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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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MGM
post Jun 26 2025, 09:54 AM

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I got 3 uob cc. Mostly only use 2 of them.
The other one recently got charged sst. Quickly i called CS to cancel it n it disappeared from online banking.
Few days later received the expected retention call, managed to ask for rm50 rebate n AF waiver for all 3 cc.
MGM
post Jun 26 2025, 09:23 PM

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QUOTE(TongCN @ Jun 26 2025, 04:46 PM)
Wait .. why not RM75 (RM25 SST x 3 cards) ?
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I got charged SST for 1 card rm25 only, she offered to reverse it but I asked for better offer then given rm50.
MGM
post Jul 9 2025, 09:21 PM

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QUOTE(Human Nature @ Jul 9 2025, 06:32 PM)
For future reference, approval sms on Monday, call to pick up at branch today Wednesday. Appeared at online yesterday. Too high CL, will ask to reduce.
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Which card? Uob offers 0% BT quite often, isn't it better to have high CL?

Yesterday I apply OnePlatium via Web banking without submitting doc.
This afternoon a lady called to confirm n authenticate n was asked to listen to the t&c. Everything so fast n efficient.
Few banks offer cc without doc, good for those without active income. Any other banks doing this?7
Hope they also increase my CL.
THIS card should be better than HL wise, at least can also use on weekdays. And AF & SST rebate always possible.
MGM
post Jul 10 2025, 07:58 PM

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QUOTE(contestchris @ Jul 10 2025, 02:43 PM)
Guys, for UOB ONE, can I confirm if the groceries is limited to only selected supermarkets? Or applies to all supermarkets under the MCC?
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Selected but many options.
MGM
post Jul 16 2025, 06:50 PM

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QUOTE(Wolgie @ Jul 16 2025, 06:23 PM)
Got one bt is 83.33, if my 964 deducted 833, still over 800
no
Is reload grab wallet consider mins spend? 
Only this I can think of it. Because my first time reload 2x time.  All other spend is normal transaction at shop, mcd, and petrol. Very simple.
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Aiyah post your statement lah.
MGM
post Jul 20 2025, 10:01 PM

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Can we use UOB app to scan merchant's QR & pay merchant using credit card?
Public bank & Aeon wallet apps allow that.
MGM
post Jul 21 2025, 01:49 PM

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QUOTE(Fantasia @ Jul 21 2025, 07:42 AM)
May I know if grab paylater fall under "grab" category and eligible. For cashback?
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QUOTE(xiaoxiaoshen @ Jul 21 2025, 10:00 AM)
do you try to pay grab paylater using credit card? if  you manage to do it pls share. thank
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I think Grab Paylater can only be paid using Grabpay only.
MGM
post Jul 21 2025, 04:37 PM

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QUOTE(Fantasia @ Jul 21 2025, 03:22 PM)
I attempted to make payment, it seems like I can select my credit card to settle my bill. I will try to make payment for real next month.
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When your Grabpay balance is insufficient then it will prompt u to topup using cards b4 u can proceed to pay with grabpay.
MGM
post Jul 22 2025, 02:28 AM

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QUOTE(Fantasia @ Jul 21 2025, 11:32 PM)
Besides credit card, I was also given the option of paying using Grab wallet hmm.gif That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it next month.

user posted image
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There will be a 1% fee for reloading grabpay with cc.
Can show the screenshot of paying paylater with cc?
As shown below there is no option to change payment type to cc, can only topup Grabpay b4 continue with payment.

user posted image

This post has been edited by MGM: Jul 22 2025, 02:39 AM
MGM
post Jul 22 2025, 08:40 AM

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QUOTE(ClarenceT @ Jul 22 2025, 07:34 AM)
If I am not wrong, Grabpay will direct charge the credit card when the Grabpaylater debt is due AND insufficient credit at Grabpay. But = top up Grabpay then settle Grabpaylater debt (Don't compare with ShopeePay/Spaylater which are operated by 2 legal entities).
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So there will be a 1% fee.
MGM
post Jul 22 2025, 09:05 AM

