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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Jul 3 2018, 02:43 PM

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QUOTE(paogeh @ Jul 3 2018, 02:36 PM)
what do u mean ?
change in PBB or shopee ?

how does that affect us ?
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1) many has advised those using shopee, dont swipe too early. do somewhere around 9am or later to be safe.

2) shopee has changed their payment gateway to ipay88 late last month! previously was using cybersource, hence the timezone difference! ipay88 is using local timezone, so very likely swiping early is still safe (for new promo now).
cybpsych
post Jul 3 2018, 04:49 PM

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QUOTE(hebe87 @ Jul 3 2018, 04:45 PM)
it was happened in Malaysia time, monday 2AM

I not sure about public bank previous payment processor's (cybersource) timezone
for example, if cybersource timezone is GMT (for example, england time zone), while you did your transaction on malaysia time zone(GMT +8) on monday 2am, it appear as sunday 6pm in cybersource's record.
and cybersource will post the transaction to public bank as sunday transaction
since there is no fine print in PBB T&C regarding time zone, you may try to file dispute.
anyway, this phenomenon may happen again for international payment gateway, including but not limited to Shopee
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if u read his previous posts, he dont care about the dependency on payment gateway. so, explaining this is pointless. laugh.gif
cybpsych
post Jul 3 2018, 05:09 PM

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QUOTE(hebe87 @ Jul 3 2018, 05:04 PM)
now the pool may exhaust earlier and earlier, since
1. there is BiGPay there for users to achieve 8x swipes
2. spending amount to achieve RM50 cash back has reduced to RM480 (RM60 x 8), compared to RM1000

previously it was not so easy (or at least take more effort compare to swiping at BiGPay) to achieve 8x swipes
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from what i see, the large lumpsum swipes are exhausted earlier (easier to achieve)

those with 8x or 10x exhausted later a bit. if not mistaken, till Thu still eligible.... well that was last year.

cybpsych
post Jul 3 2018, 05:43 PM

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QUOTE(ClarenceT @ Jul 3 2018, 05:39 PM)
Last year 1000 winners!
Now 600 winners and a lot of new competitors.
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of course. the time gap between similar promo is wide, users dynamic and behavior changes.

well, my monthly expenditure reduced by half nowadays, cant target each week now. good news nevertheless:lol:
cybpsych
post Jul 3 2018, 06:59 PM

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QUOTE(stargate8 @ Jul 3 2018, 06:27 PM)
geez cry.gif really? wasted my swipes today rm60 x 8
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not applicable to this week la
cybpsych
post Jul 4 2018, 03:34 PM

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QUOTE(cybpsych @ Jun 6 2018, 10:10 AM)
RM88 Shopee e-Voucher via Automatic Fund Transfer [ PBB | T&Cs | Form ]

user posted image
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QUOTE(skty @ Jul 4 2018, 03:30 PM)
What is AFT promo?
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rm68 was the previous aft promo. new one above.
cybpsych
post Jul 4 2018, 04:26 PM

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QUOTE(sl3ge @ Jul 4 2018, 04:18 PM)
Does anyone know the latest july pbb card application promo get the rm288 shopee voucher, got minimum spend or not?
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not stated, perhaps can try contacting Shopee Customer Service (03-2298 9222) on Monday to Sunday - 9.00am to 6.00pm, including Public Holidays or email at support@shopee.com.my
cybpsych
post Jul 4 2018, 04:49 PM

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QUOTE(cclim2011 @ Jul 4 2018, 04:43 PM)
WK23 cashback is in.
What dates of week is it if anyone convenient to remind? Thanks.
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Week 23 - 4 June - 10 June 2018

can be found in t&c
cybpsych
post Jul 4 2018, 05:08 PM

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QUOTE(cclim2011 @ Jul 4 2018, 04:56 PM)
Thanks~

cant find the previous campaign tnc already~~ right?
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either 1) download the copy for own reference, 2) google and view the cached version

https://webcache.googleusercontent.com/sear...my&client=opera
cybpsych
post Jul 4 2018, 09:18 PM

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QUOTE(cclim2011 @ Jul 4 2018, 09:11 PM)
Used to snap the photo of weeks de.lost it so asked here. The cached version i didnt try hard enough.
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this round onwards, just download the T&C. it's PDF format. can be stored anywhere, in phone or computer. biggrin.gif
cybpsych
post Jul 5 2018, 09:09 AM

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QUOTE(suadrif @ Jul 5 2018, 08:58 AM)
Eligible Cardmembers who spend an accumulative retail transaction of RM150 per card
AND performed one-time SMS Registration within 60 days from card approval date
(“Qualifying Period”) will eligible for Campaign Items.
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to eligible for the promo, min spend is stated in the t&c

for the shopee voucher, whether it has min spend attached to the voucher, that is not stated, hence the question to shopee instead. biggrin.gif
cybpsych
post Jul 5 2018, 09:53 AM

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noticed shopee reverted to cybersource payment gateway again?
cybpsych
post Jul 5 2018, 01:36 PM

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QUOTE(GamaX320 @ Jul 5 2018, 01:30 PM)
Newbie question here if i got pbebank account and apply cc will they tier with my pbebank account?
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usually yes. if not, then need to link at branch.
cybpsych
post Jul 5 2018, 02:26 PM

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QUOTE(tan_aniki @ Jul 5 2018, 02:04 PM)
don't simply give answer if you are not sure.
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i have no issue with all my pbb cards, including supps. you may have different experience, doesnt mean it applies the same to everyone.
cybpsych
post Jul 5 2018, 03:23 PM

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QUOTE(tan_aniki @ Jul 5 2018, 02:47 PM)
oops, sorry, what i mean is when do payment is not link to your account.
need to add to fav in order to make payment.
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no worries la biggrin.gif

linked for card payment is a known annoyance. saving as favorite card works, at least this is an alternative.
cybpsych
post Jul 5 2018, 03:30 PM

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// 05 JUL 05 JUL (DGP) PB CASH BACK 4 U - WK 24 30.00 CR //

paid 6x RM100 bigpay
cybpsych
post Jul 5 2018, 07:31 PM

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QUOTE(Ramjade @ Jul 5 2018, 07:19 PM)
Why am I getting only RM10? I topup 2 x RM100 so shouldn't it be RM20?
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read t&c properly la
cybpsych
post Jul 6 2018, 07:23 PM

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QUOTE(lamode @ Jul 6 2018, 07:03 PM)
just checked, its ipay88.
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I still getting cybersource, web and app. laugh.gif


shopee wallet inside the app. anybody used it?

This post has been edited by cybpsych: Jul 6 2018, 07:35 PM
cybpsych
post Jul 6 2018, 07:52 PM

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QUOTE(lamode @ Jul 6 2018, 07:41 PM)
strange... maybe just subset of users :/
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probably their logic to swing the payment gateway to diff group of users
cybpsych
post Jul 6 2018, 09:04 PM

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QUOTE(ClarenceT @ Jul 6 2018, 08:45 PM)
Maybe one for Mastercard, another one for Visa.
Maybe one for Shopee Mall, another one for cap pa lang.
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nope. same for MC and Visa. even add new card points to cybersource.

e-commerce merchant like shopee can setup to route traffic to few payment gateway. good for redundancy too.

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