Recently all my saving and current account have been closed by the bank. Without informing me the reason. Just say bank can closed customer account if they found out the account to be suspicious of involving illegal activities.

I do know what trigger this outcome. I have been actively trading on platform like mudah and carousell and also do bitcoin trading at one time. There are 2 occasions where my account have been used by scammer and I have make police report for both case.

When I explain to the branch they tell me nothing can be done and i cant have bank account with bank anymore.

Anyone have similar experience as me before? really need help as my salary is being credited into my bank account directly every month.

and how do u think /k can help?

open another account in another bank and then continue your scamming... malaysia got a lot of banks. don't worry and when you have enough money from all your scamming already then open swiss bank account.

the end.

This post has been edited by shaniandras2787: Jun 29 2018, 12:17 PM

2 occasions of scammer and bitcoin trading probably what triggered this.
have you tried approaching their HQ?

how come ur acct kena use by scammer? wats the purpose unless u also transfer the scammed money to scammer?

MACC just froze 900 accounts.

Caught in the dragnet?

were u one of the 900 accounts frozen by SPRM due to 1MDB?

U rent ur account to scammer and ah long ar? Or maybe u yourself is a scammer and/or ah long?

Banks wont simply close your account without valid justification.

how can scammer use your account? unless you're the scammer

U use savings account to trade ??

Sure konlanfirm close one

Just go back and open current account

Looks like the bank was right to close your account. You say you already know scammer is using your account did you make a police report or inform your bank to do the necessary to freeze any unidentified bank ins?

It's very very serious if bank resorts to closing your account themselves unless you're in very serious trouble with the law.

This post has been edited by Kaerna: Jun 29 2018, 12:20 PM

i cant say much but it is due to bitcoin trading

tq

i think najib bought one of your raybans/watches from 1mdb funds

blacklisted, as company to open cash cheque.

This is why you should always have a separate account for your other activities

if kena AMLA, will all Banks know? got BNM central database?

We aint bnm

This post has been edited by MrBlackie33: Jun 29 2018, 12:25 PM

Ts have to be smart.



After cheating must move the money out



Owai

yup
directive order will be passed to financial institution by BNM. it is not closed.. it was freezed probing further investigations for the claim scam and bitcoin trading

bitcoin or cryptocurrency trading is still illegal in malaysia

scammer bank account kena closed then complain how to open back LOL

Padan muka haha

lol what makes bitcoin trading is illegal?

Use active account as trading account. GG la. You should have separate account for business/ bitcoin business/ trading account and saving/payroll in another. Now all get sangkut in one shot cause the incoming and outgoing cash movement is too heavy.

If you are one of those 3rd party scammers......

ask bnm not me

simple just dont trade at mudah and carousell, unless payment thru the platform itself.
im trading at Shopee, any issue bank can trace from Shopee everything is legit.

mind you the bank account will be frozen min 6mths pending investigation and nothing u can do about it

First, padan muka if u use the acct for shady business.

Second, create new acct, update your company HR dept of new acct number provide wadever info they need.

Third, good luck for the second because as far as i know Bank is getting strict.

how much $$ inside account?

Ask Lamtin, he should know what to do

owai owai ts use scam account to credit own salary also?

Question: Are you UMNO member?

no mercy 4 scammers

U dont have another bank account ? Just one in total?

If u have 2nd or 3rd account. Just use it for salary purpose.



This post has been edited by tikaram: Jun 29 2018, 01:17 PM

There is a centralised AMLA CFT database and there is a national AMLA CFT task force

CFT stands for Counter Financing for Terrorism

This task force comprise of Police, Bank Negara, IRB and Commercial Banks. If you are included in the database its obviously not good.

If the bank that has closed the account reports TS to the Task force via the Database, TS.. You are screwed as the database is accessible by all commercial banks and TS might not be able to open any bank account in Malaysia.

TS, you better sort out this issue with your current bank and hope you are not reported for being suspected in AMLA CFT activities.

Urself edi answer ur own question

many people think /k/ > world.

you already earn enough from online trade .... No need salary

Wait for police to knock on your door

/k here got alot of professions...
if TS scammer, can refer to lamtin department

I suggest you make this kind of thread in serious kopitiam , there are too many trolls and angry people here.

Cannot really help with your issue tho, god bless u.

How can scammer use his account unless he actually let the scammers use, meaning he is a cohort to the scam.

but you are the one who said bitcoin trading illegal, not bnm.

Bnm only said bitcoin/crypto are not legal tender, know the difference. There are cryptocurrency exchanges in msia that are already registered with bnm so how is trading bitcoin/crypto illegal?

MACC closed UMNO accounts

''actively trading on mudah''

Have you bincang with manager first?

Or terus buka thread dulu?

Talk cock

cant say much

a.k.a body ada tahi.

deserved to be closed.

Now we know ts is one of the 900 account MACC pursue.

RIP in advance

Now go to hell

O wai

ok i rephrase my point
cryptocurrency is not a legal tender in malaysia

any such activities is to be registered which in ts case he might have not done it


good enough?

Use by scammer or u the scammer?

What bank may i ask?

I work in a bank too. In compliance/aml department.

