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> Withdraw EPF for my second house, Epf

justbehappy305
post Jun 12 2018, 06:13 PM, updated 3 months ago

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Hi everyone,

I would like to get anyone advice for my condition.

1) I have a first house with my husband, which is the sharing loan & joint name house. For the first house, my husband had applied to withdrew his epf.

2) Now we would like to purchase a second house, and i will be going to purchase this house under my own name for the house & loan.

3) Am i still entitle to withdraw my epf to purchase this second house, as this is my first withdraw? But, this is not my first house & the first house had withdrew the epf by my husband.

If not, any advice for me on this condition?
Thank you so much for the advice & help.
ZyD86
post Jun 12 2018, 06:37 PM

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IINM, you can apply for second house withdraw with EPF..

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justbehappy305
post Jun 12 2018, 07:17 PM

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QUOTE(ZyD86 @ Jun 12 2018, 06:37 PM)
IINM, you can apply for second house withdraw with EPF..

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Thanks 🙏🏻
But, the first house (joint name house with my husband), my husband alr withdrew his epf.

So, I’m still entitled to apply withdraw my epf under purchase house?
Any ownership transfer needed?
djvixx
post Jun 12 2018, 10:19 PM

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Just ask kwsp. A call away.
jimmyng
post Jun 12 2018, 10:21 PM

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QUOTE(djvixx @ Jun 12 2018, 10:19 PM)
Just ask kwsp. A call away.
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Agree with you.
I have heard so many cases from different people.
All telling different story about the 2nd house useing EPF account.
In the end, it depends on the officers
GangHo
post Jun 12 2018, 11:08 PM

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QUOTE(justbehappy305 @ Jun 12 2018, 07:13 PM)
Hi everyone,

I would like to get anyone advice for my condition.

1) I have a first house with my husband, which is the sharing loan & joint name house. For the first house, my husband had applied to withdrew his epf.

2) Now we would like to purchase a second house, and i will be going to purchase this house under my own name for the house & loan.

3) Am i still entitle to withdraw my epf to purchase this second house, as this is my first withdraw? But, this is not my first house & the first house had withdrew the epf by my husband.

If not, any advice for me on this condition?
Thank you so much for the advice & help.
*
Where did u get the idea that it has to be the first house?
Any kwsp document to support?
From what i read from kwsp doc, it does not matter you have how many houses, as long as you want to use account2 to reduce your loan, you can do so.

This post has been edited by GangHo: Jun 12 2018, 11:08 PM
wailord
post Jun 12 2018, 11:58 PM

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wow can still withdraw? that's good.

i think most of us has the preconceived notion that epf withdrawal only for 1st house. i did.
croco_2002
post Jun 13 2018, 12:04 AM

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can withdraw until 2 house only.3rd house cannot.can read from here

http://www.kwsp.gov.my/portal/documents/10..._21.06.2017.pdf
jcts
post Jun 13 2018, 10:48 AM

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QUOTE(justbehappy305 @ Jun 12 2018, 06:13 PM)
Hi everyone,

I would like to get anyone advice for my condition.

1) I have a first house with my husband, which is the sharing loan & joint name house. For the first house, my husband had applied to withdrew his epf.

2) Now we would like to purchase a second house, and i will be going to purchase this house under my own name for the house & loan.

3) Am i still entitle to withdraw my epf to purchase this second house, as this is my first withdraw? But, this is not my first house & the first house had withdrew the epf by my husband.

If not, any advice for me on this condition?
Thank you so much for the advice & help.
*
As long as you have never withdraw account 2 before, I believe you are entitled. You don’t have to tell them this is your 2nd house.
gugukrez
post Jun 13 2018, 10:54 AM

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QUOTE(jcts @ Jun 13 2018, 10:48 AM)
As long as you have never withdraw account 2 before, I believe you are entitled. You don’t have to tell them this is your 2nd house.
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they can check man.. but for 2nd house.. new rules?

1st house you can withdraw within 3 year from stamped SNP..

2nd house never heard before.. but you can withdraw for loan repayment.
powercolor
post Aug 21 2018, 07:11 PM

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What is the document needed to withdraw from epf if bought subsale property ?
jianwei90
post Aug 21 2018, 09:49 PM

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QUOTE(powercolor @ Aug 21 2018, 07:11 PM)
What is the document needed to withdraw from epf if bought subsale property ?
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I also want to know
sosobear
post Aug 22 2018, 08:43 PM

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QUOTE(justbehappy305 @ Jun 12 2018, 06:13 PM)
Hi everyone,

I would like to get anyone advice for my condition.

1) I have a first house with my husband, which is the sharing loan & joint name house. For the first house, my husband had applied to withdrew his epf.

2) Now we would like to purchase a second house, and i will be going to purchase this house under my own name for the house & loan.

3) Am i still entitle to withdraw my epf to purchase this second house, as this is my first withdraw? But, this is not my first house & the first house had withdrew the epf by my husband.

If not, any advice for me on this condition?
Thank you so much for the advice & help.
*
withdrawal allowed as it will be considered as your first house purchase
justbehappy305
post Aug 24 2018, 12:49 PM

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QUOTE(powercolor @ Aug 21 2018, 07:11 PM)
What is the document needed to withdraw from epf if bought subsale property ?
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This is my question too, planning to go KWSP ask for it.
I called KWSP previously, they mentioned as long as I never withdraw any from account 2 for my first house.
Thus, second house I’m still able to withdraw it.
powercolor
post Aug 24 2018, 12:59 PM

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Just went to submit the witdrawal request, for buying subsale prop they need :

1) loan letter offer ori n copy
2) strata title ori n copy
3) snp docs ori n copy
4) application form, can get from counter

To be safe, all docs got lawyer sign n stamp.

Go to kl kwsp office as pj on renovation.
All done within less than 1 hour , go morning , less people, after lunch full of people


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