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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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coolguy99
post Sep 26 2019, 02:49 PM

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QUOTE(pohsze @ Sep 26 2019, 01:00 PM)
8th Aug
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That is like the borderline. I have heard people not getting cashback despite swiping at 10th. So your case might be cash back pool depleted
coolguy99
post Oct 4 2019, 01:09 PM

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QUOTE(pohsze @ Oct 4 2019, 12:52 PM)
wait, isnt it any amt higher than RM10 for 16 times?
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If 8x times you get 5% cashback with the same rm50 cap if I am not mistaken.
coolguy99
post Oct 7 2019, 08:58 AM

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QUOTE(qu3vax @ Oct 6 2019, 02:52 PM)
wow 30% oversea rm500 cash back is back~
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Is the exchange rate favorable?
coolguy99
post Oct 14 2019, 09:15 PM

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QUOTE(eeeglow24 @ Oct 14 2019, 08:30 PM)
Hi,

So between One and Yolo, Yolo is better right for cashback?
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The fact that Yolo gives you cashback for reloading Boost makes it better already.
coolguy99
post Oct 15 2019, 09:42 AM

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QUOTE(jefftan4888 @ Oct 15 2019, 09:28 AM)
I do have many types of loan. We don’t have so much money so need to leverage on banks. We also leverage CB CC, BP, eWallets, etc. to earn an extra income. Government is not taking care of M40. Price of Electricity, Water, Petrol  will be increased again in 2020. As a result, living expenses will be increased further. Our savings account interest can’t beat inflation at all.
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Saving interest is next to none. I rely on e wallets like BP to leverage on my monthly cash flow.
coolguy99
post Oct 16 2019, 11:25 AM

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QUOTE(avinlim @ Oct 16 2019, 08:54 AM)
» Click to show Spoiler - click again to hide... «


Scenario 1:
1 November 2019 - Top up RM625 to Boost -  single transaction.
29 November 2019 - Top up RM10 x 15 to BP.

Scenario 2:
1 November 2019 - Top up RM10 x RM15 to BP.
29 November 2019 - Top up RM625 to Boost - single transaction

Scenario 3:
1 November 2019 - Pay things in Shopee RM40 x 16 = RM640.

Scenario 1: you should get 625x8% = RM50 cb
Scenario 2: you should get 150x8% = RM12 cb
Scenario 3: you should get RM0 cb, not meeting 8 or 16 transactions.
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Just wondering why can’t we do 16x top ups to boost?
coolguy99
post Oct 16 2019, 11:32 AM

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QUOTE(avinlim @ Oct 16 2019, 11:26 AM)
You can. Why not? if boost allows.
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I am just worried that my boost account will be flagged by doing so.
coolguy99
post Oct 18 2019, 09:23 AM

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Mine is in too on 17 Sep. Getting earlier.
coolguy99
post Oct 18 2019, 10:46 PM

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QUOTE(DM3 @ Oct 18 2019, 09:46 PM)
I wonder wats the earlier CB on 14th oct?
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Any screenshot that you can show?
coolguy99
post Oct 24 2019, 10:48 AM

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Guys want to ask about balance transfer as I have never done it before.

UOB offered me 6 months 0% interest for balance transfer. Does that mean that if I transfer my outstanding balance from my other credit card to UOB, I don’t have to pay any interest for 6 months?

Normally what is the process though? Is there any catch?
coolguy99
post Oct 24 2019, 11:39 AM

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QUOTE(avinlim @ Oct 24 2019, 11:10 AM)
Got any 1 time fee bo? beware of that. which is equal to the interest already. e.g 6% upfront processing fees etc.
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QUOTE(fruitie @ Oct 24 2019, 11:36 AM)
I have been offered something similar when I got their Preferred Plat, that's the purpose why I applied.

No catch, no interest and you can even pay minimum every month and pay the remaining before it expires (same concept as HLB BT).

