taiko this was what you've written

'based on her portfolio calculation to date... should be from 2013 ba... 2 properties per year... so 5 years required to build to 10 currently...'

you may know her, but did she share her investment secret with you?

2013 already price close to flatliner lioa, and summore she bought two per year? and continue for the next 4 years.

what you didnt say is whether she bought subsale or new. If bought new, i dun think her rental income from 2 properties she bought in 2013 can substain her to buy 8 more properties.

if she bought subsales, how the hell she got so much CASH to pay for 8 more properties?

bear in mind she only earns 5k per month.

obviously your story above only talked abt the 'feel good' factor. many facts remain missing.

hmm...  for a single lady... nett income 5k... imagine cincai one year u just save 2k per mth out of your nett 5k... u also got 24k liao... + your two months bonus + your other investment interest and bonus and excess from rental every month... generally she need use alot pure cash to buy geh prop.. only 2 are require heavy outlay... the others should be minimal initial outflow....

for those LTV 70%...  subsales have 5 (3 sell below bank valuation, 2 really use almost 20% dp to buy), new project with high discount have 3... other than the latest one which is still constructing and its a condo... the rest are landed or low rise apartment... the 7 properties which already in hand... all generating positive cash flow regardless how much loan she took...  and subsales those newly VP one can still play with valuation to ensure u no need pay full 30% cash every prop ma...

i think you should know those who intend to play this game and have time to play this game... there sure got alot of ways... this is msia... land of opportunity mang...   

oh ya location i din mention... all her properties are at or around kuantan... not KL... but to be fair... her income also at lower average spectrum compared to those who earning in KL at same age and same education level....

Boss honestly I din see any1 toking bout any forumer here wo. Could it b u r just coincidently having the same story???

For all u know v r adoring madam icy here nia. No others can replace her.

wa... why u so sensitive one... lol.... wad happened to you in the past in this forum? haha... i'm just giving some simple statistic compare her income for the same level in KL.... lol...

wa... why your life is LYN macam so dark one... i been blowing in property section here quite sometime... still okay wor... no heavy impact til real life also affected... so far i see your posts also nothing much worth to report also... haha

U mean they even know u r in lyn and they oso joined lyn to attack u???

any example of what they attacked u about? create some awareness also good ma... otherwise u keep suspecting here and there...

but they already brought u down... why still wanna follow u leh... talk about persistence though... since nothing much can be done... just live your live happily in front of them loh... haha

Would it possible tat its fear in u but actually noone follow u??? Just my own assumption thou.

Can help to giv a forumer name tat has been following u???

PM oso can

U must be really successful that so many ppl envy of ur life

Kasi tunjuk ajar sikit... I dont mind ppl backstabbing n badmouthing behind me

Then u publish their phone numbers here. Sure got ppl able to help.

Why u need to relate everything to you?

I thought u said u r high net worth and definitely in the 3% bracket as claimed by icy.

It could be yr situation is very common amngst investors?

Nobody ever feel rich. Its all in yr mind.

Even rosmah also never feels rich even with 300 birkin and other expenses bags.