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 Been rejected 99 times on credit cards application, WHYYYYY

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Ash1988
post Apr 2 2018, 05:13 PM

On my way
****
Senior Member
641 posts

Joined: Aug 2008

QUOTE(kenJi2788 @ Apr 2 2018, 04:49 PM)
I want to build my credit score.

CCRIS record is clean.

Pay PTPTN loan on time, no other commitment, no late payment record.

But every time I tried to apply credit card must have rejected by banks, even Citi and UOB also not accepting my application.

Salary is RM3,400 before deduct socso epf.

Can any sifu advise what is the problem? Anyone can help me with this situation?
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How do you define CCRIS record is clean?

For e.g Some may have loan facilities restructured and payed off. They thought they are clean since no o/s but they are not.

 

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