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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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MGM
post Aug 22 2025, 01:49 AM

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QUOTE(LostAndFound @ Aug 22 2025, 12:15 AM)
Anyone got weird cashback this most recent statement? Getting a few cents instead of RM10 per category (UOB One Classic). Spend total is RM800.
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My mid August one ok.
MGM
post Aug 30 2025, 09:24 AM

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QUOTE(70U63 @ Aug 30 2025, 09:18 AM)
No error here. 12x 300 points each month.  rclxms.gif

May be try to check where error is on boost or UOB side, and call them.
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How much is the 12x300 points worth?
MGM
post Sep 5 2025, 09:55 AM

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QUOTE(Ongking @ Sep 5 2025, 07:10 AM)
Any has both uob one and uob platinum. Is it we can get both cashback from these 2 cards?
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Yes
MGM
post Sep 12 2025, 10:39 AM

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QUOTE(songokujames @ Sep 12 2025, 10:31 AM)
also not getting 10% cashback this month for UOB one platinium. Call cs and they said one of my transaction which is Spay global is excluded from minimum spend which made my monthly minimum retail spend less than RM1500. Spay (saraway pay) is excluded from minimum spend? Is FPX transaction excluded also from minimum spend?
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I think spayglobal is govt.
MGM
post Sep 13 2025, 06:04 PM

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QUOTE(ahbenchai @ Sep 13 2025, 05:49 PM)
already cancelled, was waiting for retention offer, but they really proceed and closed my case with the cancellation hahaha
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How they closed your case?
MGM
post Sep 19 2025, 11:09 AM

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QUOTE(williamyl @ Sep 19 2025, 09:20 AM)
if you know pair with Boost bank that is free interest you can earn every month.
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Please elabotate, dont understand thanks.
MGM
post Sep 22 2025, 05:29 PM

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QUOTE(fruitie @ Sep 22 2025, 05:18 PM)
That's a very good idea to be honest, later I will check out how to maximize this CB, been so long since I used this card. sweat.gif
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Spend 700 online/spaylater, 1300 on shopeepay topup.
MGM
post Sep 22 2025, 05:29 PM

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This post has been edited by MGM: Sep 22 2025, 05:30 PM
MGM
post Oct 3 2025, 09:41 AM

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QUOTE(Dweller @ Oct 3 2025, 09:39 AM)
Just got a waiver for UOB ONE. Called just now and asked for card termination instead of request for AF waiver. Got redirected to retention team
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Retention team called u after your cancellation call on the same day?
MGM
post Oct 10 2025, 09:13 PM

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QUOTE(jutamind @ Oct 10 2025, 07:54 PM)
Called UOB end Sep to cancel my card and they said they will waive the 25 SST as I've not used the card since last Jun. Card had been removed from mobile apps but in the eCCRIS record, I still see the RM25. Does this I still owe the bank 25?
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Card still not cancelled, u will receive call from retention team soon
MGM
post Oct 14 2025, 04:16 PM

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QUOTE(fruitie @ Oct 14 2025, 03:40 PM)
Sorry to revisit this topic again for EVOL.
Must it be RM 700+1300? Also, 1300 must be e-wallet top up?
I did spend but definitely not enough for the minimum spending.
Just a normal VI. I'm not a PB customer in any banks. Too poor. rolleyes.gif
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Ewallet topup cb capped at RM15, so need at least rm300.
Total cb is rm50, so left rm35 cb earned from online txn of rm700. And min retail spent to get rm50 cb is 2k, so balance of 1k can be anything not in the exclusion list, and ewallet topup is most convenient to me.
MGM
post Oct 25 2025, 08:33 AM

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QUOTE(LostAndFound @ Oct 25 2025, 07:55 AM)
Requested annual fee waiver on my wife's UOB One Classic (the first of our multiple One cards to kena with the new limits).

