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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!

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emch3w
post Jul 12 2018, 01:00 PM

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Few Day Before my Regional wallet activate, I was able to add BigPay to the China Wallet and verified. And, the BigPay card still attached to the china wallet, but I did not try to top up as I duno where I going to spend this after top up.

Now, I got my Malaysia region wallet activate and was successfully added a BSN debit card.

So now I have both China and Malaysia wallet which previously none of them show in my wechat.

Just to share my experience.

FYI, I was charge 0.33 yuan when added BigPay to China Region Wallet (it is about RM0.20 for BigPay Rate....see BigPay exchange rate quite good as well) May be next time go China can try to use it as an option.
emch3w
post Jul 12 2018, 01:07 PM

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QUOTE(mamamia @ Jul 12 2018, 11:46 AM)
My wechat previously no Wallet, now suddenly got wallet, when I click in, it it Malaysia wallet.. n it seem like I’ve no way to change region to China after this
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It seem like the China Wallet will only activate when you got money or card link to it. Therefore, I think if you really want to see the China wallet then you have to ask someone to sent you some RMB or Yuan to your wechat....I think it should work.

But, I not sure you can use China wallet here in Malaysia even though some of the merchant here do accept wechat through terminal...I saw on youtube someone had try and not successfully. You can use China wallet (for non China people) only as peer to peer transfer only.
emch3w
post Jul 12 2018, 01:14 PM

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QUOTE(xperiaDROID @ Jul 12 2018, 11:06 AM)
Ask their customer service about it and they will tell u to wait for another "2 weeks", it's never ending.
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Agree...don't even border to top up until they had open up at least peer to peer transfer. At this moment totally unable to do anything with the wallet.

But, I think it will not be long. When I first switch from China to Malaysia wallet...I had seen the wechat add section show "Hong Bao" and "Transfer" as a new feature but when I click the app just crash. So I think the feature is there already, just waiting them to choose a good time to activate it.
emch3w
post Jul 12 2018, 02:04 PM

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QUOTE(hobbes1001 @ Jul 11 2018, 11:24 PM)
South China Morning Post: WeChat Pay to keep focus on outbound Chinese tourists in overseas markets.
https://www.scmp.com/tech/article/2154828/w...ring-more-local
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I think this is a good move for them, because many countries has their own regulation to be fulfilled to avoid money laundering. And, there is no point if local wallet cannot even to be use at other country for the same type of e-wallet.

Therefore, I think if wechat pay allowed us to tie international debit/credit card to their china wallet (which they already done) and let whoever have China wallet to use at all over the world merchant that accept wechat pay would be better than only have Malaysia wallet to use only at Malaysia Only.

Thirdly, if they can integrate a Currency Exchange Calculator into their wallet (Just like what Alipay did it) for ease to pay in other currency.

And like Alipay and BigPay, try to provide the user best real time exchange rate without any hidden or surcharge.

I don't see why they cannot use the China Wallet to conquer the world with cashless RMB/yuan. Just like the US dollar bills. biggrin.gif

Since they had already have allot of out of the box app or hardware that could be use immediately with RMB...can export out to all over the world. hmm.gif

I think they already saw Alipay move toward this direction therefore they also make the change accordingly.
emch3w
post Jul 12 2018, 02:09 PM

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QUOTE(mamamia @ Jul 12 2018, 01:46 PM)
Too bad, I cant even activate china Wallet with my friend sending me angpow in RMB.. tried this b4 MY wallet launch 2 months back, but not workable..
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May ask your friend try to transfer some RMB to you instead of ang pow. As I know if you not collect the ang pow within 24hrs it will be cancel.
If you can received the RMB transfer from your friend I sure the money need to be store on some where. I bet it cannot store on your MY wallet.
emch3w
post Jul 16 2018, 04:55 PM

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QUOTE(twwong @ Jul 16 2018, 04:42 PM)
Hi guys, I added my local bank debit card (not credit card). You can top up and withdraw no problem. Quick pay is available. But question is which merchant/shops accept Wechat pay, time to scout around . . .

