Welcome Guest ( Log In | Register )

15 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v9, Ex citi read post 2

views
     
SUSDavid83
post Mar 13 2018, 08:45 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Due to abuse, I'm not even surprise to see that coming for YOLO min amount of RM 10 to be counted eligible swipe in determining the CB.

Somebody posted here that swiping RM 1 x 8 times at certain online sites right? I was like WTH!

Sorry but no offence.
SUSDavid83
post Mar 13 2018, 09:42 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(adele123 @ Mar 13 2018, 09:15 PM)
You can't call that abuse. Not quite fair. It's called taking opportunity of a loophole.

The conditions are what they are
*
QUOTE(mamamia @ Mar 13 2018, 09:41 PM)
To be fair, what kind of bank will have what kind of customer.. customers are force to do that due to the stupid bank policy.. the no. of txn is a ridiculous clause..
*
It's up to personal interpretation.
You can call me not fair but how about those who play fair and square?
What should this subset of people call those who taking opportunity of a loophole?

It's a typical Asian culture/attitude/mindset of taking opportunity or take for granted of a loophole or disadvantage situation.

At Samsung Pay thread, some forumer also used the word "abuse".
The scenario is even worse than here I saw.
So no offence.

This post has been edited by David83: Mar 13 2018, 10:02 PM
SUSDavid83
post Mar 14 2018, 10:15 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(LostAndFound @ Mar 14 2018, 10:11 AM)
It's not a loophole, black and white stated in their T&C.

And 'play fair and square' is different from 'ignorant'. Same as customers who complain 'why didn't I get my 15% cashback' because didn't read T&C of minimum spending RM2k or what not.

The fact that first month cashback was up till 28th of the month indicates that few (if any) 'fair and square' customers got screwed over by those who prefer to optimize for highest chance. Go blame the ones who set the T&C rather than those who want to optimize our fast-depreciating assets.
*
The loophole term doesn't come from me if you read the post trail.
I'm only say that it's kind of "abuse" for doing RM 1 x 8.
Everybody is entitled to his/her deference.
Consumer wants to outsmart the bank; the bank can outsmart to protect its interest.
SUSDavid83
post Mar 14 2018, 01:28 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(haru20 @ Mar 14 2018, 01:27 PM)
Same here won RM1K cash back for 1 million cash back to be won, credited today as well  rclxms.gif  thumbup.gif
*
Do they publish the list of winners?
SUSDavid83
post Mar 27 2018, 09:30 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(topearn @ Mar 27 2018, 09:22 PM)
I thought all the while it's 5% on weekends n 1% otherwise; then later change to 5% on weekends n 3% on Weds n 1% otherwise, no ?
*
3% on Wednesdays is time limited benefit and it has already ended.
If you don't believe us, go double check at UOB website.

URL: https://www1.uob.com.my/personal/cards/cred...d.page#benefits

This post has been edited by David83: Mar 27 2018, 09:32 PM
SUSDavid83
post Mar 29 2018, 11:07 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(btan @ Mar 29 2018, 11:03 PM)
my cash rebate expired 31 march
dont know how to spend since no more petrol rebate
*
What cash rebate?
SUSDavid83
post Apr 2 2018, 09:37 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(haru20 @ Apr 2 2018, 09:37 PM)
May I ask how do u all pay for syabas? because UOB Payonline is no more available
*
JomPay
SUSDavid83
post Apr 2 2018, 09:40 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(haru20 @ Apr 2 2018, 09:38 PM)
ok thanks, JomPay includes as online yea?
*
That one I don't know.
You have to dig yourself.
For SYABAS, all Internet Banking portals have moved to JomPay.

https://www.syabas.com.my/consumer/water-bi...aying-your-bill

This post has been edited by David83: Apr 2 2018, 09:43 PM
SUSDavid83
post Apr 3 2018, 06:27 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(fuzzy @ Apr 3 2018, 06:07 PM)
Anyone still keeping their UOB One card? Want to see how are you maximising it.
*
I'm still holding it.
Use it during weekends especially for petrol.
SUSDavid83
post Apr 4 2018, 02:15 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE
RM0.00 UOB Cards: Receive RM30 Cash Back when you spend 5x in a month with visa payWave. Min RM10/transaction. Valid till 31/5/18. T&C@ uob.my/5pw


What's the catch?
SUSDavid83
post Apr 4 2018, 03:09 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(laymank @ Apr 4 2018, 03:07 PM)
by invitation only.
*
The Cash Back is allocated on a first come, first served basis and subject to availability of the Cash Back allocated for that Participating Month as per Table A below:

