Here's my 2 cents......You may think you have it all planned out but life doesn't always turn out the way......You will know when you start working....

@DDSFan8 - I would suggest you save at least 3 months WITHOUT getting any single item for yourself and see how much you actually saves...If you have saved at least 50% of what you intend to save in the 1st place, I doubt you will have the urge to splurge it in 1 go after saving so hard for it.....

@g5sim - No offence but it is very obvious from the way you post your reply to zorocaster that you r not working....What you study is 90% useless in the working world. There will be a time when after searching for a job for a few months that you decide to just lower your expectation and decided to go for any job....A degree doesnt gurantees you a job...It just makes it easier for you to find one....