But if I go to China, can I use it there..? Can't find the option to change region yet. I do have a China mobile phone no. if it helps but no bank/credit cards from there
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if you activate the China Wallet for your Malaysia mobile prior the Malaysia Wallet then you will have the option to choose. If not you will only see Malaysia wallet.

So far I manage to add BigPay credit card to the China Wallet but not sure can use to top up or not.

Malaysia wallet cannot use for China.
emch3w
post Jul 16 2018, 08:16 PM

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QUOTE(touristking @ Jul 16 2018, 05:21 PM)
I just tried to link the Bigpay to my Malaysia wallet for the 1st time. Guess what? It says Bigpay is not a Malaysian debit card and declined.  rclxub.gif
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Sorry...Malaysia Wallet already confirmed cannot link with BigPay. Only Debit card from local bank are allowed.

BigPay can only link to China wallet as international credit card.
emch3w
post Jul 16 2018, 08:18 PM

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QUOTE(twwong @ Jul 16 2018, 05:06 PM)
Do I have to be in China to activate China wallet, can use China mobile no problem. Can I link it with my OCBC credit card (usable overseas), will try next time, if doesn't work then never mind. What is BigPay credit card
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I activate outside of China in Malaysia before my Malaysia wallet was activated.
emch3w
post Jul 16 2018, 08:28 PM

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QUOTE(David83 @ Jul 16 2018, 08:18 PM)
BigPay is not a debit card right?
It's a prepaid card card.
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Yes
emch3w
post Jul 23 2018, 06:06 PM

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QUOTE(Rhetoric @ Jul 23 2018, 01:36 PM)
is this true?
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I already did it...u can try n see. I haven't use to top up anyway...coz I did not use China Wallet.

I tied the BigPay with wechat China Wallet just for testing purpose only...
emch3w
post Jul 23 2018, 09:32 PM

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QUOTE(fruitie @ Jul 23 2018, 07:24 PM)
Cannot top up China wallet with BigPay, it serves no purpose.
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Ooopss...tat too bad... I don't see why they are not allowed since visa/master are able to transact all over the world... doh.gif

Anyway, just ignore the BigPay card to link with Wechat Pay thing...

I'm going to unlink it too...haha


emch3w
post Jul 23 2018, 10:23 PM

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GREAT NEW!!! Just found my wechat with Malaysia Wallet now can sent "Ang Pow" to ppl...
emch3w
post Jul 23 2018, 10:48 PM

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QUOTE(fruitie @ Jul 23 2018, 10:26 PM)
Yeah. laugh.gif Finally but need more merchants to support so that we can spend rather than just withdrawing money later.
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Not sure is true or not...so far I only found this new feature on ios device.

I have another account using android wechat with Malaysia Wallet, but still not found the "ang pow" is activated...
emch3w
post Jul 23 2018, 11:13 PM

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QUOTE(fruitie @ Jul 23 2018, 11:05 PM)
I already seen my activated for my device, Android device. At first I only saw my normal RMB angpau then went and switched wallet to MYR, came back and reflected angpau currency in MYR.
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Thn, my android wechat Malaysia wallet which cannot switch region to China still not yet see the ang pow feature wo... confused.gif

But, my ios wechat Malaysia wallet which can switch region to China one got ang pow feature already...

So, may be the trick is switch region....haha

So, i guess may be out there still got allot of ppl still not yet get this feature biggrin.gif

Look like need to wait another month for other to see it...hahaha
emch3w
post Jul 23 2018, 11:15 PM

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Hope wechat Pay MY can roll out more features faster....

Not only Boost is promoting aggressively ...GrabPay MY also catching up fast from behind liao...even the slowest Touch n Go app is testing Transit QR code with LRT already...

This post has been edited by emch3w: Jul 23 2018, 11:17 PM
emch3w
post Jul 24 2018, 01:02 AM

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QUOTE(xperiaDROID @ Jul 24 2018, 12:32 AM)
It's not that they need more merchants, it's that they NEED merchants, so far there's literally no merchants that accept it. You might see some stores actually have the Wechat Pay sticker, but it's in Chinese, doubt it's gonna work with our local wallet.