This post has been edited by David83: Apr 4 2018, 03:09 PM
SUSDavid83
post Apr 4 2018, 03:35 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(peri peri @ Apr 4 2018, 03:26 PM)
how come yours are 5x?

mine sms received just now is 3x swipe for the rm30 cash back
*
It's a targeted promo.
Different people get different offer.
UOB strategy!
SUSDavid83
post Apr 4 2018, 05:24 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
If UOB is supported in Samsung Pay, this will be a piece of cake for me!
SUSDavid83
post Apr 4 2018, 05:29 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(fruitie @ Apr 4 2018, 05:26 PM)
Mine also 3x min RM 10 but no intention to swipe.
*
Me too!
UOB is not my primary card for Wave swipes. LOL
Somemore I requested a replacement and the new card hasn't arrive. doh.gif
SUSDavid83
post Apr 5 2018, 02:19 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(sms2u @ Apr 5 2018, 01:58 PM)
do u all receive sms?

this is invited event?

This Campaign is open to all SELECTED principal and supplementary UOBM Credit Cardmembers (“Eligible
Cardmembers”) holding a UOBM Visa Card printed with the Visa payWave ripple sign (“Visa payWave card”)
issued in Malaysia and:
a) received an invitation to participate in this Campaign via Short Messaging Services (SMS);
*
Invited via SMS
SUSDavid83
post Apr 5 2018, 05:12 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(darkterror15 @ Apr 5 2018, 04:58 PM)
Recently there are many event for UOB

So far I received 3 kinds of events other than the normal cash rebate rm 10 per transaction = 1 time transaction

1) RM 5 transaction x 3 from mid of the month in the listed online shop to get RM 5 cashback,

means if u swipe 3 times in 11street RM 5, then 3 times in lazada then u entitle for RM 10 total cashback for that event for that month (not sure about the cb first come first serve or not)

2) RM10 x5 or RM 10 x 3 paywave event. Spend at RM 10 per paywave for 5 times a month starting each day of the month until may 31st. Never mention about same merchant in same day ok or not. (First come first serve) The number of paywave is different and if never activate the card before, it will be 3 times. For old card holders is 5 times. CB is RM 30 per month.

3) 10% rebate for oversea/foreign currency spend 3 times for at least RM 100. (no mention first come first serve)

Last month I swipe for first event, and just this afternoon I paywaved for second event by going to mcd and asking my colleague to separately using my card to wave  laugh.gif

Whether will I get or not ? I dont know.. just wait..lol
*
Most of them are FCFS. You may not even get them all!
It's not like Pokemon whereby you can catch them all if you want! LOL
SUSDavid83
post Apr 8 2018, 06:42 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(cfc @ Apr 8 2018, 06:35 AM)
1. UOBM Preferred Platinum Card (“Card”) comes with the feature of awarding up to 10% Cash Back
on Utilities Spend, Dining Spend and Online Checkout/Payment on all days (“Cash Back”).
2. The Utilities Spend shall include Standing Instruction transactions with the service providers (Maxis,
Digi, Celcom, Astro, TM & TNB) using the Card.


13. The Cash Back under this Programme shall not be awarded for the following transactions:
l. Utilities bills;
n. Bill Payments (subject to Clause 2);

utilities bill != bill payment ??

can anyone confirm if TNB payment can get the 10% discount
1. payment via jompay in UOB website
2. payment made via TNB mobile apps
*
I believe in order to receive CB for utilities category, you need to Standing Instruction transactions with thsee service provider.

If condition (2) supersedes, then you won't receive CB for:

1. payment via jompay in UOB website
2. payment made via TNB mobile apps
SUSDavid83
post Apr 9 2018, 05:46 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(cybpsych @ Apr 9 2018, 05:44 PM)
updated PDS, guess uob need to make it very clear between the distinction of "retail transaction" vs "swipe" laugh.gif

user posted image
*
Any difference between "retail transaction" vs "swipe"? hmm.gif

SUSDavid83
post Apr 10 2018, 09:00 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Called to UOB CS to reduce CL.
The CS said their CS is having unexpected high numbers of calls! LOL
SUSDavid83
post Apr 10 2018, 12:09 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Morning_Star @ Apr 10 2018, 11:55 AM)
For Preferred Platinum cardholders :
If there is no Standing Instruction for Utilities Merchants, UOB will not give Cash Back ?

How do I create Standing Instruction in the first place ? Coz monthly bill amount changes upon monthly usage...
*
You can set up auto debit at merchant side.

15 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0284sec    0.84    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 10:43 AM