However, if it is 0% for 12 months, then you have to pay full installment every month. I am servicing that now after my 6 months BT was over, they offered me this plan.
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I see thanks all. Seems like a good deal to me. But I am afraid I might fall into the debt trap if I choose to do so. But the additional cash flow is tempting especially when I can use it to reduce my housing loan interest.
coolguy99
post Oct 26 2019, 10:47 PM

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QUOTE(eeeglow24 @ Oct 26 2019, 10:09 PM)
Last time I was offered UOB one by sales agent. He took my details and submitted the forms.

Now I'm not sure which card will come to me. Saw 2 application numbers in CCRIS.

So far I think the most suitable spend would be on Grab and ask for SST waiver.

But worst case, can i just not activate the card if I found the cards not suitable for me?

Thanks sifus.
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Cancel the card if you don’t plan on using it, else you will be charged sst nonetheless.
coolguy99
post Nov 1 2019, 12:23 AM

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QUOTE(tientien @ Oct 31 2019, 08:44 PM)
So good.. Yesterday I called, cs straight away said no more cash rebate for sst, only can use point to offset😭, campaign for sst rebate has ended.
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UOB has points? Maybe try a different cs.
coolguy99
post Nov 12 2019, 02:13 PM

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QUOTE(lowyat101 @ Nov 12 2019, 01:55 PM)
Just got my YOLO card today. Shall I still try the CB for this month? Or it's too late and better wait for 1st Dec.?

Also for the 16X qualification, there's no minimum amount needed right? Say for example, I reload TnG eWallet 15x RM10, then maybe RM475 on Lazada, I will still get RM50 (8%) CB right?

Thanks
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I think it is a little too late as it is 12th now. But you can give it a go if you want. If you use it to reload Boost the most you lose is RM2, but you can gain RM50, the choice is yours.
coolguy99
post Nov 12 2019, 02:34 PM

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QUOTE(lowyat101 @ Nov 12 2019, 02:30 PM)
Thanks but I don't use Boost yet, so will try next month then.

BTW just to confirm, the 16x transactions are without any minimum amount right?

Thanks
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RM10 min amount for each trx.
coolguy99
post Nov 21 2019, 12:51 PM

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QUOTE(Omgf @ Nov 21 2019, 10:44 AM)
Sifu, I remembered boost will only allow 4 times topping up from credit card?
How to get 16x?
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Where did you get this info? Can definitely top up more than 4 times.
coolguy99
post Nov 27 2019, 12:00 AM

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QUOTE(cucikaki @ Nov 8 2019, 10:40 PM)
Just called uob. Now say got quota for sst reversal. Fcfs basis. Will know within 90 days. I ask her to check whether im still eligible, she say cant check, but my online transaction counted, just she is not sure whether the quota is fully utilised.

But i cant find any t&c regarding this.
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I called also she just told me will submit to management for approval...Normally how long does it take to get a result?
coolguy99
post Nov 27 2019, 12:05 AM

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QUOTE(cucikaki @ Nov 27 2019, 12:03 AM)
I havent even get mine. Called a few times. Recently they said 6 weeks after end of sst campaign, which is end of dec. another cs said 6 weeks after fulfillment of requirement. Im just gonna pay and call back in jan later ask for reversal
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If it is Yolo card that you are holding it is still worth paying the SST though, worst case if really cannot get rebate...
coolguy99
post Dec 1 2019, 09:30 AM

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QUOTE(kaiserreich @ Dec 1 2019, 12:25 AM)
Done reload RM200 with UOB ONE to Grabpay to maximize weekend 10% rebate biggrin.gif
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You use Grab a lot? I still have RM300 in my grabpay and contemplating whether to further reload..
coolguy99
post Dec 7 2019, 09:41 AM

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QUOTE(neverfap @ Dec 6 2019, 10:45 PM)
UOB Yolo cant be applied anymore?
The card agent told me his manager said the YOLO card not available to apply anymore because there will be changes on the card?
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Never heard of this. But if the agent told you so it might be true. Bad news for all of us here if that happens.

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