What's the difference between All Cards Balance and Available Balance ?

Anybody find it difficult to predict when will our transactions will be posted ? Cuz this will affect the cashback. For example I spent RM50 on 2/3/2018 , transaction was not posted until they already processed the statement on 7th. End up I can't get the cashback for that statement

That's ridiculous.. half yr only got posted??

Just received my card finally, it says "Get a Complimentary RM200 Touch 'n Go Card* when you swipe the card with an accumulative of RM250 retail transactions within 45 days with your newly approved credit card."

Retail transaction means from shops? Which means those without cash back?

im interested with the Public Bank Quantum Visa but im confused with the terms

5% Cash Back on Entertainment & Departmental Stores transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend.

if its not in category, there will be no cash back at all?

Hi guys I can’t find the TnC for the public bank quantum. What’s the minimum cashback transaction? For example Maybank 2 card only will give you cash back if is more than RM1. So if you spend RM20 and above you will then only get the cash back of RM1 else no cash back.

What’s the minimum transaction for public bank?

Wow you sure? Then this is nice. Was using Maybank 2 card but didn’t realise minimum cash back need to be RM1

No pb account, maka xde kad kredit pb.

We regret to advise that your credit card application was declined and we are unable to reveal the reason for rejecting your card application in line with the industry's practice. This has been specified under the  Declaration section of the Credit Card Application Form i.e.

"The Bank shall reserve the absolute right to approve or reject my/our application as the Bank deems fit without assigning any reason."

Please be assured that every Credit Card Application is being properly reviewed by the Processing Department according to our Credit Guidelines.

Your kind understanding on the above is much appreciated.

Thank You