Hi Sifu all,

i just get my key for my very first single storey landed property in kajang.
I'm unsure am i get the all documents i should have anyone may help list down how many document i should get at the end of this?

caused is kinda confusing when i read online,
i dont have MOT document and also what about a copy of CCC ? and etc?

someone help please...

The most important doc U should get from your lawyer is the SPA.
How much is the price n how big is the land ? How many bedrooms n bathrooms ?

SPA definitely have it ...
370k for 1300sf 3bed 2 bath

Land is 20x65 feet ?

basically you should have SPA as evidence of ownership

you will have Letter offer (given by banker) and loan documents if you have a loan.

developer will give u a copy of the CCC when handover key to you (it should be in their standard vacant possession letter).

MOT will only apply when the title is issued in the future. Im not sure whether you bought it under master title (means u only sign MOT in future) or it's sold with title (means you probably already signed it).

MOT is a document to transfer the ownership of the title to you.

Hello, I have similar questions as the OP, I am confused about the documents that i need to have in my custody..

1. SPA - done
2. Bank letter offer and signed - have
3. CCC - have
4. Deposit resit for TNB and water - have
5. The property i bought already have a title. I only have a photostated copy of the title that was on the name of developer. but i did remember signing some documents for change of name title and charge or something. Now, should I have in my custody a copy of updated title with my name?
6. mrta cert
7. the bank has asked me to pay premium for fire insurance, that is charged via the bank. I dont recall ever subscribing to this. Should i have a copy of the policy?
8. architect drawing- i find that the floor plan that I have is very small, cant hardly see the measurements. Is there any way for me to get the architect drawing complete with measurements?

Appreciate your comments, tq

5. you should have a copy of the title with ur name on it (and ur bank's name on it). Can request from the lawyer who did the transfer / charge.

7. is this a strata property? usually for strata property the building management will take a general fire insurance that u need to pay via management. if u can provide the fire insurance cert to the bank every year, then u no need to subscribe bank's fire insurance. if not you'll be taking double insurance.

8. best chance is to request from developer office.

Hanhanhan,

5. Checked with the lawyer and got a copy of the title that is with my name, but just a black n white photostated copy. Is this sufficient?
7. Not strata, landed property. No, I have not taken any additional fire insurance, however i feel maybe the fire insurance subscribed by the bank is a little pricey so for next term (next year) i wanna change insurance if possible.
8. Thanks. checked with developer office, they say can get for some fees. have to contact the original architect ...

thanks

5. yes just photostat copy is sufficient. the original is kept by the bank until your loan is settled.

7. if so, perhaps contact your bank branch to discuss. there's a clause somewhere in the loan documents that mention that the bank has right to 'insist' you buy fire insurance for your property. reason being so is that currently while the property is being charged to the bank, the bank sort of 'owns' the property, so of course they would want to make sure 'their property' is being properly insured.

THANKS

No 5. i dont have a copy at all.. weird..
No.7 for my case the bank agent said the 1st year a must buy from the Bank... im using LONPAC which i hate it... never heard of them before and it increase 3% annually... is this normal?

p/s: the unit i purchase is landed single storey intermediate house...

5. perhaps u should check with ur S&P /loan lawyer whether during the purchase was the title already issued.

7. i'm not too sure about this, you may need to consult the bank's insurance agent.