When ur account reach a certain number of STR to BNM (Suspicious Transactions Report) the bank will decide to close the account for the safety of protecting the bank's name. we rather have you take your money somewhere else and do your "thingy" rather than being fined by BNM millions of ringgit and causing reputational risk.

Cryptocurrency/digital currencies are not legal tender in Malaysia as for now. So it is very vague and prone to money laundering.

Also, are you trading on localbitcoin? as you mentioned someone utilized your bank account number for scams.

This post has been edited by klqy: Jun 29 2018, 02:37 PM

trading in mudah or online businesses wont close account.. online transfer will show where there money comes from . seller is valid.. not a reason to close account .
u involve in illegal activities don't drag online business along.

Are one of those 900 accounts that has been freeze by MACC?

Just email ur HR that you want to change bank account number for salary. In 1 day can settle.

Balance?

Call 03-2174-1717
Say you want to talk to Zeti

This is suspicious, you do illegal things is it? lol

Report to bank negara. Pay back time.

saving acc - trade bitcoin

lol

Inb4 1MDB account

Which bank is this?

Maybe it's the 3rd party scam, where OP account got deposited money from victim, while the OP send his item to scammer, instead of the victim

Lamtin scammer got experience. His bank account masih dibekukan because of his scamming history. Try ask him..

u received any donation ka

Your account linked to 1MDB ?

Yes I did trade on localbitcoin. At last someone know what is going on.

The modus operandi of scammer is they will sell item at online market place. Usually much lower than market price. When the buyer agree to buy, the scammer give them my account no. Then the scammer will tell me they want to buy Bitcoin from me. The amount scammer mention will be the same amount as the buyer transfer. When check my account and received the money I will release the Bitcoin to their wallet. This goin on for about a month before I received complaint and realise my account have been use by scammer to complete the transaction.

I'm using a separate account to trade. Someone has correctly mention there is a centralised system that will notify every bank. I received notice from all the banks which I have saving and current inform me that my account will be close. They didn't freeze my account. All the bank did sent me a cheque of the remaining balance. (CIMB HLB RHB)

Those who have similar experience will understand what I'm going through.

I have went to all the account branch and they seems like not helpful at all. So I went to BNM today to seek for advice. They advice me to send email directly to all the bank's complaint department explaining the situation and enclose together with the 2 police reports. At the same time CC a copy to BNM. According to BNM they will response within few working days. If after the bank going through the police report and found I'm genuine and innocent they will allow me to open new account.

I will update again once the bank reply to me. Hope my bad experience can save someone from being the next victim and save them the hassle.

Thank you for being kind. Appreciate it very. I have wrote to their complaint unit after getting advice from BNM.

All my accounts are with local bank. CIMB HLB RHB.

Exactly bro. I only learn about it after receiving complaint. I immediately stop and make police report. According to police there are many similar case.

The bank refund all the balance.

Exactly. The scammer deal and Bitcoin trigger this.

So far i only approach my account OPENING branch and they seems not able to help. Telling me they will ask HQ and get back to me. All come back say HQ say not allow me to open account anymore.

After getting advise from BNM they advice me to approach the complaint unit and CC them a copy.

Need advice from someone who have similar experience and manage to solve the issue to share their experience so that I know what approach to take.

For now I will follow BNM advice and approach the complaint unit directly without going through branch.

What a troublesome and nuisance that the scammer had caused.

Hope your name get cleared from the BNM list tho.

u exceeded the monitoring limit boy

Hah scammer use ur acct ?

U mean they scam money to out inside ur acct ?

Why scammer do like that

I cant brain this

Kek

Agree here. It is impossible if the bank has no proof and valid reason to close TS account.

Bank must have reason for that. TS is hiding something perhads...

U should have the record from the bitcoin buyer ? Show them the proof and also all the account the buyer use for transaction with you ?

Ts, are u involved in a 3rd party scam? Localbitcoins will warn u to check the buyers name and match its bank account name no?

This post has been edited by Davez89: Jul 2 2018, 11:13 AM

ts become a proxy to scammer

hard to get back la , since ts is btc seller which is not legal too

bump tered 2018

wtf

So account finally ok?

Bodoh

Fuk scammer

How la scammer use your acc?

2 times pulak tu.....

Sorry to say, its ppl like you is banks top enemy creating problems for them.

They view you as a threat to the company.

Probably, this thing cannot be solve by just making a polis report. Need to see a lawyer then?

There are 2 occasions where my account have been used by scammer and I have make police report for both case.

So ur acc was used to scam aunty 500k la
So u rent ur acc for scamming la

No
Wont help a scammer

Why dump 2018 thread

Change bank. Open new account. Inform hr

hello bodoh

TWICE

Counter terrorist win

davez has at least 2 years of experience evading bnm and amla , i am sure he can advise you privately.

oh sorry , did i post this in finance forum instead of kopitiam ?
hahaha kaki report rupanya.

Lol sohai this is kopitiam

hahaha ohh really? thanks captain obvious.

do continue to report me , kaki report. your reports have no power here

This post has been edited by timidandslow: Dec 18 2019, 12:29 PM

Sure dumgai.