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 LYN PROTON IRIZ OWNER THREAD V9, Fun, meet feisty.

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abrar_iiu
post Nov 29 2018, 10:16 AM

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Hi guys.. been a while I didn't post anything here. I'm about to renew my insurance for second time for my wife 1.6 auto premium model made 2016. The thing is, I been asking several insurance companies on sum insured (agreed value) and they only can give me range from 37k to 42k only. Last year my sum insured is 60k at agreed value.. so much depreciation meh?

Appreciate if anyone here can show me which insurance company can offer higher agreed value for sum insured. Let say 45k at least. Highest I got from Lonpac & Kurnia at 42k. Liberty - 37k, Tokio - 39k, Alianz - 41k.

Thanks in advance.

This post has been edited by abrar_iiu: Nov 29 2018, 10:24 AM
abrar_iiu
post Nov 30 2018, 11:34 AM

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QUOTE(budakmaran @ Nov 29 2018, 01:42 PM)
2nd time , u means for 3rd year right? Same as me premium 2016..
I took agreed value..max can go 42k/43k with etiqa..but I took 40k instead..

I think they already have some calculation on / formula on this..maybe based on 'nilai susut'.. Not sure right or wrong..
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Yup..third year including 1st time when purchased the car.
Just now etiqa called they can give rm45k max at agreed value, with coverage of flood, windscreen rm1k, smartkey replacement rm700 and unlimited tow services. All in RM1.1k..

Anyway thanks for your reply bro..

This post has been edited by abrar_iiu: Nov 30 2018, 11:43 AM
abrar_iiu
post Nov 30 2018, 11:37 AM

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QUOTE(annas473 @ Nov 29 2018, 02:57 PM)
+ unlimited towing (important)
+ get paid for unable to use the car
+ windscreen (all)
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Thanks Anas.. get paid for use car sound good.. but they charge Rm150 for RM100 for 10 days. Since I got second car so maybe I can 'pass' this one.. hehehe
abrar_iiu
post Nov 30 2018, 11:38 AM

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QUOTE(khairilyazit @ Nov 29 2018, 12:34 PM)
If there is an agreed value clause, then the insurance will pay the agreed value..
If u change the insured sum to lower or higher, then they'll calculate it as u mentioned..
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Yup.. agreed.
abrar_iiu
post Nov 30 2018, 11:42 AM

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QUOTE(jVIPERs2 @ Nov 29 2018, 11:39 AM)
Actually, no point going for over-insuring your car. This is because, you can only claim up to the current market value.
For instance, you can insure your car for RM60k when market value is i.e. RM45k... You'll be paying a higher premium and making the insurer happy. But when you claim i.e. total loss, they will only pay RM45k or lower depending on the market value then.

This however, does not mean that you would want to under insure your car as that would then subject you claim to a pro-rating.
For example, Market value is RM45k, but you only insure RM30k believing that is the market value after survey at Mudah. Insurance company will still accept, but it would then mean you are only insuring 66% of your car (30k/45k*100%)...
So when you claim i.e. total loss, and the market value then is RM30k, they will only pay 66% of the RM30k which is about RM20k.
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I choose clause which have agreed value.. not market value.. according to insurance they will pay agreed value in the events of total loss.. am I right? Or wrong? hehehe.. thanks anyways 😀
abrar_iiu
post Aug 17 2020, 12:51 PM

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Hi All.. Hi sifus here..

I got problems with Iriz headlamp last weekend.. the headlamp totally can not turn off even after more than 10 minutes I turn off engine and lock the car.. same result even I put switch at 'auto' or 'off' which I done it many times.. I even drive the car again for a while and off the engine and lock the door.. same result.. headlamp won't turn off.. I believe it is not follow me light feature as that shouldn't be that long.

So at last I have to disconnect the battery wire from battery.. nanti bateri kong plak.

Actually i have this issue fews months back.. my short term solution is to juggle between auto and off while engine is running.. somehow magically the headlamp will eventually turn off.. then I can off my engine..

And I have reported at Larkin Service Center at JB during my latest service in May/June (can't remember 😛).. they told me that all seem ok and didn't replace or fix anything.. but the incident still happening until lah last weekend.. as my quick and temporary solution is not working anymore..

My 1st question is, does anyone experienced it before? Can share tak? or show me the post if it has been shared before..😅 I hope I can fix this problem and share with SC Larkin.

And fyi mine one is 2016 1.6 (A) Premium, bought in Nov 2016.. so oredy past 3 years.. so my 2nd question is do this issue will be covered under warranty?

In advance.. thanks ya..😀
abrar_iiu
post Aug 17 2020, 02:54 PM

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QUOTE(arief_jezza @ Aug 17 2020, 01:12 PM)
Thats...odd. Try checking the fuse box for the relay. Try changing it with a new relay. Then try checking and unplugging the cable from the bulb. Else might be your steering control messed up. Never heard of it these while. First time i heard headlight wont turn off even with engine off. Might be electrical wire got short by tikus 🤷🏻‍♂️. But if it happens often, then just drive straight to SC la. That kind of issue might get priority kot
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thanks for the reply Boss.. will drop my car at SC end of today and will update here again for sharing since this could be first case to Iriz..
abrar_iiu
post Nov 8 2021, 05:20 PM

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Hi Guys.. been a while am not posting any issue on my 2016 1.6 premium auto, since my issue with headlight that can't turn off even after turnoff the engine due to faulty fuse.. at the end i have to replace new fuse box unit..

this week i got new problem, have anyone have issue with "key not detected" for both of your fob key even after you replaced new key fob's battery?

now i have to use the emergency method to start the engine, but i do not how long this method can last.. so anyone have the same issue before i start go to SC?

This post has been edited by abrar_iiu: Nov 8 2021, 05:23 PM

 

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