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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!

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ClarenceT
post Dec 13 2018, 12:17 PM

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QUOTE(rainbird @ Dec 13 2018, 10:50 AM)
Which malaysia bank debit card to link to WeChat Pay for best rewards?
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Try Public Bank RCB Gold /Elite Debit MasterCard.
ClarenceT
post Dec 13 2018, 01:53 PM

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QUOTE(David83 @ Dec 13 2018, 01:27 PM)
What is the card (not campaign) benefits?
Mind to share/summarize?
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https://www.pbebank.com/Personal-Banking/Ca...ebit-Cards.aspx
https://www.pbebank.com/Personal-Banking/Ba...Privileges.aspx

ClarenceT
post Dec 13 2018, 01:59 PM

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QUOTE(David83 @ Dec 13 2018, 01:57 PM)
These cards need account from privilege banking or equivalent products right?
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Yes, PB Privilege Banking.
All other debit cards don't give rewards or rebates, except this one.
ClarenceT
post Jan 7 2019, 09:44 AM

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QUOTE(simonmada @ Jan 7 2019, 09:21 AM)
Hi guys, not sure if anyone asked this question before, but if topup Wechat Pay with CIMB Lazada Prepaid card, can get any CB?

According to CIMB,
0.50% cash rebate up to RM25 each month on other spend
1% cash rebate up to RM25 each month on all Lazada spend
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You test with RM10 and see if you get a rebate on 25/1 (check on 27/1).
Nobody reported the MCC for Wechatpay Malaysia yet.
If MCC 6012 (Bigpay - till Nov 2018), No 0.5% cashback for CIMB-Lazada Prepaid MC.
ClarenceT
post Feb 27 2019, 09:21 PM

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QUOTE(you90 @ Feb 27 2019, 08:18 PM)
Thanks.

So I guess I have to  bring enough cash for my 1 month in CHina.
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Open a savings account at ICBC Bank (Not OCBC), Bank of China, or Public Bank and get a Unionpay Debit Card. It is widely accepted. Most of the outlets don't accept Visa/MasterCard/Amex.

This post has been edited by ClarenceT: Feb 27 2019, 09:23 PM
ClarenceT
post May 3 2019, 07:53 AM

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QUOTE(879098 @ May 2 2019, 11:40 PM)
Can wechatpay top up with credit card?
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MasterCard/Visa but Debit type.
ClarenceT
post Jul 8 2019, 03:07 PM

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QUOTE(ericew @ Jul 8 2019, 02:52 PM)
Anyone know why all card number that I entered are invalid? I have tried public bank visa, maybank visa, bigpay debit card, all cannot.

user posted image
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I am using both Maybank Visa Debit and Public Visa Debit, successfully added.
Maybank 4283-32**-****-****
Public 4848-10**-****-****

Otherwise you have to go to branch to change your old cards to the new upgraded cards (with MyDebit logo).

Bigpay is a Prepaid Mastercard, not a bank debit card.

This post has been edited by ClarenceT: Jul 8 2019, 03:08 PM
ClarenceT
post Jul 8 2019, 03:52 PM

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QUOTE(ericew @ Jul 8 2019, 03:48 PM)
I have tried 3 cards so far, all cannot
Public bank Visa - 4386 xxxx xxxx xxxx
Maybank Visa - 4460 xxxx xxxx xxxx
Bigpay card
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You used the wrong cards, 4386-68** and 4460-**** are CREDIT cards, not Debit cards.
ClarenceT
post Aug 2 2019, 07:56 AM

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QUOTE(jefftan4888 @ Aug 2 2019, 07:52 AM)
That’s good enough for me. There is no benefit to top up the wallet.
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Not really, some CASA or Debit cards do give incentives or rewards/rebate. Cash-out is FOC.
Eg OCBC 360.
ClarenceT
post Aug 2 2019, 07:57 AM

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QUOTE(Sumofwhich @ Aug 2 2019, 07:24 AM)
Cimb Lazada card got deleted from WeChat Pay top up source, tried to add manually again and it says credit card and prepaid card not supported. Ggwp
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Gone. End of Game.
ClarenceT
post Aug 2 2019, 08:28 AM

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QUOTE(jefftan4888 @ Aug 2 2019, 08:16 AM)
Got CB?
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Read my post at "Jan 7 2019, 09:44 AM". tongue.gif
ClarenceT
post Aug 2 2019, 05:24 PM

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QUOTE(Sumofwhich @ Aug 2 2019, 05:07 PM)
Thanks, I was lucky then to reload before last week, I usually reload beginning / mid of the month, but I guess it's time to bid farewell to CIMB LZD prepaid card
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If you terminate your existing CIMB Lazada MC, you will not have same transaction limit and wallet limit if you get new CIMB Lazada MC later!

