whre did he say yolo card?

use jompay for maxis lor.

yolo is good for those spending (eg bills) that are recurring each month (predictable recurrence and somewhat predictable amount) and not suitable for ad-hoc spending (dining/parking). online probably ok if you can plan the purchase in early of the month.

some questions for you to answer yourself:

1) what are the bills that you always need to pay in one WHOLE month? unifi/astro/digi/insurance (jompay acceptable?) ... then you can preplan all your bill payment in advance, early of the month lor, without waiting for bill to come. you roughly know how much going to incur anyway.

2) rm10 x 10 times is ok. i'm doing more than that

3) so far jompay still eligible for cashback.

try lor.

the MCC is 5964 (last i tested it).

yeah, 1st batch masuk liao

i only use 03-2612 8121. seems ok to me.

try call early morning or later at night

provided your spending are eligible and meeting the t&c

what, when, and where did you spend?

probably late getting cb since it's credited in batches

how about today? checked PIB for the cb?

check till later today or even up till this week.

then give CS a call.


else, call them if cant wait. only UOB can give the answer.

any changes will take effect at least 21 days after notification.

stop speculating and spread rumors or anything unconfirmed without b&w.

nothing related to cultural. to reward or retain the users is totally another matter; and it's all down to business.

we all know SST is charged according to the act. nowhere to run.


if the bank want* to reward/retain the users (due to sst-related matters), they have their full discretion to grant reward to appease the customer.

*the "want" part, it's all cost, whether they willing to fork out the budget to grant the reward.

for new acquisition, it's costlier to acquire new customer than retaining existing. so, banks would decide, on their budget allocation, whether to give unconditional/blanket reward to all customers, or conditionally-grant based on specific conditions, or outright reject the requests.

likely, there will be internal policies outlining the rules/conditions to grant or reject any sst reward/cashback requests.



most customers felt they are entitled for reward regardless; on the basis of being the bank's customer/x-years with them/spent xxxxx with them/etc.

oh please lor, we all are merely using the bank's facility(ies) with lenghty complicated T&C tied to it. we DO NOT own the facilities at all. it's the bank's discretion to OFFER/EXTEND their service(s) to us.


fyi, be mindful there will be information-gap or discrepancies between decision-makers (product/sales) vs support (cs, branch staffs, etc).

dont expect the cs/frontliners to know the details, in advance. if properly done, they SHOULD have been briefed/trained of new promotions/policies. but in reality, with so many stuffs ongoing and so many support staffs by each bank, information cascading down from the top/decision-makers would be lagging or most of the time, incomplete. well, some creative support staffs may "assume" with their own interpretation as well

all banks doesnt operate similarly. each has their own rules and policies.

we as a USER to their services, all we can do is ASK

nobody can give you answer now.

spending in 1-31 May 2019 period, will only find out the results in July 2019/August 2019
spending in 1-30 June 2019 period, will only find out the results in August 2019/ September 2019

This post has been edited by cybpsych: Jun 30 2019, 03:27 PM

example above.

last time someone asked this, but for transaction amount <RM10. UOB CS' response in BLUE highlights, #1 and subsequently #3.


if transaction amount RM10 and above, the rule does not apply.

as long as amount RM10 and above, the clause above not apply

follow the steps above

click the transaction status to retrieve back the 'receipt"

no need compare la. each portal is different mah.

imo, no need waste time saving it. can retrieve from PIB or from SMS (freaking 2x SMS per payment)

no issue thus far.

been paying exclusively with jompay to variety of payees.

by end July

obviously you didnt read the post# reference by clarencet just above yours.