Im the type who is worry about my retirement age.

So i started by self contribute 4 figure amount recengly, seeing the amount reflected in epf account make me happy.

I am looking forward to make statutory contribution more than 11% to 20% soon.

Took epf to repay my ptptn loan, easily approved and loan discount was also swiftly bank in back to my account.


But I never knew we can pump money in, can share how?

Was actually planning to withdrawn to pay mortgage

I just Topup RM60k this year. Need to wait another year. Sienz

The loan 20% discount was until 31 December 2018 only right?

2019 still got ka?
If no...What made u wanted to pay off the cheap loan using your higher return investment?

EPF >6% return on average
PTPTN only 1% interest.

Because don’t want kena travel banned,

Friend kena while heading to Seoul.

they only travel-ban you if you're defaulting no?

If i can put a forced 20% savings to my epf id do so willingly. Unfortunately 11% was the option given

Form 17A (AHL) : http://www.kwsp.gov.my/member/contribution...-statutory-rate

Note that you need to fill up 9% instead of 20% because that is the figure above the statutory 11%.

Or self contribute upto 60k a year. http://www.kwsp.gov.my/member/contribution...gs-contribution

This post has been edited by beLIEve: Jun 9 2019, 01:38 PM

Hey man, thanks for the input. Really appreciate it.

Guys... i plan to self invest in EPF, can i do it via M2U?

if can how can i do it?

Choose Pay to : EPF



i did mine this way

Thanks. How long it take to reflect into this kwsp account?

don't know bro

but i did my self contribution last month

just now i checked, it's stated there

60k is only for voluntary limit

OR

60k is already inclusive of compulsory monthly deposit already?

(lets say yearly compulsory one already enter 30k, so voluntary can enter another 30k only?)

60k is only for voluntary limit. The one you deposit on your own without going through company.

Yesterday afternoon I manage to do a trial topup. Till today still not reflected in my account. I wonder why it took so long to reflect? Anyone have any idea how long it take to reflect in your KWSP? I using M2U as guided by our member here.

I also do self- contribution via m2u for the period i was not working.
Easy and fuss-free.

Give it a week, it will show up

Confirm b4 16th of the month will appear in the statement

Based on my experience

don't worry bro

it'll reflect

kasi some time

as long as you enter the correct account and ic number, you've got nothing to worry about bro