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[quote=kyleen,Jul 22 2025, 08:49 AM]
[quote=Fantasia,Jul 21 2025, 11:32 PM]
Besides credit card, I was also given the option of paying using Grab wallet hmm.gif That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it

I use Uob to top up RM100 grabwallet for the 10% cashback( Rm101 with 1% fee). I use grabpaylater for grabfood and usually my monthly bill is rm200 ish. I use hlb CC to link to auto top up, I rmb this is required to link a CC to use grabpaylater. On the 7th of every month, it will auto deduct the rm100 in wallet and the remaining amount auto top up from Hlb CC. No action required.
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[/quote]

How come my linked cards doesn't show up at that payment page like yours? Is there any setting that I should do?

Auto topup from hlb cc got 1% fee?
MGM
post Jul 22 2025, 11:32 AM

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QUOTE(kyleen @ Jul 22 2025, 10:14 AM)
Here is my settings

user posted image
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My "Set Postpaid..." was off, ok that might be it.
MGM
post Jul 22 2025, 03:41 PM

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QUOTE(kyleen @ Jul 22 2025, 10:14 AM)
Here is my settings

user posted image
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QUOTE(MGM @ Jul 22 2025, 11:32 AM)
My "Set Postpaid..." was off, ok that might be it.
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Lol can't even switch on "set Postpaid as default....", no explanation.
MGM
post Aug 1 2025, 10:28 AM

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QUOTE(Fantasia @ Aug 1 2025, 09:41 AM)
Update: I just settled my grab paylater with UOB One card, no 1% fee.
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Your Grab ewallet balance is less than the Paylater amount b4 payment?
MGM
post Aug 1 2025, 09:31 PM

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QUOTE(Fantasia @ Jul 21 2025, 11:32 PM)
Besides credit card, I was also given the option of paying using Grab wallet hmm.gif That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it next month.

user posted image
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QUOTE(Fantasia @ Aug 1 2025, 09:41 AM)
Update: I just settled my grab paylater with UOB One card, no 1% fee.
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Any idea Grab Paylater is under which mcc, and if it qualifies for cb when paid with UOB1 classic & Platinum?
MGM
post Aug 3 2025, 10:05 PM

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QUOTE(Fantasia @ Jul 21 2025, 11:32 PM)
Besides credit card, I was also given the option of paying using Grab wallet hmm.gif That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it next month.

user posted image
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QUOTE(Fantasia @ Aug 1 2025, 09:41 AM)
Update: I just settled my grab paylater with UOB One card, no 1% fee.
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Any idea Grab Paylater is under which mcc, and if it qualifies for cb when paid with UOB1 classic & Platinum?

No one can help on this?
MGM
post Aug 4 2025, 11:12 PM

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QUOTE(Fantasia @ Aug 3 2025, 11:30 PM)
My statement date will be mid of this month. Let's see if I will get any cashback for it.
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Why not call the CS to check if the mcc is one of those qualified mcc?
MGM
post Aug 7 2025, 10:08 AM

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QUOTE(Fantasia @ Aug 7 2025, 09:57 AM)
Just checked, MCC 6540. It is eligible for cashback as confirmed by customer service.
If it is fallen under MCC 6540 which is what Grab Pay is categorised as, it should be eligible for cashback.
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In july i can see option to pay Paylater with cc, but b4 7Aug due date the option was gone n can only pay with grabpay even though balance was zero. Sian.
MGM
post Aug 7 2025, 11:45 AM

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QUOTE(cybpsych @ Aug 7 2025, 11:00 AM)
first, i did the ivr.

then i called and talked to human agent to get AF waiver (and SST rebate, which not offering anymore, no harm asking)
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SST rebate can be requested from retention dept.
MGM
post Aug 7 2025, 04:07 PM

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QUOTE(mamamia @ Aug 7 2025, 03:31 PM)
top up RM500 on 7 July 00:27, get nothing...
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Topup where?

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