Only granted half waiver. Spending did not hit RM15000 (nowhere close, spend per month is 500/800). When comes to my turn I'm going to try bang table a bit more and see if its negotiable (possibly not).
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But the 15k spending criteria only starts Jan2026.
MGM
post Oct 25 2025, 09:55 AM

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QUOTE(LostAndFound @ Oct 25 2025, 09:46 AM)
Hmm, wonder why no full waiver then. Problem is UOB won't allow me to speak on behalf of my wife, and I'm the one who handles all these details normally. Maybe go through email.
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I used the cancel card method.
Or cancel UOB1Basic n get UOB1 Platinum.

This post has been edited by MGM: Oct 25 2025, 09:56 AM
MGM
post Oct 26 2025, 08:28 AM

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QUOTE(talexeh @ Oct 26 2025, 08:23 AM)
Yeah, that was the same BS UOB gave me as well. They only relented when I pointed out that this new criteria has yet to be in effect.
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So u got the AF waiver?
MGM
post Nov 2 2025, 10:14 AM

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QUOTE(xiaoxiaoshen @ Aug 7 2025, 12:02 PM)
my Grab paylater just auto deduct from wallet (0 balance) thus it goto auto topup and pay.
MCC6450 is just ewallet, in this case it save the 1% reload fee.
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QUOTE(lalahehe90 @ Oct 19 2025, 07:52 AM)
It will autodeduct from credit card without the 1% charge. Yes eligible for cashback.  But your autodeduct option must be credit card instead of grab wallet
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In order to pay Grab Paylater using autodeduct from credit card without incurring 1% fee, do I need setup AUTO TOPUP too?
Currently my wallet balance is 0, autodeduct set to EVOL cc, and PAYLATER of RM44 due on 7Nov.
Would the mcc code be 6540 for all cc cos I also have HSBC-Amanah-Platinum which requires 6540 to get cb?

This post has been edited by MGM: Nov 2 2025, 10:17 AM
MGM
post Nov 7 2025, 01:39 AM

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QUOTE(MGM @ Nov 2 2025, 10:14 AM)
In order to pay Grab Paylater using autodeduct from credit card without incurring 1% fee, do I need setup AUTO TOPUP too?
Currently my wallet balance is 0, autodeduct set to EVOL cc, and PAYLATER of RM44 due on 7Nov.
Would the mcc code be 6540 for all cc cos I also have HSBC-Amanah-Platinum which requires 6540 to get cb?
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QUOTE(kyleen @ Nov 2 2025, 03:08 PM)
No need enable auto top up, just need setup auto deduct.
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Already 1.30am 7Nov but Grab Paylater amount still not auto deducted. Normally what time?
MGM
post Nov 7 2025, 08:13 AM

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QUOTE(MGM @ Nov 7 2025, 01:39 AM)
Already 1.30am 7Nov but Grab Paylater amount still not auto deducted. Normally what time?
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Finally, one account deducted at 5am, another at 6am.
MGM
post Nov 24 2025, 01:25 PM

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QUOTE(MGM @ Nov 2 2025, 10:14 AM)
In order to pay Grab Paylater using autodeduct from credit card without incurring 1% fee, do I need setup AUTO TOPUP too?
Currently my wallet balance is 0, autodeduct set to EVOL cc, and PAYLATER of RM44 due on 7Nov.
Would the mcc code be 6540 for all cc cos I also have HSBC-Amanah-Platinum which requires 6540 to get cb?
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QUOTE(PoisonSoul @ Nov 7 2025, 09:58 PM)
It's been awhile I've used GrabPayLater but previously, it's always a quick reload to eWallet then only it pays off the GrabPayLater.

Hence, 6540 mcc code.
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QUOTE(MGM @ Nov 7 2025, 10:34 PM)
This quick reload not charged 1% fee.
Then no point linking EVOL for autodeduct if want to categorise as online, only Uob1 & HSBC-Amanah gets cb.
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I just checked with UOB CS, was told that using EVOL to pay GrabPaylater gave mcc6540 but still considered as ONLINE not ewallet. Would know about it in next statement.

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