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 Just get my VP for subsales landed in kajang, Want to ask the list of document

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hanhanhan
post Apr 2 2018, 04:49 PM

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basically you should have SPA as evidence of ownership

you will have Letter offer (given by banker) and loan documents if you have a loan.

developer will give u a copy of the CCC when handover key to you (it should be in their standard vacant possession letter).

MOT will only apply when the title is issued in the future. Im not sure whether you bought it under master title (means u only sign MOT in future) or it's sold with title (means you probably already signed it).

MOT is a document to transfer the ownership of the title to you.
hanhanhan
post May 23 2018, 04:22 PM

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5. you should have a copy of the title with ur name on it (and ur bank's name on it). Can request from the lawyer who did the transfer / charge.

7. is this a strata property? usually for strata property the building management will take a general fire insurance that u need to pay via management. if u can provide the fire insurance cert to the bank every year, then u no need to subscribe bank's fire insurance. if not you'll be taking double insurance.

8. best chance is to request from developer office.
hanhanhan
post May 24 2018, 12:39 PM

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QUOTE(chichichi @ May 24 2018, 08:57 AM)
Hanhanhan,

5. Checked with the lawyer and got a copy of the title that is with my name, but just a black n white photostated copy. Is this sufficient?
7. Not strata, landed property. No, I have not taken any additional fire insurance, however i feel maybe the fire insurance subscribed by the bank is a little pricey so for next term (next year) i wanna change insurance if possible.
8. Thanks. checked with developer office, they say can get for some fees. have to contact the original architect ...

thanks
*
5. yes just photostat copy is sufficient. the original is kept by the bank until your loan is settled.

7. if so, perhaps contact your bank branch to discuss. there's a clause somewhere in the loan documents that mention that the bank has right to 'insist' you buy fire insurance for your property. reason being so is that currently while the property is being charged to the bank, the bank sort of 'owns' the property, so of course they would want to make sure 'their property' is being properly insured.
hanhanhan
post May 30 2018, 10:47 AM

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5. perhaps u should check with ur S&P /loan lawyer whether during the purchase was the title already issued.

7. i'm not too sure about this, you may need to consult the bank's insurance agent.
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