecting his health if he cuts back on healthy living, eg nutritious food, takes time off to exercise rather than working overtime, etc. After FIRE, ask "now what do I do"? My interpretation = this means being miserable.

Scenario B: A person finds and works at a job he likes, saves what he can comfortably afford, looks after his health (gym or something else, but not overtime), sets his FI at a later date, and continues to do the job he likes after FI. Objective: find a job you like, and you can continue to keep meaningfully occupied rather than achieve this "RE" and then ask now what do I do?

I have only heard of mr money moustache  He has a lot of traffic.

If it is that easy to be more successful after retirement than before, why not start immediately ? Don’t waste any more time on the current job...RE and become a blogger everybody ! 

This has begun to sound like MLM recruitment. Come join us the RE MLM to turn over a new life. See our platinum diamond leader Mr Moustache. He makes RM100k per month sitting at home after joining RE MLM. If he can do it, so can everyone of you....

I am already semi-retired.

I have 4 businesses. Currently run by may long time staffs (I considered them as partner). I gave them 50% share in the respective companies (except property renting company). So the daily running of the businesses has since delegated to them, and they have been doing a great job. I usually go to the office in the morning. My partners will come and brief me if there is any new development. Otherwise, it was just a routine just to show face.

For passive income portfolio, currently I am out of the stock market. And let my RM manage for me. Mostly long term (15 months and above) bank products with capital guaranteed. So, less time spend on overseeing the portfolio now compared to when I was active in stock market

After that, it's all my free time 

I have quite a number of hobbies. I think I posted my expenses in the other thread about monthly expenses. Most of my expenses are related to my hobbies

A young man, 61, just released a new book in recent days… Becoming Ageless… he’s a CEO of a major corporation… he explained his take on ‘ageless’... it is not about immortality or living forever.

“When I was a CEO at 29, people said I’m too young… now, they say I’m too old. You are either too young or too old…”

(I’m just quoting part of his interview… the book is on ways of staying healthy.)

My take on his remarks is not stereotyping your age. “Ageless” means without age and not putting an age tag on whatever you want to do.

One is never too young to quit working and fire your boss for good. And neither too old to begin and start on anything.

Don’t sell yourself short thinking that you are too young or too old.

I googled and I think he was referring to this book,
“Becoming Ageless: The 4 Secrets To Looking And Feeling Younger Than Ever” by Strauss Zelnick.

It was really recent and the man is only 61 yo.

As I said, all these are your observations and they are all good but then these things are not going to enhance your income in any direct and impactful way...

It's syiok sendiri:)

Then we are going back to the arguement "is travelling a boost to our personal skills or just a pure enjoyment".

That would be a 1000 words essay and I'll just state that I'm on the stand that travelling is good for self-development. It does in fact helped in my interviews, made me stand out in during my peers during working and let me have different views on investment per se.

Those are the points which make a person more valuable, higher pay and able to see opportunities and dodge risks. (actually made gains in bitcoins and sold everything before the peak and didn't go in like everyone else during the peak again)

This simply makes a person, i.e. me, to simply accumulate income faster.
Of course, my type of "travelling" involves a few weeks and a deep look in the culture of the locals, not just pure an insta-taking session like those "one week 3-5 euro countries" trip. Those are for me, pure waste of money and nothing to gain other than exhaustion and a great hit on the bank esp with our garbage exchange rate.

Those who has more exposure is likely able to adapt to new environment and challenge faster or easier. quick adaptation could be a advantage in the fast moving flat world.