Lol just saw the email congratulating me for winning a Galaxy Buds for this contest. I had 6 entries total.

First time winning something in contest hahah.

Not the latest Galaxy Buds+ but will make good use of it anyway!

Don't like all these lucky draw. Rather they put out how many points straight can redeem

You're not missing out on much without MST as most places accept Paywave nowadays.

MST is basically just a technology to imitate the magnetic strip of credit cards for legacy terminals that accept swiping cards only.
Haven't used it before but I think it's more tricky as it needs a more precise placement on the side of the machine and/or the cashier may just say no don't have this function and ask you to paywave instead.

Can refer to the links below for more info:
Samsung Support article on MSt - https://www.samsung.com/global/galaxy/what-is/mst/
GIF/Video of MST in use - https://www.samsung.com/sg/samsungpay/

Not sure but it was preinstalled on my S20. Maybe you can try searching and downloading from Galaxy Store?

I'm not sure for Maybank cards but I couldn't register the same PB credit card on my watch and my phone. I had to choose either one only.

Thanks for the heads up.
Does Samsung Pay have a schedule for when they renew their vouchers? Seems random so far

Been using Spay to enter a few car parks and it's a hit or miss. Only works like 50% of the time. But the problem usually arises at the entry.

If can tap and enter, exit usually no problem also.

Oh no no more incentive to use SPay for parking then. Every time put out the phone to scan feels so dangerous scared will drop my phone

So difficult to maintain Gold member without Boost now. At most can maintain Silver only lol

Yep that's correct. Either one only. Can't have both on your Samsung Watch & Samsung phone.