This post has been edited by ClarenceT: Aug 2 2019, 05:31 PM
ClarenceT
post Aug 2 2019, 06:55 PM

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QUOTE(skty @ Aug 2 2019, 06:52 PM)
Huh? The wallet limit now and last time is difference?
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Page 4 - new users

https://www.cimbbank.com.my/content/dam/cim...ercard_2019.pdf
ClarenceT
post Aug 2 2019, 09:08 PM

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QUOTE(Sumofwhich @ Aug 2 2019, 08:50 PM)
Thanks for notifying. I only reload rm1000 per day to WeChat last time since Android only allows 1k withdrawal to bank per day, 10k per month.
What other usages are there? I seldom shop on Lazada.
Annual fee coming soon too.
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If RM5k per month, you shall be reaching the annual limits for CIMB-Lazada MC (RM50k) and Wechatpay (RM50k). The limits will be refreshed on 1/1/2020.

This post has been edited by ClarenceT: Aug 2 2019, 09:14 PM
ClarenceT
post Aug 3 2019, 06:25 AM

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QUOTE(MGM @ Aug 2 2019, 11:10 PM)
What is the incentive for reaching the annual limits?
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"The total purchase and withdrawal limit is up to RM50,000 per calendar year. Once the total
limit for purchases and withdrawals of RM50,000 is reached within a calendar year, you will
not be able to make further purchases or withdrawals until the 1st day of the following
calendar year. Eg: If you receive the Card on 1st June 2018, and spend RM50,000 by 1st
November 2018, you will only get to start spending again on 1 January 2019."


Not only CIMB-Lazada MC has this transaction limit.
WeChatPay - RM50k, RazerPay - RM50k, TnG - RM50k, PrestoPay - RM50k.
ClarenceT
post Aug 9 2019, 11:14 AM

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QUOTE(PenangLang. @ Aug 9 2019, 11:06 AM)
.
How you did that?..
I try many times, failed.
rclxub.gif
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No problem, just added one this morning.
WeChat Pay -> "Bank Cards" -> "Add a Bank Card" -> OTP verfication RM0.10

Use it at WeChat (MY) merchants.

ClarenceT
post Aug 23 2019, 04:52 PM

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QUOTE(saikia2046 @ Aug 23 2019, 03:27 PM)
I just started to use wechat pay. Now Im having problem for sending angpao. I don't have china card nor china phone number. I just stuck there. Anyone has any idea or link to guide me? Thanks
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This is WechatPay Malaysia thread, not the thread for the original WechatPay (China).
ClarenceT
post Aug 24 2019, 02:32 PM

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QUOTE(saikia2046 @ Aug 24 2019, 02:25 PM)
So Malaysia Wechat pay is not supporting angpao features?
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So you want to join WechatPay MY or WechatPay CN?
They are different wallets and not interchangable.
You dont need a Chinese bank card or +86 phone number to get MY wallet.
ClarenceT
post Sep 24 2019, 01:06 PM

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QUOTE(puremage111 @ Sep 24 2019, 12:38 PM)
Hello going to China soon, its my first time

I am not sure why, but the select wallet region button is not in my setting

Why like that one a
Updated to latest version of wechat

Edit: And ah, if i don't have china bank acc/bank card, can i top up RMB and use RMB there without a china identity?
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WeChat Pay Malaysia and the original WeChat Pay are not interchangable. You don't have a WeChat Pay CN account.
ClarenceT
post Oct 24 2019, 03:13 PM

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QUOTE(jefftan4888 @ Oct 24 2019, 12:57 PM)
If I top up WeChat Pay RM500 using the OCBC Debit card, can this fulfill the "Spend" requirement?
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Try or ask those at OCBC - 360 Thread.

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