No "red packet" on mine btw.
Wechat already gave up on their head start, they could've started everything when there was hype, and now the hype is gone, they still keep leaving us hanging on waiting since like forever.

What I hope now is Boost can expand to more mainstream merchants which they are doing right now, better if they can collaborate with most supermarkets, fast food chains (now available on Wendy's and Burger King) and convenience stores (available on KK mart), once they can do that then it's a straight goodbye to Wechat Pay, they can keep slacking off and do nothing if that's what they wanna do.

As for Grabpay, they're also expanding aggressively, but doubt it can defeat Boost cuz not everyone uses Grab. I do use Grab occasionally, but don't think I'm gonna try it.

So far, the best e wallets are Boost and Favepay.
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No doubt Boost is a head of allot of local eWallet, but the game play still early to determine who will be going to be the mainstream....because allot of early merchant adoption for eWallet are still those merchant who already have credit card terminal...

Why I will said Boost is a head is because I see they put allot of effort on those food truck and night market, but I not sure how is the adoption because I still haven't see or use boost on those merchant...these are the places that really need the ewallet cashless solutions....but still majority of Boost merchant are those with shop and have existing credit card terminal...to user I no see much advantage of pulling out your phone instead of your card to pay without cash.

So, I think who will win the game is who can convince most of the merchant without accessibility to credit card terminal...so i think the game is still long way to go...

The Pro for wechat Pay is it already integrate with your daily use messaging app...so actually if you are not wechat user totally meaningless to you or if you are we chat user thn before you decided to use any ewallet wechat Pay is already ready there for you even you want it or don't want it...

For GrabPay, they are smart enough to partner with Maybank QR Pay, so even you do not use Grab but if you are a Maybank account user it is already there for you to use...definitely for now both of them still not yet can use together...i mean in the future...how? i still not sure...but can see many small ewallet will follow their foot step (i guess only)
emch3w
post Jul 24 2018, 04:20 PM

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QUOTE(junclj @ Jul 24 2018, 12:43 PM)
not available in my iphone
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I saw their message...same case...they are rolling out batch by batch...so got to wait for while....it is same like what they do on rolling out the MY wallet

The following is the notes found under wechat Ang Pow:
" 备注:WeChat Pay MY 红包功能现正逐步开放给用户使用,部分马来用户可能暂时仅可收取红包,无法发出红包,请耐心等候,...."

I think this going to be wechat Pay MY style liao...batch by batch...slow and steady....usually will take few week to get it done...not sure why they so scare to open up at once confused.gif

This post has been edited by emch3w: Jul 24 2018, 04:24 PM
emch3w
post Jul 24 2018, 04:31 PM

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QUOTE(junclj @ Jul 24 2018, 04:26 PM)
So you mean the version 6.7.1 is not the latest version?
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I think there is nothing to do with the wechat version...just wait patience and it will appear soon...they are rolling out batch by batch to Malaysia user, i think this time shld be faster than last time when they activate the MY wallet to user...
emch3w
post Jul 24 2018, 05:16 PM

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QUOTE(junclj @ Jul 24 2018, 04:28 PM)
also don't have the option for me to switch region to china wallet. I need to use wechat china wallet to reload and renew credit points in some china forums.
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I have no idea...so far my another wechat account on android oso facing the same issue...hopefully after they have officially launch it will fixed it.
emch3w
post Jul 26 2018, 08:27 PM

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QUOTE(Alert_RaZO @ Jul 26 2018, 08:18 PM)
I also want to know.
Maybe try fake the gps?
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it is not related to your gps....it could be more depend on your mobile no. country code...

I'm using Malaysia no. and live in Malaysia but I also got the China Wallet on one of my wechat account but not on another...

Before MY wallet was activate...ones can search key word "wallet" in wechat and the China Wallet will show up...but after MY wallet activate, now cannot already...

This post has been edited by emch3w: Jul 26 2018, 08:30 PM

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