If by age 55 i have 1million in my account 1 i think good enough

Earning more than 4k per month from the average 5% of annual divident

But in 20 years time 4k in 2040 would only worth 2k in 2017 i guess.

Property price wud skyrocketed. Donno in future 1m of property can get what.

Account 2 could only be used to as a downpayment haha

Try best to buy a good long term house in your 30s. And self co tribute as much as you can to kwsp before 55 that is the only way

By 55 you dont need a new car i guess

Im the type who is worry about my retirement age.

So i started by self contribute 4 figure amount recengly, seeing the amount reflected in epf account make me happy.

I am looking forward to make statutory contribution more than 11% to 20% soon.